Not in partnership with Financer.com. See other options instead
4.5
Overall Rating
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
4.5

Overview of SoFi

SoFi is a finance company enabling borrowers to achieve their financial goals and ambitions. SoFi stands for social finance.

As a new kind of finance company, SoFi offers products and services to assist members reach their career goals, buy a home, save money on their student loans, or invest in their future. The member stories at SoFi reviews have proved just that.

Sofi personal loan rates are starting from just 5.990 % APR. Check your rates now!

What Does SoFi Look For In Its Members?

  • Career experience
  • Monthly income
  • Expenses
  • Financial history
  • Education

Student Loan Refinancing at SoFi

Higher education is expensive but SoFi is changing how its members pay for it all.  SoFi offers Federal and private student loan consolidations as well as Parent PLUS loan refinancing if you took on loans on behalf of your child. They are a leading provider of student loan refinancing with over 250,000 members refinancing more than $18 Billion in loans.  As a member, you will have access to customer support seven days a week.

SoFi accommodates students with a wide range of financing needs. Whether you are looking to refinance Federal loans and save money or pay off a debt sooner, they have it covered. If you’re a medical or dental resident or fellow, SoFi offers consolidation loan programs that limit compounding interest during your residency or fellowship.

Other Financial Services Offered at SoFi

  1. Mortgage loans
  2. Personal loans
  3. Wealth management
  4. Life insurance

Member Perks

SoFi members enjoy a whole lot of benefits.  As shown in SoFi reviews, members enjoy 0.125% rate discount on an additional loan.

  • Career advisory; shows tips for finding the right career path. You also get to know how to spruce up your resume.
  • Community events; members get to meet and interact.  From dinners to happy hours, the opportunities to network are endless.
  • Unemployment protection; SoFi understands that unseen occurrences do happen. In case of loss of job, your payments are temporarily paused until you get back on your feet.

How To Invest at SoFi

Modern tools and technologies along with the help of financial advisors facilitate smart investing at SoFi. There is no charge for your first $10,000 invested. SoFi will help you to ditch your debt and reach your goals sooner.

Read about SoFi Reviews and see how others are reaching their potential.


Reviews of SoFi

Customer reviews
Filter reviews
All reviews
Loan reviews
Sort by
Newest
Best rated
Worst rated
Most helpful
Shanny 1 review | December 28, 2019
General Review
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
i've heard they have great customer service
Downsides
No cons for now
Post
Post reply
Kenny 1 review | December 26, 2019
Personal Loan
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
Their quick processing of loans,was awesome
Downsides
Well I think the company could work more on loan flexibility as some of the requirement are too stringent for me.
Post
Post reply
Isabella Perkins 1 review | December 21, 2019
Personal Loan
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
cheapest loans and overall amazing company
Downsides
No cons for now
Post
Post reply
Mino Sami 1 review | December 19, 2019
Personal Loan
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
Best for Young Professionals.
Downsides
Bigger wide range of services and category of clients.
Post
Post reply
Lauren Hardin 1 review | December 17, 2019
Personal Loan
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
I loved SoFi’s wonderful customer service, low interest rates, innovative products, and ease of use. Thanks to SoFi, I was able to save big!
Downsides
Nothing
Post
Post reply
Danielle 1 review | July 21, 2019
General Review
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
Super fast, great rate, and the website is intuitive and user-friendly. So far, so good!
Downsides
No cons for now
Post
Post reply
Hayley 2 reviews | July 21, 2019
General Review
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
Easy process and very user friendly website. I was approved for the loan I needed in less than 15 minutes. If I ever need a loan like this again I would definitely use Sofi
Downsides
No cons for now
Post
Post reply
Jennifer Buxton 1 review | July 20, 2019
Personal Loan
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
On top of having a very easy process, Sofi offered the most competitive interest rates for the loan.
Downsides
No cons for now
Post
Post reply
Rusty Shackelford 1 review | July 20, 2019
General Review
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
SoFi has a very user friendly interface on their website. I was easily able to find out what I qualify for and get additional information about their loan products.
Downsides
No cons for now
Post
Post reply
Micah B. 1 review | July 20, 2019
Personal Loan
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
Compared a couple personal loan companies and they were the best option for me. I got a loan to consolidate a bunch of smaller debts, and their process was easy.
Downsides
No cons for now
Post
Post reply
Load more reviews

Rate & review SoFi

Not convinced?

Visit their official website and learn more about SoFi