3.8
Overall Rating
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3.8

Overview of MoneyKey

Moneykey is a well-established online lender, co-founded in 2011 by Noah Buchman and Sheldon Saidakovsky. Their recipe for success is to offer high quality loan products and focus on underserved consumers. Over time, they have proven to be one of the most popular lenders in the states where they do business.

They secured early-stage venture capital funding in 2012 and have been generating revenue ever since. Their main offices are located in Wilmington Delaware, but their services are available online in multiple other states across the nation.

Our Review of MoneyKey

Reputation

Our general opinion of MoneyKey is a positive one. Having searched all over the internet for feedback and reviews, there were surprisingly few people with negative comments. Whenever an issue was brought to their attention, MoneyKey addressed it quickly and responded with a proposed solution to the problem.
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Support

We have had a good experience with MoneyKeys customer support. They can be reached via their online chat feature, or on their toll-free helpline and they’re well trained and friendly when assisting their customers. We opened up the live chat (during their posted hours) and got connected to a representative immediately who helped us with general questions. MoneyKey’s email response times have been impressive with same-day communication.

Website

We love simplicity, both in functionality and design, and the MoneyKey site delivers on each of these fronts. It’s easy to understand their website, and the loan application was very smooth. It took us less than 10 minutes to fill out the application from beginning to end. They do a particularly good job of making every step clear and straightforward.

Customers can use the MoneyKey login directly from their home page via email and password. The MoneyKey website is straightforward and easy to navigate.

Does Financer.com recommend MoneyKey?

Yes, we do. This is one of the most popular lenders we have reviewed, and it’s easy to see why. Their site and application process are streamlined and simple, they offer reasonable interest rates, and they provide high quality and reliable support. Financer.com can gladly say that MoneyKey is a good option when you’re in need of a loan.

Additionally, MoneyKey sponsors the KeyThinkers scholarship program for outstanding full-time students enrolled at an accredited college, university, or trade school in the United States.
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Why Customers Choose MoneyKey

MoneyKey offers payday loans, installment loans, and lines of credit to consumers who are typically underserved at traditional financial institutions. Below we have listed just a few of the many advantages of choosing MoneyKey for your borrowing needs:

  • Broad Loan Range:$200 to $1,000. Borrowing is fast and easy, amount depends on your state
  • Next Day Funding: Funds deposited in your bank account as soon as the next business day
  • Early Repayment Option: Pay off your loan early without being charged extra
  • Hassle-Free Cancellation: No fee for canceling your loan within 3 days
  • Transparent Fees: All fees are made clear during borrowing, no surprise future fees
  • Easy Repayment: Payment schedules that are in line with your pay frequency, varies by state

Read more about their loan products here.


Reviews of MoneyKey

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Sharona Broughton 1 review | July 23, 2020
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Lidula janakwin 1 review | December 28, 2019
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Upsides
Yes.This gives a good amount of money.This is my second loan from this company
Downsides
I have nothing wrong till now
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Steven fFagg 1 review | December 19, 2019
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Upsides
Very flexible terms, fast response, transparent policies and great customer support
Downsides
moderate to high rates, relatively new to the market
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Randall Boler 1 review | July 1, 2019
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Jennifer Blomgren 1 review | May 27, 2019
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Michael Ibarra 1 review | March 21, 2019
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Upsides
AWESOME CUSTOMER SERVICE!!! THESE PEOPLE REALLY WANT TO HELP YOU. HEATHER THE AGENT THAT I HAD WAS GREAT!! SHE HELPED ME THROUGH THE LOAN PROCESS . SHE WAS VERY KNOWLEDGEABLE AND EXPLAINED EVERYTHING IN VERY SIMPLE TERMS. HEATHER I SALUTE YOU!!!
Downsides
No cons for now
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Xavier Omar Sanchez 1 review | March 8, 2019
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Upsides
When I first began to search for a loan, I was a bit undecided by the number of terms and was directed to speak to a representative. I got Toni Ann and she explained all of my questions in detail. I told her that I was not normally drawn to these loan companies, but she made an otherwise complicated experience quite agreeable. I only wish that other companies could be as accommodating.
Downsides
No cons for now
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Jeanette Ortiz 1 review | February 27, 2019
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Upsides
Komo was very helpful and professional.
Downsides
No cons for now
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Sonja Starks 1 review | February 20, 2019
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Upsides
Customer service is awesome! They helped me get out of financial problem. Which helped me a lot. I always tell people if your in need. Go to the place I went to which is money key. Payments. Are not bad they fit my budget really good. So in all aspects. Thank you! Money tree for all you've done for me. I appreciate you alot.
Downsides
No cons for now
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Marlene Amstutz 1 review | February 12, 2019
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Upsides
Very friendly & helpful, but I still have not received my money
Downsides
No cons for now
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Ana Garza 1 review | February 6, 2019
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Upsides
My first experience and i had a good feeling. I needed help very badly and it wasn't much but it help. I appreciated it. Thanks money key.
Downsides
No cons for now
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Shirley Curtis 1 review | February 5, 2019
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Upsides
Yes. This is my second loan with Money Key. I liked their personal customer service care. They talked loan details with me and made sure I was comfortable with the loan requested. Thank You. MoneyCare Team.
Downsides
No cons for now
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Tony 1 review | January 31, 2019
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Upsides
It was fast and easy, customer service was friendly and made sure i was comfortable with the terms before proceeding. It's expensive but for people with complicated credit , it's a decent choice.
Downsides
No cons for now
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James Spencer 1 review | January 26, 2019
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Upsides
THEY WERE FAST AND VERY FRIENDLY.
Downsides
No cons for now
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Lisa B 1 review | January 18, 2019
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Upsides
Simple and fast. I applied was approved money in account next day!
Downsides
No cons for now
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Donna 1 review | January 17, 2019
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Upsides
No pros for now
Downsides
MoneyKey is ok. The rates aren't horrible, but the process in getting a loan in the first place leaves a lot to be desired. They really make you go through the "rig-a-ma-role" by having you first apply online, then they go through all the information again on the phone - then you have to call your bank on a 3-way conversation to verify the account, etc. I have never had a loan from any other place that made a person go through all of that. And I also think the web site is "bare bones" and does not show you all your past payments, etc. I would say is - just proceed with caution, and maybe consider this your last choice when getting an installment loan.
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Angela Holmes 1 review | July 5, 2018
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Upsides
No pros for now
Downsides
Never use this service
Shawn johnson1 review | January 11, 2019
There lying crooks, paid 400.00 2 weeks early before my due date. Today would of been my first payment. I borrowed 1000.00, I asked what my payoff would be and was told 900.00. Today I went to pay the 900.00 to pay off the loan and they raised my payoff 500.00 in two weeks to 1400.00. My first payment wasnt even due until today. There scam artist, I hope everyone sees this and is aware.
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Michelle Jackson 1 review | August 23, 2017
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Upsides
Short term loans from MoneyKey are pretty reasonably priced but there are cheaper options out there for longer term loans
Downsides
No cons for now
Melody Reed1 review | January 27, 2019
Service is great! Customer Service is wonderful! Interest Rate is sky high. I was not offered any flexibility as when the first payment could be taken out. Website is very easy to maneuver through, very easy to apply.
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