Delaware Loans 2024 – Online Payday Loans in Delaware

The Best Loans in Delaware 2023: Compare Loan Rates

Written by: Joe Chappius

Last updated: January 3, 2024

Financer.com helps you compare online loan rates in Delaware. Compare different loan options in Colorado and read more about the payday loan laws in the state.

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Compare Loans in Delaware for April 2024

Borrow $1,000 for a period of 6 Months.

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Amount: $1,000 | Period: 6 Months

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We found 22 loans

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recommended

Chosen 5,975 times

4.9

Read 11 reviews

recommended

Chosen 5,975 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 11 reviews

Open right now

High approval rate

Get Started

Customer Type

All

Borrow up to

$50,000

Estimated Payback

21/10/2024

Weekend Payout

Age

11 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Chosen 92,649 times

3.7

Read 36 reviews

Chosen 92,649 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

3.7

Read 36 reviews

Open right now

Most chosen

Get Started

Customer Type

All

Borrow up to

$10,000

Estimated Payback

21/10/2024

Weekend Payout

Age

36 Reviews

3.7

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 33,179 times

4.9

Read 17 reviews

recommended

Chosen 33,179 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 17 reviews

Get Started

Customer Type

All

Borrow up to

$35,000

Estimated Payback

21/10/2024

Weekend Payout

Age

17 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Chosen 27,227 times

4.0

Read 25 reviews

Chosen 27,227 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.0

Read 25 reviews

Open right now

Lowest cost

Get Started

Customer Type

All

Borrow up to

$10,000

Estimated Payback

21/10/2024

Weekend Payout

Age

25 Reviews

4.0

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 6,700 times

5.0

Read 4 reviews

recommended

Chosen 6,700 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

5.0

Read 4 reviews

Open right now

Get Started

Customer Type

All

Borrow up to

$35,000

Estimated Payback

21/10/2024

Weekend Payout

Age

4 Reviews

5.0

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

Show all 22 offers

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How To Compare Loans in Delaware

Choose your loan amount

Select how much you would like to borrow.

Compare available options

Filter the results based on your criteria and compare the best Delaware loan rates.

Choose an offer

Find the best personal loan for your loan needs.

Complete the application

Click Get Started to fill in your loan application.

As seen in

Best Rated Personal Loans

5.0

Based on 4 reviews

5.0

Based on 4 reviews

5.0

Based on 14 reviews

4.9

Based on 7 reviews

4.9

Based on 12 reviews

4.9

Based on 17 reviews

4.9

Based on 8 reviews

4.8

Based on 5 reviews

4.8

Based on 4 reviews

4.7

Based on 3 reviews

Why Compare Loans in Delaware with Financer.com

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Cheapest Loans

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Less Paperwork

When applying for loans in Delaware, lenders require the following:

The borrower's signature
The borrower's thumbprint
The borrower must be a U.S. citizen
The borrower must provide a source of income

In addition to a signature, borrowers need to provide a thumbprint, whether the application is done via phone, in person, or online.

This feature is a distinctive characteristic of Delaware installment loans laws and was introduced with an aim to protect consumers from being victims of fraudulent lending companies.

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Delaware Payday Loan Regulations

Legal Status	Legal
Interest Rate (APR)	521%*
Max. Loan Amount	$1,000
Min. Loan Term	Not specified
Max. Loan Term	60 days
Number of Rollovers	4
Finance Charges	No limit
Statute of Limitations	3 years from the last payment

Updated March 28 2022
* Real APR for loans in Delaware can reach 521% according to the Center for Responsible Lending 2019.

Compare Online Loans in Delaware

Compare lenders and loan rates and apply for a Delaware loan online. With Financer.com you can:

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Interests Loan amount Loan term

Delaware Payday Loans

Delaware state law reads that payday loans are legal under the Small Loan Act or Licensing law.

A lender is only allowed to give out a maximum amount of $1000. Unless the loan debt is settled, no additional loans can be granted.

Regulations governing Delaware cash advance loans require a minimum repayment term of 60 days. The lender is thus prohibited from demanding the full repayment before that term ends.

Charges, fees, and interest rates on loans are not regulated by the Delaware state. Therefore, it is up to the lending companies to decide how much to charge a borrower.

Up to four rollovers are allowed for each borrower per loan.

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Delaware Loan Collection Restrictions

Payday loans usually have inherent restrictions. In addition to these, lenders in Delaware who provide deferred loans are not allowed to roll over the loan amount after 12 weeks.

The state legislation also prohibits lenders from charging additional interest on the deferred loan. Lenders are not allowed to initiate criminal proceedings in case of failure of the borrower to repay. Borrowers can borrow up to five times within a calendar year.

If a lender contravenes these guidelines, they can be reported to the Delaware State Bank Commissioner.

Payday Loan Regulations in Delaware

Current Legal Status: Legal

Maximum Loan Amount: $1,000

Maximum Loan Terms: 60 Days

Maximum Loan Charges: No limit

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Why Compare with Financer.com

Financer.com helps you compare the best personal loans in Delaware and get the lowest personal loan rates from leading U.S. lenders.

Our online loan comparison is fast, easy, and completely free. Best of all, you can pre-qualify without hurting your credit score.

Use Financer.com's free loan comparison tool and take the guesswork out of finding the best personal loan for your needs.

Delaware Loans FAQs

How much can I borrow?

Personal loan amounts vary between lenders, and the amount you can be approved for depends on your credit score, your loan payment history, and your debt-to-income ratio, among others. However, payday loans in Delaware are limited to $1,000. By comparing lenders you can choose the best loan rates and terms.

How much does a loan cost in Delaware?

There is no limit with regards to APRs lenders may charge. Although personal loan rates are much lower, payday loan APRs are known to exceed 520% in Delaware.

What do I need to apply for a loan?

Lenders typically require your personal information such as your employment status, Social Security number, credit history, and contact details. This can vary from one lender to the next but online applications are fast and easy, and won't hurt your credit score when you pre-qualify.

What does it cost to compare loans with Financer.com?

You can compare loans with Financer.com free of charge. Our service is free and we only work with lenders that are established and have a long history of providing loans to customers in the U.S.