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Latest articles and insights about personal finance.
All Articles — Page 5
Browse our latest financial articles and insights.
What is Pre-Approval?
Closing Costs
A complete guide to mortgage closing costs, from typical fee ranges to state-by-state differences and strategies for reducing your out-of-pocket expenses.
Crypto Scams
A complete guide to the most dangerous crypto scams targeting US investors, from pig butchering and Bitcoin ATM fraud to deepfake endorsements and fake exchanges.
Money Saving Tips
A comprehensive checklist of 181 money-saving strategies to help you cut expenses and build savings faster, no matter your income level.
Payday Loan APR
The average payday loan carries a 391% APR. Here's why these rates get so high and what you can do about it.
Car Loan Refinancing
A complete guide to refinancing your car loan, including when to refinance, current rates, and how much you can save.
Payday Loans + Chime
Your guide to getting a payday loan funded directly to your Chime account, including cash advance apps and personal loan alternatives.
Upstart vs Upgrade
A detailed comparison of Upstart and Upgrade personal loans covering rates, fees, eligibility, and the best use case for each lender.
TransUnion Credit Cards
Updated guide to credit card issuers that pull TransUnion, with bureau-specific strategies for better approval odds.
Credit Cards Using Experian
Major issuers like Amex, Chase, and Citi pull Experian most often. Here's what each bank checks and how to use that to your advantage.
Credit Score Updates
Your credit score can change every time a lender reports new data to the bureaus. Here is how the update cycle works and what you can do about it.
Cash-Out Refi vs HELOC
Comparing cash-out refinancing and HELOCs side by side, with current rates, requirements, and advice on which fits your situation.
