Michael Villari
Michael was the U.S Country Manager a few years ago.
Biography
Michael has had experience repairing credit for individuals and helping others grow their businesses through high-level consulting. Michael's mission was to be your friend in finance.
Experience
- Country Manager

Magnises Card
The **Magnises card** was billed as the millennial's answer to the American Express Black Card. For $250 a year, members got a sleek metal card, access to exclusive events, and entry to a private townhouse in Manhattan. Behind the scenes, things were far less glamorous. The card was founded by **Billy McFarland**, who would later become infamous for the **Fyre Festival disaster**. His six-year federal prison sentence, fraud charges, and a trail of broken promises turned the Magnises card into one of the most notorious failures in modern fintech history.

IKEA Credit Card
The **IKEA credit card** comes in two versions: the IKEA Visa Credit Card for everyday spending and the IKEA Projekt Credit Card for large furniture purchases with 0% financing. Both are issued by Comenity Capital Bank and come with no annual fee. But are the IKEA credit card benefits actually worth it? After looking at the rewards structure, APR, and how they stack up against competing cards, here's what you should know before applying.