3 From 4 Reviews

Read 4 reviews

3.0/5

Rating

476

People chose this

4

User reviews
3 From 4 Reviews
Customer Support 3
Interest & Loan Costs 2.5
Flexibility & Loan Terms 3
Website & Functionality 3.5
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Why OppLoans?

  • Loan amounts: Borrow between 500 $ - 5,000 $ fast and easy!
  • Term of loan: Choose to pay back the loan between 1 Month - 3 Years
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Reviews from customers

  • Karen Mitchell
    says:
    5

    Opploans helped me in my difficult times.. Im very happy about their great customer service

  • k
    says:
    4.5

    Excellent customer service and Opploan has very fast and easy service. Little bit high rates…

  • Florence Ngundam
    says:
    2

    No real explanation from customer service .I was mislead thinking it will build my credit…

  • See all reviews here

    OppLoans - Summary

    OppLoans provides personal loans as an alternative to payday loans. Funds from approved loans can be deposited in the borrower’s account within as little as one business day. Compared to payday loans, OppLoans offers longer terms, lower APRs, and higher loan amounts.

    Additionally, OppLoans specializes in providing personalized loan service. The personal loans offered are designed to help consumers who want to build or rebuild their credit. Instead of paying back a loan in one lump sum, which is usually the case with payday loans or cash advances, OppLoans offers personal installment loans. This means that loans are repaid in regular monthly payments.

    Who Can Get a Loan From OppLoans?

    OppLoans does not provide online information regarding eligibility requirements for loan products. It should be noted that any examples of rates and terms are examples only, and therefore, they are not representative of the rates and/or terms that a consumer may be offered.

    How to Apply

    Applications are handled online, and the company does state that applying for a loan will not harm a consumer’s credit score. In order to apply for a loan, consumes will need to enter information about themselves, their work, and their finances. The online application can be completed in just a few minutes, with applicants typically receiving a loan response quickly.

    OppLoans has more than 25,000 customers. Based in Chicago, OppLoans offers installment loans in the following states:

    • Alabama
    • California
    • Delaware
    • Georgia
    • Idaho
    • Illinois
    • Mississippi
    • Missouri
    • New Mexico
    • Ohio
    • South Carolina
    • Texas
    • Utah
    • Wisconsin

    In addition, OppLoans offers a line of credit product in Kansas, Maryland, Tennessee, and Virginia, and has an A+ rating with the Better Business Bureau.

    By reading OppLoans reviews, consumers will gain a better idea as to what to expect from loans originated by OppLoans in order to determine if this particular lending solution is right for their needs.

    Reviews - Read Customer Reviews of OppLoans

    Not a top-performing offer

    This lender is not among the top rated, based on user reviews. It has received a rating lower than 3.5 out of 5, which may indicate that customers are not fully satisfied with the service.

    If you would like to see other alternatives, click here for a list of top lenders.

    1. Karen Mitchell
      says:
      5

      Opploans helped me in my difficult times.. Im very happy about their great customer service




      2



      2
    2. k
      says:
      4.5

      Excellent customer service and Opploan has very fast and easy service. Little bit high rates tho..




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      3
    3. Henry
      says:
      0.5

      Terrible! Mislead just want your info but give no out come even if or when you call.
      Redirected to Opp loan by lending tree for fair to bad credit but not true. Obvious only perfect credit if they wont even give an out come. Waste of time by both lending tree and Opp loans unless you just want to give away your info.




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      2
    4. Florence Ngundam
      says:
      2

      No real explanation from customer service .I was mislead thinking it will build my credit score which is not bad. i get the risk the company takes to give out their money but paying to the company over double the amount you take is unfair to the customers in the name of fees and some undercover fees taken before the money is disbursed to you. Cont to take money from my account even when the pay off date was past because direct pay biweekly . Though the person i spoke to told me that he was not allowed to disclose his last name, he promised to credit my account .Turns out that he was the only one who took a little time to explain after multiple calls to ooploans. What if i did not bring it to their attention . I called it a loan and they called it now a line of credit. No body was able to give me the APR. How fees where calculated. Very unfair.




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