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Chosen 541 times
  • Low APRs From 2.99% variable
  • 0.25% AutoPay interest rate reduction
  • No Application Fee
  • No Early Repayment Penalty Fees
Chosen 22,225 times
  • Loans from $1,000 - $35,000
  • Repayment terms from 6 - 72 months
  • Access to hundreds of lenders
Chosen 12,396 times
  • Fixed 4.99% to 19.63% APR (with AutoPay)
  • Federal and private student loan consolidations
  • No charge for the first $10,000 invested
  • A social finance company

Review of Torro


  • Business lending solutions

  • 100s of financing options

  • Both start-up and established companies considered

  • Borrow from $5,000 up to $575,000 for working capital

  • APRs up to 36.00%

What is Torro?

Torro provides business lending solutions by matching businesses looking to borrow funds with the investor’s capital they need to get started, purchase equipment and inventory, or keep their business growing.

While Torro doesn’t lend money themselves, they match borrowers with various lenders who best fit their business needs.

While this may sound like virtually any other loan broker, there are a few things that Torro does differently, and it separates them from the rest of the industry.

Chosen 47 times
  • Business loans from $5,000 – $575,000
  • APR’s up to 36.00%
  • 100s of financing options

What Sets Go Torro Apart?

Unlike many direct lenders and loan brokers, Torro has hundreds of financing options available for all types of businesses.

Whether your company is a startup with nothing more than a quickly scribbled plan on the back of a restaurant napkin or an established business that needs a little capital to break through to the next level, Torro has an option for you.

Many lenders won’t even entertain the idea of lending to startups, especially ones with little planning in place.

They don’t have the experience and risk tolerance for lending confidently but Torro and its financial partners understand that some of the most significant ventures started the same way and are willing and able to take that risk.

Who Can Get a Torro Loan?

Torro does not pre-judge its clients, and they will accept applications from virtually any business type. Regardless of your previous history, bankruptcies, etc.,

Torro will take your application and try to match you with a viable financial solution. According to their website, most businesses qualify for one to three best-fit options from among its hundreds of available programs.

How to Get a Loan from Torro

Torro’s process is simple. You head to their homepage and choose the amount you need to borrow on the slider.

Then select whether this will be a line of credit or working capital and click “Get Your Funding Now.” On the next page, choose whether this is an existing business or just an idea and fill out all the required boxes underneath.

Once you fill in all the boxes, click “Get Funding Options,” and you will be forwarded to a loan-management page where you will learn Torro’s decision.

In some cases, you may need to submit a copy of your credit report, which you can get from various free sources, like Credit Sesame or Credit Karma.

Once everything is submitted, wait for Torro to process your application, which generally takes less than an hour, and get your funding in as little as 48 hours.

Chosen 47 times
  • Business loans from $5,000 – $575,000
  • APR’s up to 36.00%
  • 100s of financing options

Torro Reviews

    Torro Cons

  • Online chat not available 24/7

  • Potentially high APRs depending on lender

Financer.com recommends Go Torro as the right choice for business funding, for both the entrepreneur and the well-established.

There is plenty of support for those looking to get funded in a hurry.

Reviews of Torro

Torro is rated 29 out of 203 companies in total rating and got an average review score of 2.6 based on 2 reviews. Their weakness is Interest & Costs and their strength is Support & Service.
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Chris 1 review | October 26, 2018
General Review
Go Torro offered the classic banking scam of the "bait and switch". Their funding was quite expensive, but due to the nature of our business, we can afford it and still turn a profit. We trusted them to carry out their promises that they made throughout the sales process, but at the last minute, they changed the terms as if it was their intention the whole time. We spent over 2 weeks of our time for a measely $20,000 and they changed it at the last minute. DO NOT trust this company with your time or energy. After dealing with them, I cannot imagine that most of these reviews are made up or shell accounts.
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Wanda jean Drexel 1 review | September 7, 2018
General Review
I own a small appliance store and I applies for a loan with one of the larger chain banks in my area. When I walked into the bank, they told me to fill out about 60 pages of documents , run my credit (which doesn't not reflect accurately on how well my business was actually doing) and then they told me it would be about a week before they would know the outcome of my application. The issue with that is I needed the money immediately and really was in a panic state at that point. I went online and googled where I could find faster service and "GoTorro" was recommended . I went to the website, filled out the application(10 minutes tops) and they approved me rather quickly. I had to show them statements of my sales transactions from the past 6 months and they wired me the money the next day. I paid it back daily; they took a fixed percentage of what I did in sales, so on slower days , my payment to them was less and paradoxically, on days with more business, more money went toward the advance and I was able to ultimately pay it back faster then initially anticipated. Over all this was one of the smoothest , headache free experiences I have ever had applying for money. The staff were helpful and friendly and I paid them back in less the 1 year. I would absolutely use them again and recommend them to anyone who find them in the same situation I was in 2 years ago. Wanda Jean -Buffalo, NY
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