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Latest articles and insights about personal finance.
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Browse our latest financial articles and insights.

Closing Costs
A complete guide to mortgage closing costs, from typical fee ranges to state-by-state differences and strategies for reducing your out-of-pocket expenses.

Crypto Scams
A complete guide to the most dangerous crypto scams targeting US investors, from pig butchering and Bitcoin ATM fraud to deepfake endorsements and fake exchanges.

Money Saving Tips
A comprehensive checklist of 181 money-saving strategies to help you cut expenses and build savings faster, no matter your income level.

Payday Loan APR
The average payday loan carries a 391% APR. Here's why these rates get so high and what you can do about it.

Car Loan Refinancing
A complete guide to refinancing your car loan, including when to refinance, current rates, and how much you can save.

Payday Loans + Chime
Your guide to getting a payday loan funded directly to your Chime account, including cash advance apps and personal loan alternatives.

Upstart vs Upgrade
A detailed comparison of Upstart and Upgrade personal loans covering rates, fees, eligibility, and the best use case for each lender.

SoFi vs Upstart
Compare rates, fees, credit score requirements, and loan amounts to find the best lender for your needs.

Loans like Upstart
Looking for personal loan alternatives to Upstart? We compared 8 lenders on rates, fees, and credit requirements so you can find the right fit.

Loans Like Spotloan
Spotloan charges up to 490% APR for short-term loans. These 6 alternatives offer faster cash at a fraction of the cost, with options for bad credit and no credit checks.

TransUnion Credit Cards
Updated guide to credit card issuers that pull TransUnion, with bureau-specific strategies for better approval odds.

Credit Cards Using Experian
Major issuers like Amex, Chase, and Citi pull Experian most often. Here's what each bank checks and how to use that to your advantage.