Overview of PersonalLoans.com
PersonalLoans.com specializes in providing personal loans to consumers experiencing financial emergencies. PersonalLoans.com may be able to provide borrowers with loans up to $35,000 because of its large network of lenders, however, it is important to note that loan amounts may vary on a case by case basis.
The repayment timeframes for loans typically varies between six months and 72 months, based on the terms offered by each lender.
Lenders do their own due diligence to determine eligibility as well as terms and loan rates; by the same token, consumers should make empowered decisions based on terms and services that can be found by clicking the button above to be taken directly to PersonalLoans.com or by reading more about our reviews below.
Please note that PersonalLoans.com is not a lender! PersonalLoans.com is a service that allows you to access a network of hundreds of lenders with one request form.
Who Can Get a Loan at PersonalLoans.com?
Requirements are dependent on the loan connecting service/lender. So PersonalLoans.com has their own criteria for connecting you with an appropriate agreement. For this reason, it is important for applicants to pay careful attention to the requirements for each lender they are connected with. That being said, PersonalLoans.com does their best to connect people in all types of financial situations and with all types of credit scores with the most appropriate agreement. So all are welcomed to apply, however, most lenders working with PersonalLoans.com require a score of at least 600.
How to Request a Loan
Requesting a loan with PersonalLoans.com begins online. The company uses proprietary technology to evaluate loan requests while also searching for potential lenders. Applicants can benefit from a simple three-step loan request to find out if they qualify for the funding needed. Once a loan offer is located, PersonalLoans.com redirects applicants to the lender’s page, which contains the specific details of the loan.
If you are successfully connected with a loan option, the needed funds may be deposited into your account in as little as one business day. The APR range for lenders working with PersonalLoans.com ranges between 4.99 percent and 35.99 percent, however, APR may vary based on your state and credit score.
Information required to complete the loan request form includes the amount of money to be borrowed, the reason for the loan, and the borrower’s credit type. Applicants will also be required to provide basic banking, personal, and income information.
To submit a request for a personal loan, applicants must be at least 18 years of age and a permanent resident or a legal U.S. citizen.
Applicants do not necessarily need to have excellent credit to qualify for a loan, but most lenders working with PersonalLoans.com do require a credit score of at least 600. Applicants may also be required to have a verifiable minimum income of $2,000 per month.
PersonalLoans.com works to connect applicants with suitable lenders that offer loan products that meet the needs of applicants, and not directly as a lender.