$15,000 Loans

Everyone’s reasons are different for looking into a $15,000 personal loan. Emergencies, medical bills, house repairs, and more. Make an informed decision with help from our lenders.

  • Connecting you with reliable lenders you can trust
  • Helping you compare $15,000 loans online
  • Giving you direct access to lenders for quick approval

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The Best $15,000 Loans for November 2022

Borrow $15,000 for a period of 4 Years.
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Amount: $15,000 | Period: 4 Years
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We found 16 loans

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recommended

Chosen 1,239 times

recommended

Chosen 1,239 times

Loan amount

$15,000

APR:

2.25% - 29.99%

Total Payment

$15,708.63

for 4 years

Monthly payback

$327.26

for 4 years

Open right now

Customer Type

All

Borrow up to

$60,000

Estimated Payback

09/11/2026

Weekend Payout

Age

18

2 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

Chosen 4,086 times

Chosen 4,086 times

Loan amount

$15,000

APR:

1.49%

Total Payment

$15,844.14

for 4 years

Monthly payback

$330.09

for 4 years

Open right now
Lowest cost
Best reviews

Customer Type

All

Borrow up to

$50,000

Estimated Payback

09/11/2026

Weekend Payout

Age

18

6 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

Chosen 3,654 times

Chosen 3,654 times

Loan amount

$15,000

APR:

4.99% - 17.99%

Total Payment

$16,594.14

for 4 years

Monthly payback

$345.71

for 4 years

Open right now

Customer Type

All

Borrow up to

$50,000

Estimated Payback

09/11/2026

Weekend Payout

Age

18

8 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

recommended

Chosen 546 times

recommended

Chosen 546 times

Loan amount

$15,000

APR:

5.75% - 22.94%

Total Payment

$16,369.19

for 3 years

Monthly payback

$454.70

for 3 years

Open right now

Customer Type

All

Borrow up to

$50,000

Estimated Payback

09/11/2026

Weekend Payout

Age

18

9 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

Chosen 400 times

Chosen 400 times

Loan amount

$15,000

APR:

4.99%

Total Payment

$16,594.14

for 4 years

Monthly payback

$345.71

for 4 years

Customer Type

All

Borrow up to

$25,000

Estimated Payback

09/11/2026

Weekend Payout

Age

18

0 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

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$15,000
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How To Compare $15,000 Loans

How To Compare $15,000 Loans
1
Choose your loan amount
Select a $15,000 loan limit.
2
Compare the best lenders
Filter the results based on your criteria and compare the best $15,000 loan rates.
3
Choose an offer
Find the best personal loan for your needs.
4
Complete the application
Click Get Started to fill in your loan application.

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Get a $15,000 Loan Right Now

So if you’re looking for a lender you can trust to take a sizable personal loan of $15,000, you’re in luck. Here at Financer.com we connect you with the best lenders that have long-term track records of successful lending.

Take a look at our offers, and compare loans instantly above to get an idea of what we can do for you and your financial situation.

Why Compare $15,000 Loans with Financer.com

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What You Can Use a $15,000 Loan For

Despite the flexibility of the money, generally speaking, taking a personal loan out for a down payment on a house is something you want to think through.

Remember that part of the underwriting process banks do is to verify outstanding debt and credit inquiries from the past three, six, or 12 months.

Regardless of having money to make a down payment on the home, your debt-to-income ratio will be affected. So, even if you do qualify for a mortgage with a personal loan, you may end up being offered less favorable terms.

$15,000 personal loans are not good for consolidating student loans. Student loans are loans designed for students that generally carry very low APR rates.

That means that student loans are typically better than any other loans available on the market, including loans you would get from a credit union. Refinancing student loans may be a more fitting solution than a large personal loan.

Who can Get a $15,000 Loan?

There is a range of options available to consumers when a $15,000 loan is needed, and personal loans are just one of those many options.

The current lending market has evolved into a place where virtually everyone’s financial needs can be accommodated even despite having bad credit.

Furthermore, banks are no longer the only place you can find $15,000 installment loans, which is good news considering the process for getting a $15,000 loan online is now easier than ever.

$15,000 Loan with Bad Credit

Sometimes a major concern for consumers looking to borrow is a subprime credit score.

A lot of consumers may not have the relationship/chemistry necessary to borrow or continue borrowing with their current bank or credit union.

In that case, a lot of consumers look to find online loans for a number of reasons.

When you don’t want to go the traditional route of visiting various lenders, banks, or credit unions, online loans really are the answer.

Online lenders might be able to give you an instant decision, just make sure you understand the terms and conditions.

Furthermore, the real beauty overall of these types of loans is you can do all the comparing and exploring online- using our loan comparison tool on Financer, we make the job a lot easier for you as well.

Compare the Best Personal Loan Rates

Save more on your loan by comparing with us first.

Why Take out a $15,000 Loan?

Whatever your reason, personal loans of $15,000 are flexible with what they can be used for.

In some cases, it is best to help pay off medical bills or unexpected emergencies. There are times when insurance doesn’t cover everything, and in these situations borrowed money from a top online lender can help, even with subprime credit.

You can find a personal loan that can be used to pay off expenses accrued from health-related issues and get you right back on your feet with a manageable and predictable payment schedule.

In more common cases, personal loans are used as auto loans. In other cases, this loan may be a means to properly consolidate credit card debt or debt consolidation in general.

Debt relief can come in many forms, and with credit card APR being notoriously high, online lenders are willing to work with you to supply a loan that can lower your total cost. They can offer simple debt payments at lower rates than you would normally get with a credit card.

Personal loans are also used for emergency home repairs/improvements. When you have a leaking roof, a serious electrical problem, or when pipes burst in the house, major expenses will ensue. While businesses generally offer some kind of payment plan for these types of situations, they don’t cover all situations.

If you compare personal loans online you will generally find very manageable terms for unsecured personal loans. These will help you save money on your total cost of repairs.

Prequalify for a $15,000 loan here

Compare lenders and loan rates and apply for a $15,000 loan online with Financer.com. Read customer reviews of top online lenders and prequalify without hurting your credit. With Financer.com you can:

  • Compare lenders that offer loans of $15,000
  • Prequalify with no impact on your credit score
  • Compare rates and choose the best loan offer

Start Comparing

How much would you like to borrow?

Should You Go for a Secured Loan?

If you are looking for the lowest interest rate, you might want to consider a secured loan.  Since you have to offer collateral against $15,000 loans, the interest rate is not only low but offers better terms.

The only risky part of this type of loan is that if you fail to repay them on time, the lender has the right to seize your collateralized property. 

You stand a better chance of being offered better terms if you have a good credit standing.

Secured $15,000 personal loans are good for vehicles, mortgages, and home equity loans.

Comparing Loans with Financer.com

Financer.com helps you compare the best $15,000 loans and get the lowest personal loan rates from leading U.S. lenders.

Our loan comparisons are fast and easy, and completely free. Best of all, you can pre-qualify without hurting your credit score

At Financer.com we are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan and take the guesswork out of doing all the legwork yourself.

$15,000 Loans - FAQs

How much does a $15,000 loan cost?

This depends on the lender. For example, if you have an APR of 36% and a loan of $15,000 for 12 months, your loan payment will be $1,504. The shorter your loan term the higher your monthly payment will be, but in the long term, you'll save on interest rates compared to a loan with a longer repayment term. 

Is it difficult to get a $15,000 loan?

Almost all lenders that cater to people with fair credit (a credit score between 640 and 699) will offer loans of $15,000 and more. Minimum loan amounts typically start at $500 and can go up to $100,000 or more.

How do I apply for a loan of $15,000?

Comparing lenders online is the easiest way to see loan rates and terms side-by-side. Plus, the lenders featured on Financer.com offer easy online applications so you may pre-qualify in just a few minutes. Online loan applications often don't require a hard credit pull, so seeing if you qualify won't hurt your score. 

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