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Conventional Mortgage Loan
Conventional Mortgage Loans
Conventional mortgage loans are an important financial tool. They play a crucial role for people buying…
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Home equity loan
Home Equity Loan: What You Need to Know
What is a Home Equity Loan? A home equity loan, often referred to as a second…
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Personal Loans vs Payday Loans: The Brutal Truth
When you're in need of quick cash, personal loans and payday loans are two common options.…
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Wikis for

Loans

What is a HELOC, or Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) is a revolving credit that allows homeowners to borrow…
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What is an Assumable Mortgage?
What is an Assumable Mortgage? An assumable mortgage is a home loan that allows a buyer…
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Debt Financing Explained: Pros, Cons, and Alternatives
What is Debt Financing? Debt financing is a method by which a company receives capital by…
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Equity Financing: What It is and How It Works
What is Equity Financing? Equity financing allows businesses to raise money by selling shares of ownership…
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Loan Capitalization
The term "capitalization", when applied to loans, might sound a bit intimidating. But it's a straightforward…
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What is Debt-to-Limit Ratio?
What is Debt-to-Limit Ratio? Debt-to-Limit Ratio compares the total amount of debt you've accumulated on your…
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Wikis for

Personal Finance

What is a Debt-to-Income Ratio?
What is a Debt-to-Income Ratio? A debt-to-income ratio (DTI) is your total monthly debt payments divided…
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Credit Union vs Bank: What The Difference?
Banks and credit unions are two types of financial institutions that offer similar services, yet have…
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What Is Mortgage Insurance and How Does It Work?
Mortgage insurance not only provides protection against losses for the mortgage lender but also provides many…
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Why Did My Credit Score Drop: 9 Reasons and How To Fix It
Your credit score is important. It's a number that potential lenders look at to decide whether…
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FICO Score: How It Works [Complete Guide]
FICO scores have been around for more than 25 years and they have become one of…
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credit builder loan online
How Long Does It Take To Rebuild Credit
If you’ve had trouble paying bills in the past, a credit score drop might have hurt…
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Credit Cards

What Is a Credit Utilization Rate?
Credit utilization is an important concept that is often overlooked when it comes to credit health.…
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How Many Credit Cards Should I Have?
Having a credit card can be beneficial in a variety of ways; from improving your credit…
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What is Credit Card Refinancing and How Does it Work?
Credit card refinancing allows you to transfer debt from an old credit card to a new…
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credit cards
How Much Will a Secured Credit Card Raise My Score?
In this guide, you will learn how a secured credit card can help you improve your…
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credit cards vs debit cards
Credit Card vs Debit Card: What’s the Difference?
Debit cards and credit cards are very similar, with expiration dates, 16-digit card numbers, magnetic strips,…
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Charge Card vs Credit Card
Charge Card vs Credit Card
What is the difference between a charge card and a credit card? In a nutshell: Charge…
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