4 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

  • Loans up to $3,500
  • Quick payouts
  • 5 minute online application
Exclamation Mark IconNot in partnership with Financer.com.
Chosen 9,564 times
  • Fast Funding
  • APRs from 4.6%
  • High Acceptance Rate
  • No Repayment Penalty Fees
Chosen 6,615 times
  • Loans from $200 to $10,000
  • Large network of lenders
  • Repayment up to 12 months
  • Bad credit history accepted
Chosen 3,870 times
  • Borrow up to $5,000
  • Starting at 3% APR
  • Simple and intuitive interface
  • An alternative way to borrow and lend

CashNetUSA Review

    CashNetUSA Features

  • Borrow up to $3,400 depending on your state

  • A diverse range of loans on offer

  • Quick payouts

What Do CashNetUSA Offer?

CashNetUSA offers a variety of different loan types, including payday loans, line of credit, installment loans, online loans, and cash advances.

CashNetUSA has more than 2.5 million customers. This lender is actually part of Enova International, Inc., which offers various lending products around the world. Other subsidiaries of Enova include NetCredit.

Who Can Get A Loan From CashNetUSA?

To qualify for a loan from CashNetUSA, consumers may need to meet the following requirements:

    CashNetUSA Loan Applicants Must Provide:

  • Have an active checking account

  • Have an active email account

  • Have a valid driver’s license

  • Must be a permanent resident or U.S citizen

  • Must be at least 18 years of age (or older in some states)

  • Must be employed

Available in the following states: AL, AK, CA, DE, FL, HI, ID, IL, KS, LA, ME, MI, MN, MS, MO, NV, NM, ND, OH, OK, OR, RI, SC, TS, TX, UT, VA, WA, WI, WY.

If CashNetUSA is not in your state or you would like to compare other lending options, you can find the right lender for you here.

However, consumers may still be able to qualify if they have less than perfect credit. CashNetUSA offers payday loans of up to $3,400.

The amount of money that a consumer may qualify to borrow will be based on several factors, including the initial information during the application process and the state’s governing laws in which the applicant lives.

Payday loans are repaid on the date of the borrower’s next payday. Borrowers may also choose to repay loans at any point before the scheduled repayment date of their loan.

CashNetUSA Review

Financer.com would review CashNetUSA as a good lender for fast money available in some states. They are not the cheapest form of lending and shopping around to compare loans before getting into debt is always a good idea.


  • High APRs and fees

  • Not available in all states

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Reviews of CashNetUSA

CashNetUSA is rated 90 out of 313 companies in total rating and got an average review score of 3.2 based on 4 reviews. Their weakness is Interest & Costs and their strength is Support & Service.
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shelli humphries 1 review | November 15, 2021
General Review
fast decision
interest rate
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jack 1 review | June 27, 2018
General Review
They don't approve you for a loan. Don't even bother to apply...
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Matt 1 review | June 7, 2017
General Review
Slightly high costs but very fast and friendly service. Good for emergency cash needs.
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Jimmy 1 review | March 2, 2017
General Review
Fast and simple.. applyign online is easy and got my money in the bank the next day. Thanks
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