The Best Loans in Delaware 2023: Compare Loan Rates

Financer.com helps you compare online loan rates in Delaware. Compare different loan options in Colorado and read more about the payday loan laws in the state.

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Compare Loans in Delaware for September 2023

Borrow $1,000 for a period of 6 Months.

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Amount: $1,000 | Period: 6 Months

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We found 21 loans

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Chosen 8,036 times

Chosen 8,036 times

Loan amount

$1,000

APR:

4.99% - 35.99%

Total Payment

$1,014.75

for 6 months

Monthly payback

$169.13

for 6 months

Open right now

Customer Type

All

Borrow up to

$50,000

Estimated Payback

19/03/2024

Weekend Payout

Age

18

0 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

BadCreditLoans.com

Chosen 90,240 times

Read 39 reviews

recommended

BadCreditLoans.com

Chosen 90,240 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Read 39 reviews

Open right now

Most chosen

Customer Type

All

Borrow up to

$10,000

Estimated Payback

19/03/2024

Weekend Payout

Age

18

39 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 31,051 times

Read 13 reviews

recommended

Chosen 31,051 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Read 13 reviews

Open right now

Customer Type

All

Borrow up to

$35,000

Estimated Payback

19/03/2024

Weekend Payout

Age

18

13 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

CashUSA

Chosen 26,498 times

Read 24 reviews

CashUSA

Chosen 26,498 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Read 24 reviews

Open right now

Lowest cost

Customer Type

All

Borrow up to

$10,000

Estimated Payback

19/03/2024

Weekend Payout

Age

18

24 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 77,545 times

Read 88 reviews

recommended

Chosen 77,545 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Read 88 reviews

Open right now

Customer Type

All

Borrow up to

$35,000

Estimated Payback

19/03/2024

Weekend Payout

Age

18

88 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

Show all 21 offers

$1,000

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How To Compare Loans in Delaware

How To Compare Loans in Delaware

1

Choose your loan amount

Select how much you would like to borrow.

2

Compare available options

Filter the results based on your criteria and compare the best Delaware loan rates.

3

Choose an offer

Find the best personal loan for your loan needs.

4

Complete the application

Click Get Started to fill in your loan application.

As seen in

Best Rated Personal Loans

Based on 6 reviews

Based on 4 reviews

Based on 7 reviews

SoFi

Based on 27 reviews

Based on 27 reviews

Based on 5 reviews

Based on 14 reviews

Based on 88 reviews

Based on 3 reviews

Based on 11 reviews

Why Compare Loans in Delaware with Financer.com

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When applying for loans in Delaware, lenders require the following:

The borrower's signature
The borrower's thumbprint
The borrower must be a U.S. citizen
The borrower must provide a source of income

In addition to a signature, borrowers need to provide a thumbprint, whether the application is done via phone, in person, or online.

This feature is a distinctive characteristic of Delaware installment loans laws and was introduced with an aim to protect consumers from being victims of fraudulent lending companies.

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Delaware Payday Loan Regulations

Legal Status	Legal
Interest Rate (APR)	521%*
Max. Loan Amount	$1,000
Min. Loan Term	Not specified
Max. Loan Term	60 days
Number of Rollovers	4
Finance Charges	No limit
Statute of Limitations	3 years from the last payment

Updated March 28 2022
* Real APR for loans in Delaware can reach 521% according to the Center for Responsible Lending 2019.

Compare Online Loans in Delaware

Compare lenders and loan rates and apply for a Delaware loan online. With Financer.com you can:

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Save more on your Delaware loan by comparing with us first.

Interests Loan amount Loan term

Delaware Payday Loans

Delaware state law reads that payday loans are legal under the Small Loan Act or Licensing law.

A lender is only allowed to give out a maximum amount of $1000. Unless the loan debt is settled, no additional loans can be granted.

Regulations governing Delaware cash advance loans require a minimum repayment term of 60 days. The lender is thus prohibited from demanding the full repayment before that term ends.

Charges, fees, and interest rates on loans are not regulated by the Delaware state. Therefore, it is up to the lending companies to decide how much to charge a borrower.

Up to four rollovers are allowed for each borrower per loan.

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Delaware Loan Collection Restrictions

Payday loans usually have inherent restrictions. In addition to these, lenders in Delaware who provide deferred loans are not allowed to roll over the loan amount after 12 weeks.

The state legislation also prohibits lenders from charging additional interest on the deferred loan. Lenders are not allowed to initiate criminal proceedings in case of failure of the borrower to repay. Borrowers can borrow up to five times within a calendar year.

If a lender contravenes these guidelines, they can be reported to the Delaware State Bank Commissioner.

Payday Loan Regulations in Delaware

Current Legal Status: Legal

Current Legal Status: Legal

Maximum Loan Amount: $1,000

Maximum Loan Amount: $1,000

Maximum Loan Terms: 60 Days

Maximum Loan Terms: 60 Days

Maximum Loan Charges: No limit

Maximum Loan Charges: No limit

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Why Compare with Financer.com

Financer.com helps you compare the best personal loans in Delaware and get the lowest personal loan rates from leading U.S. lenders.

Our online loan comparison is fast, easy, and completely free. Best of all, you can pre-qualify without hurting your credit score.

Use Financer.com's free loan comparison tool and take the guesswork out of finding the best personal loan for your needs.

Delaware Loans FAQs

How much can I borrow?

Personal loan amounts vary between lenders, and the amount you can be approved for depends on your credit score, your loan payment history, and your debt-to-income ratio, among others. However, payday loans in Delaware are limited to $1,000. By comparing lenders you can choose the best loan rates and terms.

How much does a loan cost in Delaware?

There is no limit with regards to APRs lenders may charge. Although personal loan rates are much lower, payday loan APRs are known to exceed 520% in Delaware.

What do I need to apply for a loan?

Lenders typically require your personal information such as your employment status, Social Security number, credit history, and contact details. This can vary from one lender to the next but online applications are fast and easy, and won't hurt your credit score when you pre-qualify.

What does it cost to compare loans with Financer.com?

You can compare loans with Financer.com free of charge. Our service is free and we only work with lenders that are established and have a long history of providing loans to customers in the U.S.

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