(Edited)
UpsidesNone - absolutely zero help refers you to Chime
DownsidesA fucking joke
SecureSpeedyLoans 2023 Review
If you need an urgent loan and have bad credit, then you may want to consider SecureSpeedyLoans – an online lending marketplace that links borrowers with lenders.
The platform offers quick loans that can be used for a variety of purposes and provides an easy alternative for borrowers looking for fast loans online.
Loan offers range from $100 to $5,000 and rates range from 5.99% to 35.99% with repayment periods of up to 72 months.
There is no application fee or minimum credit score required to qualify for a loan offer and funds are released as soon as the next business day.
How We Rate SecureSpeedyLoans
At Financer.com, all lenders go through a thorough research and review process. Here’s how we rate SecureSpeedyLoans:
| Category | Rating |
|---|---|
| Affordability | ⭐⭐⭐ |
| Application process | ⭐⭐⭐⭐ |
| Loan terms | ⭐⭐⭐⭐ |
| Transparency | ⭐⭐ |
| Customer support | ⭐⭐ |
| Overall | ⭐⭐⭐ |
Here’s what we’ll cover in this review:
- 1.How We Rate SecureSpeedyLoans
- 2.SecureSpeedyLoans Overview
- 3.SecureSpeedyLoans Pros and Cons
- 4.Who Is SecureSpeedyLoans For?
- 5.How To Apply for a SecureSpeedyLoans Loan
- 6.SecureSpeedyLoans Fees
- 7.SecureSpeedyLoans Payment Terms
- 8.How Financer.com Rates SecureSpeedyLoans
- 9.SecureSpeedyLoans Alternatives
- 10.More User Reviews – Add Your Rating
Want to skip the details? Jump to our final verdict here.
SecureSpeedyLoans Overview
SecureSpeedyLoans is an online lending platform that helps borrowers find loans by connecting them with lenders. The lending marketplace offers fast loans online of up to $35,000 from a network of trusted lenders throughout the U.S.
Borrowers with all credit types may apply which makes it easier for those with bad credit to qualify for a fast online loan.
The platform offers a secure and easy online application process, with offers available in minutes. Loan offers vary depending on each lender and borrowers can compare loan offers to find the best loan rates.
Secure Speedy Loans has a large network of authorized lenders and is available in most of the 50 U.S. states. Loans can be paid out as soon as the next day.
| Overview | Features |
|---|---|
| Loan type: | Personal loans |
| Loan amount: | $500 – $35,000 |
| Loan term: | Up to 72 months |
| APR: | From 5.99% |
| Min. credit score: | None |
| Monthly fees: | (Varies by lender) |
| Payout time: | 1 day |
| Weekend payout: | (Varies by lender) |
| Requirements: | 18 years or older Be a U.S. citizen Have a bank account Have a steady source of income |
With a large network of lenders, you can review loan rates and choose an offer that suits your preferences.
Want to find out more about the full range of offerings? Read our 5KFunds review below or view SecureSpeedyLoans reviews from customers.
SecureSpeedyLoans Pros and Cons
Here are some of the pros and cons of SecureSpeedyLoans:
Wide range of personal loans available up to $5,000
Fast and easy online application process
Fast funding available within one business day
Application service is available free of charge
All credit types are accepted
No minimum credit score needed to apply
Pros
SecureSpeedyLoans are ideal for borrowers who are looking for small personal loans up to $5,000. With all credit types accepted, it’s ideal for borrowers with bad credit to apply for a loan online as no minimum credit score is required.
Service not available in all 50 U.S. states
As they are not a direct lender, loan rates cannot be guaranteed
Specific eligibility requirements not listed as it varies by lender
Cons
One of the drawbacks of SecureSpeedyLoans is that the service is not available in all US states. Although loan rates can’t be guaranteed, loan offers can be compared before choosing the best rates and accepting an offer.
Who Is SecureSpeedyLoans For?
SecureSpeedyLoans is most suited for borrowers with bad credit looking for loan offers under $35,000.
Eligibility Requirements
Although loan requirements will vary depending on each lender, these are the minimum loan requirements to qualify:
- Be at least 18 years old
- Be a U.S. citizen
- Have a steady income
- Have a bank account
Who It’s For
SecureSpeedyLoans may be a good option for you if:
- You need a quick loan under $35,000
- You have less than excellent credit
Who It’s Not For
SecureSpeedyLoans may not be a good option for you if:
- You need a loan above $35,000
- You have excellent credit
How To Apply for a SecureSpeedyLoans Loan
Applying for a SecureSpeedyLoans loan is a simple and easy process. Here are the steps:
Step 1
Submit Your Application
Visit SecureSpeedyLoans’s website to start your online application. Provide basic details such as the loan amount you need, and your contact details.
Step 2
Review Loan Offers
Review the terms and rates given by lenders before choosing a loan offer. Once you’ve selected an offer, complete the application process.
Step 3
Receive Funds
You will receive an outcome in a few minutes. Once approved, your funds will be paid to your bank account as soon as the next day.
What To Consider Before Applying
- How much you need: Loans offered on SecureSpeedyLoans range from $500 to $35,000.
- Your credit score: SecureSpeedyLoans is best suited for people with poor or bad credit. If you have excellent credit, you can qualify for loans with less APR than those offered on SecureSpeedyLoans.
SecureSpeedyLoans Fees
- APRs vary between 5.99% and 35.99% although the loan rates will be determined by the lender.
- There are no usage fees or other hidden fees. The platform is free of charge.
- Some lenders may require a loan initiation fee, which will be disclosed with their offer
- There are also no prepayment penalties, so borrowers can repay a loan earlier if they want to, without any additional fees.
- Depending on the lender, there may be late fees payable on missed or overdue payments. Some lenders may accept alternative arrangements.
SecureSpeedyLoans Payment Terms
Personal loans offered by Secure Speedy Loans typically have a repayment period of between 61 days and 72 months.
Borrowers may choose to make weekly or monthly loan payments and there are no penalties for early prepayment.
How Financer.com Rates SecureSpeedyLoans
Is SecureSpeedyLoans legit?
At Financer.com, all companies go through a thorough research and review process. We don’t make recommendations lightly.
Here at Financer.com, our general opinion of SecureSpeedyLoans is a neutral one.
Although the platform offers a quick way to compare loan offers side by side and a fast application process, it has racked up a number of negative reviews online.
Application process
Applying for a loan through SecureSpeedyLoans is a fast and simple process. All you have to do is fill out an online application and you will be presented with offers you qualify for.
Costs
Loan APRs generally vary between 5.99% and 35.99%, although the loan rates will be determined by the lender.
No application fees are charged, although some lenders may charge an initiation fee; this will be disclosed along with their offer.
There are also no prepayment penalties, so borrowers can repay a loan earlier if they want to, without any additional fees.
Depending on the lender, there may be late fees payable on missed or overdue payments. Some lenders may accept alternative arrangements.
Payments
Loans offered on the platform come with repayment periods that range from 61 days and 72 months.
Customer Service
SecureSpeedyLoans offers customer support through multiple channels such as email and phone as well as via a ticketing system.
Privacy and Security
The platform claims that it uses industry-standard encryption to secure data on the site.
SecureSpeedyLoans FAQs
What is the highest loan amount I can get?
The highest loan amount is $35,000, although not all lenders are able to provide up to $35,000.
What are the fees?
SecureSpeedyLoans services are free of charge, although some lenders may require a loan origination fee. Your lender may charge specific fees and/or interest, and must provide you with a full disclosure of their loan terms upon approval.
Always read through the terms before signing a loan agreement.
What happens if I pay late?
Some lenders may be forgiving if you inform them of any payment issues in advance. However, some lenders may automatically add a late fee it if forms part of your loan agreement.
How do I repay my loan?
Please check your loan agreement for specifics as each loan can vary. In general, you can make weekly or monthly payments, and repayment terms can be up to 72 months, depending on the size of your loan.
SecureSpeedyLoans Alternatives
Here’s a list of alternatives to SecureSpeedyLoans and how they compare:
| Company | Loan Amount | APR | Term |
|---|---|---|---|
| PersonalLoans.com | $500 – $35,000 | 5.99-35.99% | 3 Months – 6 Years |
| BadCreditLoans | $500 – $5,000 | 5.99-35.99% | 10 Days – 2 Years |
| LoansUnder36 | $500 – $35,000 | 5.99-35.99% | 61 Days– 6 Years |
| Fast5KLoans | $500 – $35,000 | 5.99-35.99% | 6 Months – 5 Years |
| 5KFunds | $100 – $35,000 | 5.99-35.99% | 61 Days– 6 Years |
More User Reviews – Add Your Rating
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