Abraham Jimoh
Abraham is a savvy financial analyst, trader, and writer, leveraging a Google certification in data analytics alongside a Bachelor's degree in Economics to navigate and excel in the dynamic landscape of finance. Abraham combines practical expertise with a passion for demystifying finance.
Biography
Abraham Jimoh’s journey into the world of finance commenced at the age of 17 when Robert Kiyosaki’s “Rich Dad, Poor Dad” sparked a transformative passion. This spark has since grown into a blazing furnace, fueling a fervent dedication to finance, investing, and the intricate landscapes of financial markets.
Armed with a Bachelor’s degree in Economics and a Google certification in data analytics, Abraham adeptly maneuvers the dynamic terrain of finance. His academic journey was complemented by founding a startup, orchestrating talent hunt events, and mentoring aspiring students.
Abraham boasts exceptional analytical skills and market research prowess, evidenced by a remarkable three-month winning streak trading bitcoin futures without a single loss, earning him recognition on Binance USD-M crypto futures’ top 200 weekly charts.
With a keen thirst for knowledge, Abraham pursued a rigorous self-development program, studying over a hundred books encompassing finance, investing, and leadership. He has studied at the Wharton School Online, Data Camp, and Google Digital Garage. Notably, he holds a professional certificate in Data Analytics from Google.
Abraham’s multifaceted exploration spanned diverse financial domains, delving into cryptocurrencies, financial markets, and fintech, documented through prolific writing endeavors. His insights draw from the teachings of financial luminaries like Warren Buffet, Ray Dalio, Robert Kiyosaki, Tony Robbins, and Burton Malkiel.
Currently serving as the Assisting Country Manager for Financer US, Abraham combines practical expertise with a passion for demystifying finance. His firsthand navigation through the intricacies of financial markets is distilled into a compendium of insightful articles.
Over the last three years, Abraham has penned over 100 insightful articles, delving into topics ranging from personal finance and investing to cryptocurrencies, leveraging his hands-on insights to offer practical advice.
At the core of Abraham’s mission lies a fervent desire to elevate financial literacy and empower individuals to make informed financial decisions, aligning seamlessly with the ethos of Financer.
Experience
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Weekend Payday Loans
Weekend payday loans let you apply for short-term funding on Saturday or Sunday when traditional banks are closed. These loans are typically **high-cost, short-term, and risky.** The average payday loan carries an APR of about 391%, and fees typically run $10 to $30 per $100 borrowed. Our team reviewed multiple weekend lending options to find the most reliable choices. We also cover safer alternatives that could save you hundreds in fees.
Personal Loans New York
New York has some of the strictest lending regulations in the country. [Payday loans](https://financer.com/loans/payday-loans/) are completely illegal in the state, whether offered in person, by phone, or online. The New York Attorney General's office actively pursues lenders who try to circumvent this ban. But that does not mean you are out of options. [Personal loans](https://financer.com/loans/personal-loans/) from licensed lenders and online platforms are fully legal and widely available to New York residents. The state's usury laws actually protect borrowers by capping interest rates well below what many other states allow. New York's civil usury cap is 16% per year for most personal loans under $250,000. Licensed lenders can charge up to 25% APR under the state banking law. For context, many states allow rates up to 36% or higher on personal loans, so New York borrowers benefit from some of the lowest legal rate caps nationwide. Use the comparison tool above to compare personal loan offers available in New York and find the best rate for your situation.
Weekend Payday Loans
Weekend payday loans are a possible solution to totally unexpected emergencies. And since clients looking for these kind of loans have a high level of urgency these loans are typically **high-cost, short-term and risky** Our team spent hours trying to find a few reliable options.
SoFi High Yield Savings
SoFi's high yield savings account is one of the most talked-about online savings options right now. With a 3.30% APY for members with direct deposit, zero fees across the board, and FDIC protection that can extend up to $3 million, it checks a lot of boxes for people looking to earn more on their [savings](https://financer.com/personal-finance/savings-accounts/). But is it actually the right pick for you? This review breaks down everything about the SoFi high yield savings account: current rates, bonus offers, features, limitations, and how it compares to both traditional banks and other high-yield alternatives.
Alternative Investments
If your portfolio is nothing but stocks and bonds, you're leaving money on the table. Alternative investments give you access to asset classes that move independently of Wall Street, which means better protection when the market drops and more ways to grow your wealth over time. The catch? Most people don't know how to invest in alternative investments or where to start. This guide breaks down exactly what alternatives are, which types are worth considering, and how platforms like EXANTE make it easier to access them from a single account.
Mortgage Amortization
Mortgage amortization is the process of **paying off your home loan through regular monthly payments** that cover both principal and interest. In simple terms, the meaning of amortization in a mortgage context is that each payment reduces your loan balance while building equity in your home. With a standard mortgage, your monthly payment stays the same, but **the portion going to principal versus interest changes dramatically over time.** Early payments are mostly interest, while later payments are mostly principal. So how does mortgage amortization work in practice? Understanding the mechanics can help you make smarter decisions about loan terms, extra payments, and building wealth through homeownership. Let's break down exactly how this process works and what it means for your financial future.
Debt Consolidation
Debt consolidation is the process of combining multiple debts into a single loan, ideally at a lower interest rate. Instead of juggling payments to several credit cards, medical bills, or personal loans each month, you make one payment to one lender. The goal is straightforward: simplify your finances and reduce the total interest you pay over time. If you owe $20,000 across four credit cards at an average [APR](/loans/what-is-apr/) of 22%, consolidating that balance into a single loan at 10% APR could save you thousands of dollars in interest. Debt consolidation does not erase your debt. You still owe the same principal amount. What changes is the structure: one monthly payment, one interest rate, and one payoff timeline. For many borrowers, that structure alone makes it easier to stay on track and [get out of debt](/personal-finance/get-out-of-debt/) faster.
Car Loan & Credit Score
Taking out a car loan can raise your credit score, but the timeline depends on your current credit profile. Most borrowers start seeing improvement within 3 to 6 months of consistent on-time payments, with more significant gains appearing after 6 to 12 months. The key factor is your payment history, which makes up 35% of your FICO score. Every on-time car payment you make gets reported to the three major credit bureaus (Equifax, Experian, and TransUnion) and gradually strengthens your credit profile.