Overview of Jora Credit

Getting a loan doesn’t have to be a complicated process nowadays. Many times it feels like getting a loan is a chore. However, this isn’t the case with Jora Credit. Using their online site, users can find a loan within a day that fits what they need.

With competitive rates and an easy process, Jora Credit may be your solution to finding a loan that suits you.

Let’s break it all down for you.

Jora Credit Services

Jora Credit is an online based lender who issues installment loans. This allows a borrower to have set payments of over a period of time. This is different from a payday loan, which usually requires a payment after you are paid.

Jora has different options for installment loans, with first time Jora users having the ability to borrow $500 – $2600. These loans are payed back on a bi-monthly or monthly schedule. Jora Credit is available in 10 states: AL, CA, DE, ID, MO, NM, ND, SC, UT, WI.

Jora also offers a service called Allay, a financial advice designed to improve your financial situation. Allay provides supplemental income tool, salary calculator, career path tool, & job listings.

Jora Credit Terms

Jora’s terms vary on state and loan amount. The APR of loans offered are fixed with ranges from 186% to 349%. Payment periods also vary, with Jora providing options of 1 month to 30 month loans. Jora does not charge prepayment fees, origination fees, or late fees.

This gives a borrow a great advantage, as the money borrowed and the interest is the only thing a borrow needs to worry about paying. However, if a payment is late, this may incur more interest.

Qualifications for Jora Credit

The qualifications to receive a loan from Jora Credit are fairly simple. They are the following

  • You reside in a state we currently serve
  • You are at least 18 years old (19 if residing in AL)
  • You have a job or other proven source of income
  • You have a valid e-mail address
  • You have an active and valid checking account

Jora is also willing to work with low-income individuals and those with low credit scores.

Application Process

Jora Credit’s application process is fairly straightforward.

  1. Head over to Jora Credit’s website by clicking the link above.
  2. Click on the get started link
  3. Fill out all requested information
  4. Get approved and receive loan offers in minutes

Jora keeps all personal information secure and confidential. Once approved, simply select the loan that meets your terms. The money should be deposited into your checking account within the next business day.


Reviews of Jora Credit

Jora Credit is rated 15 out of 74 companies in total rating and got an average review score of 4.2 based on 18 reviews. Their weakness is Interest & Costs and their strength is Support & Service.
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scotty alan 1 review | April 30, 2021
General Review
Upsides
the best experience is with its facilities
Downsides
not one that i could think off right now
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Luxure essap 1 review | April 29, 2021
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Upsides
great for ginning the business
Downsides
very much pricey
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mike mills 1 review | April 29, 2021
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Upsides
overall best company do suggest it
Downsides
the price is not on the cheap side
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jack sparr 1 review | April 27, 2021
General Review
Upsides
overall i recommend this to all
Downsides
the price can be lower
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Gramme gyju 1 review | April 22, 2021
General Review
(Edited)
Upsides
Love that. was really helpful. I will share
Downsides
Nothing wrong
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g13nn_h 1 review | April 20, 2021
General Review
Upsides
Quick and easy. Will definitely recommend
Downsides
None to date
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Naima Mohamed 1 review | December 28, 2019
General Review
Upsides
Lived up to expectations. No complaints.
Downsides
Nothing I can think of.
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Deborah 1 review | December 21, 2019
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Upsides
Love that its quick and easy. Will definitely recommend
Downsides
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Dana Lewis 1 review | July 21, 2019
Personal Loan Review
Upsides
Needed a small loan to pay off credit card debts. Couldn’t have been easier!
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Serena B 2 reviews | July 21, 2019
General Review
Upsides
The loan application was very easy and their website was great.
Downsides
They approved me for too small of an amount to help.
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