Overview of CreditFresh

    CreditFresh Features

  • Trusted lender

  • Easy online application

  • Personal lines of credit between $500 – $2500

  • Fast funding

  • Flexible access to credit

  • Toll free help line

CreditFresh Line of Credit products are offered by the well-established CBW Bank founded in 1892 in Weir, KS. More recently, it has embarked on a modernization initiative including launching online lending options for lines of credit through CreditFresh. Their recipe for success is to offer high quality loan products and focus on making the process simple, quick, and completely transparent, with clear repayment terms and no hidden charges.

While CreditFresh is located in Newark, Delaware, CBW Bank’s main offices are still located in the small town of Weir, Kansas but their services are available online in multiple other states across the nation.

Our Review of CreditFresh by CBW Bank

Reputation

Our general opinion of CBW Bank is a positive one. Having operated as a banking institution for over 127 years now, there were surprisingly few people with negative comments and reviews online. Whenever an issue was brought to their attention, either through CreditFresh or CBW bank directly, it was addressed quickly and responded to with a proposed solution to the problem.
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Support

Our experience with their Customer Service team was a good one. They can be reached via email, or on their toll-free helpline and they’re well trained and friendly when assisting their customers. No matter how you reach out to their team, they are quick to respond and eager to help answer questions and solve any issues.

Website

We love simplicity, both in functionality and design, and the CreditFresh site delivers on each of these fronts. It’s easy to understand their website, and the loan application was very smooth. It took us less than 10 minutes to fill out the application from beginning to end. They do a particularly good job of making every step clear and straightforward. The CreditFresh Login is found on the front page of the website.

Does Financer.com recommend CreditFresh?

Yes, we do. This is one of the more popular lenders we have reviewed, and it’s easy to see why their following is growing. Their site and application process are streamlined and simple, they offer reasonable interest rates, and they provide high quality and reliable support. CreditFresh only charges fees on what portion of your credit limit is used. Financer.com can gladly say that CreditFresh is a good option when you’re in need of a loan.

Why Customers Choose CreditFresh

The CreditFresh Line of Credit by CBW Bank offers flexible access to credit when you need it. Below we have listed just a few of the many advantages of choosing CreditFresh for your borrowing needs:

  • A Range To Suit Your Needs: A personal line of credit between $500 – $2,500
  • Request is Not Detrimental To Your Credit: Submitting a request will not affect your credit score*
  • Flexible Access: Once approved, access your available credit when you need it
  • Quick Funding: Request a draw and the funds will be in your account as soon as the next business day**!
  • Transparent Pricing: Easy to understand pricing, with one simple charge for each billing cycle, with clear repayment terms

*Submitting a request does not result in a hard inquiry to your credit report.

**The date and time any requested funds are made available to you by your bank is subject to your bank’s policies.

Read more about their loan products here.


Reviews of CreditFresh

CreditFresh is rated 25 out of 47 companies in total rating and got an average review score of 3.1 based on 15 reviews. Their weakness is Flexibility & Terms and their strength is Website & Functionality.
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Carl Ketton 1 review | April 29, 2021
General Review
Upsides
there are as good as the rainbow big tralala
Downsides
not to kine with the priceing thos
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rhonda_phillips 2 reviews | December 5, 2020
General Review
Upsides
*fast easy *convenient
Downsides
Would NOT recommend, unless you can zero it out in two payments. I got a loan for $1525. My biweekly charge was $115.75 with only $40 going toward the principal. It made me so sick I had to pay it off immediately.
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rhonda_phillips 2 reviews | December 5, 2020
General Review
Upsides
*it's convenient *it's fast *its not alot of paperwork
Downsides
* interest rate should be illegal *very expensive *its set up for you to always owe them.
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Marcia Ruse 1 review | December 4, 2020
General Review
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Penny Leigh RUMSEY 1 review | April 16, 2020
General Review
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Downsides
No problem getting the loan, it is all the hidden fees, I took out the loan in January 2020 in the amount of $1625, I have already paid back $399, called today 4/16/2020 to pay off the loan, the Rep told be I owed over $1700 when i asked why she said it was the interest and fees. BEWARE OF THIS COMPANY, I URGE YOU TO LOOK SOMEWHERE ELSE. TOTAL SCAM.
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Alex Wolf 1 review | April 14, 2020
Personal Loan Review
Upsides
They'll approve anything with a pulse.
Downsides
Using "cycling fees" should be illegal. We bring you business by seeking a loan and paying more then the aquired amount. Youll end up paying double what you borrowed if you see your term through. This company is a scam.
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Maria Carlin 1 review | December 30, 2019
General Review
Upsides
I happen to run into creditfresh there's so many wonderful reviews I will definitely get a hold of them very soon.
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Jay Dalal 1 review | December 28, 2019
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Everything
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nurmah 2 reviews | December 26, 2019
General Review
Upsides
i just want to know this finance. it looks reputable
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Amir Edney 1 review | December 25, 2019
General Review
Upsides
Great for helping build credit and the website is easy to use.
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