4.8
Overall Rating
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4.8

Overview of LendKey

LendKey was founded in 2009 as a lending service platform. The company simplifies the borrowing process by connecting you with multiple banks and credit unions through a straightforward platform.

LendKey prides itself in offering a seamless online lending service.

LendKey values privacy and does not share personal information with third parties. With over 99,000 customers and counting, LendKey has serviced more than $2 billion in loans on behalf of their bank and credit union partners.

The main LendKey offerings are new and refinanced private student loans and home improvement loans.

Reputation

LendKey is a trusted online lending platform. They have over 99,000 customers and hundreds of bank and credit union partners. With low rates and a smooth, straightforward process, LendKey has built a strong, trustworthy reputation. LendKey focuses on private student loans and home improvement loans.
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Website

The LendKey website is streamlined. They have created a simple process that connects borrowers to hundreds of community banks and credit unions. Because of their automated online lending system, they can offer lower loan rates.

LendKey offers a simple application process through their website. Once accepted, you can access your LendKey account information through the online login.

Customer Service and Support

Although they are an online company LendKey offers customer service support calls between 9 am – 8 pm EST Monday to Friday. They are also contactable through email on customer.care@lendkey.com.

Does Financer.com recommend LendKey?

LendKey is a proven, trusted lending service that connects borrows with banks and credit unions.

If you have exhausted all of your college funds, scholarship options, and federal student aid, then LendKey is an optimal lending platform to consider.
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Your credit score determines your APR; therefore, if you are young and do not have a great credit score yet, you may pay a higher interest rate. They do offer a consigning option, which will reduce your interest rate.

Pros

Cons

  • Applicants need a credit history and a steady income or a cosigner to be considered for approval
  • Loan acceptance can take up to 30 days

Reviews of LendKey

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Joya Madore 1 review | December 28, 2019
General Review
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Upsides
This company seems the best fit to my situation.
Downsides
I wish they had personal loans.
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Mohamed Emam 1 review | December 26, 2019
General Review
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Upsides
Nice website for students
Downsides
No cons for now
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Miranda Somerset 1 review | December 21, 2019
General Review
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Upsides
Amazing for student loans
Downsides
No cons for now
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Austin W. 1 review | August 3, 2017
General Review
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Upsides
Excellent option for people looking to refinance their student loans! Recommended!
Downsides
No cons for now
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