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  • Low APRs From 2.99% variable
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  • No Early Repayment Penalty Fees
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  • Loans from $1,000 - $35,000
  • Repayment terms from 6 - 72 months
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  • Fixed 4.99% to 19.63% APR (with AutoPay)
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  • A social finance company

Review of Cash Store


  • A reputable short-term cash lender

  • No credit history needed

  • Loan Amounts: Cash advances and installment loans up to $5,000, title loans up to $25,000

  • Loan Types: Cash Advances, Installment Loans, and Title Loans

  • Loan Periods: Vary

  • APRs: Market-related

  • States Available: Idaho,  Utah, Texas, Illinois, Michigan, Wisconsin, & New Mexico.

What Is Cash Store?

The Cash Store has been offering emergency lending since 1996. They are a cash loan lender offering cash advances, installment, and title loans.

They have three different loan options: Cash Advance, Installment, and Title Loans. The loan terms and availability differ by state.

Cash Store is available in seven states: Idaho, Utah, Texas, Illinois, Michigan, Wisconsin, & New Mexico. They have over 340 locations.

>> Don’t live in these states? Find a loan in your state here.

Because of the different loan types, the loan amounts vary. Cash advance and installment loans can be up to $5,000. Title loans can be up to $25,000.

Cash Store is unique in that they have both an online presence and brick-and-mortar store locations. Cash Store is applicants do not need a credit history.

Because Cash Store does not require a credit check, they do require some documentation of income to ensure a customer is a viable option.

Documentation can be a pay stub, social security check, or other proof of income.

Customers do all necessary paperwork online and then go to a physical Cash Store near them. This process can lead to Cash in hand within 20 minutes.

    Requirements To Apply For A Cash Store Loan

  • Age 18 or older (depending on state requirements)

  • Live in a state serviced by Cash Store

  • Regular source of income

  • A state-issued ID or driver’s license

  • Active checking account

The Cash Store website is where you initially apply for your loan. Once you have entered your information, the site will inform you of the amount you can borrow.

The Cash Store website is simple to use. It offers an informative FAQ section and has a straightforward layout.

If you have exhausted all other alternatives and need Cash on the spot for an emergency, they will offer this service.

However, if you have time to shop around and have a good credit score, then looking for a cheaper lender may be advisable.

How To Apply

Cash Store works in a unique way compared to most lenders. Their process of getting a loan is divided into two portions: the online application and paperwork, and the physical location for cash pickup.

Step 1

Visit the Website

Head over to Cash Store’s website here.

Step 2


Complete and save the application form online.

Step 3

Submit Your Documents

Gather your required documents and head to the closest physical Cash Store near you.

Step 4

Get Approved

Complete the process and receive your money the same day.

Cash Store should be considered if you have bad credit and have exhausted all cheaper lending options.

The site does not offer a login service to view your loan payments or apply for any changes you require.

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Our Review Of Cash Store

    Cash Store Cons

  • Only available in 7 states

  • High APRs

  • Cash must be picked up in-store

  • No login service to view payments

At Financer.com, we recommend borrowing money cautiously. Only borrow what you need and try to find the lowest APRs possible.

Cash Store is a reputable lender that provides quick Cash on the spot. With this in mind, you are paying a premium for this kind of service. Again, if you have a good credit rating and time to shop around, do so.

There may be some seasons in life that there are no cheaper alternatives, and you need a cash injection instantly.

Cash Store Frequently Asked Questions

What states does Cash Store cover?

Idaho, Utah, Texas, Illinois, Michigan, Wisconsin, & New Mexico

How fast can I be approved?

Same day approval, even as little as 20 minutes, but be advised a premium is paid for this service.

Would there be any reason I couldn’t get a Cash Store loan?

Criteria are listed above. These are essential to securing a Cash Store loan. Another possible reason could be that you are out of state. 

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Not convinced?

Visit their official website and learn more about Cash Store

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