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Both start-up and established companies considered
Borrow from $5,000 up to $575,000 for working business capital
APRs up to 36.00%
What is Torro?
Torro provides business lending solutions by matching businesses looking to borrow funds with the investor’s capital they need to get started, purchase equipment and inventory, or keep their business growing.
While Torro doesn’t lend money themselves, they match borrowers with various lenders who best fit their business lending needs.
While this may sound like virtually any other loan broker, there are a few things that Torro does differently, and it separates them from the rest of the industry.
Unlike many direct lenders and loan brokers, Torro has hundreds of financing options available for all types of businesses.
Whether your company is a startup with nothing more than a quickly scribbled plan on the back of a restaurant napkin or an established business that needs a little business capital to break through to the next level, Torro has an option for you.
Many lenders won’t even entertain the idea of lending to startups, especially ones with little planning in place.
They don’t have the experience and risk tolerance for lending confidently but Torro and its financial partners understand that some of the most significant ventures started the same way and are willing and able to take that risk.
Who Can Get a Torro Loan?
Torro does not pre-judge its clients, and they will accept applications from virtually any business type. Regardless of your previous history, bankruptcies, etc.,
Torro will take your application and try to match you with a viable financial solution. According to their website, most businesses qualify for one to three best-fit options from among its hundreds of available programs.
How to Get a Loan from Torro
Torro’s process is simple. You head to their homepage and choose the amount you need to borrow on the slider.
Then select whether this will be a line of credit or startup capital and click “Get Your Funding Now.” On the next page, choose whether this is an existing business or just an idea and fill out all the required boxes underneath.
Once you fill in all the boxes, click “Get Funding Options,” and you will be forwarded to a loan-management page where you will learn Torro’s decision.
In some cases, you may need to submit a copy of your credit report, which you can get from various free sources, like Credit Sesame or Credit Karma.
Once everything is submitted, wait for Torro to process your application, which generally takes less than an hour, and get your Torro funding in as little as 48 hours.
Financer.com recommends Go Torro as the right choice for business funding, for both the entrepreneur and the well-established.
There is plenty of support for those looking to get funded in a hurry.
Reviews of Torro
Torro is rated 93 out of 312 companies in total rating and got an average review score of 2.6 based on 13 reviews. Their weakness is Interest & Costs and their strength is Support & Service.
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Downsides
west came through for me
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Stacey Burke Floyd 5 reviews | June 9, 2023
General Review
(Edited)
Upsides
xap is reliable
Downsides
I find it difficult to trust people especially those who claim to be credit experts; I had a tradeline with multiple late payments that I had been trying to get off my report for two years and also with Lamborghini Acceptance Corporation. I tried a few agents here but none was successful till I stumbled on an article of XAP CREDIT SOLUTION (XAPCREDITSOLUTION@ GMAIL .COM) who I contacted and he exceeded my expectations by clearing off all debts from my report as well as negative items and raised my score to 820.I was really amazed and hence I decided to put his contact out there for anyone who might need his services. Don’t forget to mention Stacey Floyd to XAP and be assured your credit will be fixed.
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Alejandro Tovar 1 review | April 19, 2023
General Review
(Edited)
Upsides
None. After I give them my report started to get inquiries in my credit profile, actually they call me back but is just a game to gain time, make yourself a favor and run away from this scammers, go to a serious bank and ask for a loan or apply for an SBA loan.
Downsides
All of them, they are fake business lenders, please meet someone face to face other wise you will regret it.
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Annove w 1 review | March 27, 2023
General Review
(Edited)
Upsides
NONE! THEYRE SCAMMERS
Downsides
THEYRE SCAMMERS!!!!!! JUST LIKE A COUPLE OTHER PPL SAID THEY JUST TRIED TO SCAM ME AND A FAMILY MEMBER OF MINE. I WAS ASKED TO BE A CO SIGNER. THEY ASKED FOR A COPY OF MY CREDIT REPORT. I SENT IT RIGHT OVER. TODAY A SCHEDULED CALL WAS TO HAPPEN AT 4:30PM. NO BODY CALLED!!! BUT AT 4:49 O GET TORRO NEEDS A PIC OD MY ID, FRONT AND BACK OF MY CREDIT CARD AND HE WAS SPECIFIC TO WHICH CARD TOO AND AND EIN LETTER I DONT HAVE. IVE NEVERRR BEEN ASKED FOR MY CC INFO FOR A LOAN ESPECIALLY THROUGH EMAIL OR AT ALL!!!!!!…. THEN THE NEXT EMAIL WAS HIM ASKING FOR MY SIGNATURES FOR REVIEW!!!!??? WTFFFFF!!?? neverrrr!!!! THIS COMPANY IS A SCAM. I JUST PRAY MY UNCLE DIDNT GIVE HIS SSN OR ANYTHING CRAZY PERSONAL. DO NOT GO WITH THIS COMPANY!!!!
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Air Ads Supplies 1 review | March 10, 2023
General Review
(Edited)
Upsides
Fast service, the rate is fair comparing to the market.
Downsides
Not much about the downsides. It is ok
james_patersonMarch 11, 2023
I hope they approve me bottom to top service.
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William Diaz 2 reviews | February 22, 2023
General Review
(Edited)
Upsides
They mentioned they could help your business even with bad credit.
Downsides
I applied for a loan with this company and I was approved according to the woman that I spoke to over the phone because she said my credit score was good and that there wouldn’t be no problems. Then she calls me back and asked me if I have a cosigner because they now couldn’t approve me because there was a charge off on my report. That charge off is old and it was due to identity theft and I am currently working on that as we speak to have it removed and I told them that I can send them documentation on that and they said that they couldn’t except that which is weird. Everything else on my credit report is paid on time, If they were to look at it closely. I also don’t understand why they would advertise that even if you have bad credit that they can still help your business. It’s false information.
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Sonya Perry 1 review | November 22, 2022
General Review
(Edited)
Upsides
I don’t even know!
Downsides
I chose this company for funding for my new business. I was contacted everyday for information that I needed to send. Bank statements and credit reports. After submitting that info to Norelyn Paraon, I stop hearing anything. After a week I emailed this person for an update and was told my business didn’t generate enough revenue, well duh, it’s a new business so I was needing funding for that reason. If that was the reason then it should have been told in the beginning how much my business needed to have generated before making me send all of my info over. If it sounds too good to be true, believe it! Now I have to put a freeze on my credit and close my bank account!
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maria Fuentes 1 review | July 14, 2022
General Review
(Edited)
Upsides
Excelente
Downsides
Ninguna opinion
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William Diaz 2 reviews | June 16, 2022
General Review
(Edited)
Upsides
Wouldn’t recommend
Downsides
They discriminated against my profession. I am a certified massage therapist and after they knew I was gay, they turned me down. I do only cater to men but that’s doesn’t change anything. I’m still human. Then they tried to say due to lack of history, funds and profession. I was like this is a bunch of crap. I have business tax returns, business bank account showing funds, insurance etc….Smelled like a scam company. Now after reading all these other reviews, now I understand why people talk bad about this company. STAY AWAY!!
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Jennifer Seal 1 review | March 11, 2022
General Review
(Edited)
Upsides
There are no pros because they deceive from the get go.
Downsides
Lies, lies and lies. Derek told me that they could access a credit line from a major bank, then they started to ask for personal information like security phrases, passwords, street I grew up on, etc. Next guy I was shuffled to, Josh, asked for the password to my Experian account along with PIN and security answer. Then Josh requested that I send him a copy of my ID, and front and back of all my credit cards. Also told me to reach out to another guy, Andy at BridgeIT so that he could "hide" my credit card debt so that I could get a better rate. I filed a police report, changed the security questions on all my accounts, froze my credit with all three bureaus, and changed all my account numbers on my cards. STAY AWAY FROM THESE SCAM ARTISTS!
jay_marieMarch 25, 2022
Omg this is happening to me I was they told me they could get me $30,000 to $55,000 but instead I got $14,000 and they want 10% of that and Andy what’s his ridiculous $10,000 fee I don’t know what to do now I feel stuck
jay_marieMarch 25, 2022
Is this legal do you think I could cancel
anna_smolikowskaJune 28, 2022
I came across this loan company on Google and i contacted the email I saw and all of a sudden i was approved of my loan but i never believed all this could work till i was credited with my loan sum, I will advice anyone who is in need of a loan to contact Mr Barry Moore for help.. Here’s is their company email: barrymoreloans12 @ gmail.com
mario_samApril 17, 2023
ITS TRUE THIS IS 100% A SORRY ASS SCAM NOT EVEN A GOOD ONE. ALL THESE COMMENTS ARE FAKE BESIDES THE OTHER COMMENT IN CAPS. IF YOUR GETTING A LOAN THEY WILL DO A SOFT PULL ON YOUR CREDIT REPORT AT MOST A HARD PULL NOT TO ASK YOU TO UPLOAD A COPY OF YOUR CREDIT REPORT WTF IS THAT? O THEY CAN SEE WHAT THEY WANT TO TRY AND GO AFTER. I JUST FEEL LIKE THEY COULD OF DONE BETTER WITH THE SCAM.
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