How to Save Money - 181 Clever Ways to Save Money

Financer.com listed the best savings tips for you. This ultimate guide about saving money includes 181 clever ways to save money. Pick your favorite saving tips from the article below and start saving money today!

Saving categories - sort by 181 saving tips

Top rated saving tips (181 total)

  1. Delay spending

    Instant gratification when it comes to shopping can really mess up your budget. If you delay buying that thing for even just a day or two, you can make a more informed decision and might realize you don’t actually need that item after all.

    Shopping
  2. Cook at home

    Making your own meals rather than eating out can save you a significant amount of money every year. Buying lunch instead of packing your own can cost you $2000 a year.

    Food & Drink
  3. Prioritize

    The first step in saving money is to differentiate between wants and needs. Necessary expenses should be at the top of the list in your budget so that you don’t spend so much on non-priorities. Before you buy something, stop for a minute and ask yourself, “Do I really need this or can I do without?”

    Shopping
  4. Record your expenses

    When you track down all your expenses, it’s easier to identify your major expenditures and where you can cut back on unnecessary expenses.

    Finance & Money
  5. Adopt a pet; do not buy

    Dog shelters are great places to adopt instead of buying. A bulldog puppy could be sold at $800. An adopted one costs a mere $45.

    Other Savings Tips
  6. Be upfront about finances with your doctor

    Don’t be embarrassed to tell him you are short on cash. He will suggest ways on how to save money.

    Finance & Money
  7. Don’t spend so much to entertain children

    Sign up for memberships to local attractions such as a zoo, museum or water park. An annual pass may be a cheaper option especially if you live near the attraction and you plan to go there frequently. You can spend a few hours there without feeling like you wasted money because you didn’t go though every single exhibit.

    Kids & Childcare
  8. Have a monthly budget and stick to it

    Preparing a monthly budget is one thing but sticking to it is quite another. A budget is an effective way to avoid impulse buying.

    Shopping
  9. Invest in car maintenance

    Keeping your car in good shape will save money in the long run. Keep the engines tuned and tires inflated.

    Car & Commuting
  10. Air conditioner maintenance

    Regular service and maintenance of your air conditioner can save you up to $65 a year.

    Utilities & Household
  11. Air-dry your clothes, dishes, and hair

    If you need to use the dryer, ensure it has an auto sensor function to minimize longer, unnecessary drying episodes.

    Utilities & Household
  12. Ask the locals for prices

    There is no need to feel uncomfortable asking about pricing of certain things. Most of the locals will be ready to provide such information.

    Travelling & Holiday
  13. Ask the vet for free samples

    A vet may offer sample products or coupons.  Take advantage of these. The vets get them for free and they are usually more than happy to give them out and share with their clients.

    Other Savings Tips
  14. Audit your home energy use

    You may find inexpensive ways on how to reduce your home and heating cooling costs and, eventually, save money.

    Utilities & Household
  15. Avoid a pet sitter

    You can talk to your friends or neighbors. You might be surprised how they might enjoy walking your pooch a few times a week.

    Other Savings Tips
  16. Avoid dry clean-only items

    You need to have the liberty to wash clothes at home. Dry cleaning bills can add up quickly.

    Utilities & Household
  17. Avoid peak calling times

    Check for those times when call charges are high. Avoid peak times.

    Other Savings Tips
  18. Avoid the bar

    This way you get to avoid admission fees as well as the drinks themselves. You may be surprised to realize you spend more than hundred dollars in one night on alcohol, especially if you meet people you know and you start buying rounds.

    Food & Drink
  19. Avoid the ER

    Substituting the emergency room with your regular doctor will cost you more. If your doctor can help, go to him first.

    Other Savings Tips
  20. Banish the bling

    Your pet will not care for or notice the expensive jewelry you put on his collar. Cut down on the expensive bracelet or vest during walks. Your pet only wants your love, care and attention.

    Other Savings Tips
  21. Be flexible with your plans

    Always be flexible about your travel plans. Don’t choose a single location and just focus on it. Plan two or three and then decide accordingly by weighing the pros and cons, including the expected cost for each trip.

    Travelling & Holiday
  22. Be nice

    Negotiating a deal might be a frustrating experience but be diplomatic and nice while making your point. If you are courteous, the reps will be more likely to offer a good deal. We are human beings after all!

    Entertainment & Leisure
  23. Be prepared

    Set up a medical emergency fund to cater for unexpected emergencies.

    Finance & Money
  24. Beat baggage fees

    Don’t cram extra baggage in your suitcase. Carry a good hand luggage bag and take a portable luggage scale to check the weight before you check-in.

    Travelling & Holiday
  25. Book directly through a hotel’s website

    Most travel sites offer a discount for direct online booking. The lower rates are prepaid and non-refundable.

    Travelling & Holiday
  26. Bring your own food on board

    As long as the foods are not liquid, you can bring along your own snacks. Food on the plane is much more costly.

    Travelling & Holiday
  27. Bundle up

    It will cost you about $100 a month to get cable TV, long distance telephone service, and high-speed internet service.  Bundling up all these services in one plan is cheaper than paying separately.

    Utilities & Household
  28. Buy items in bulk

    This will help reduce those trips to the grocery store, saving you money on transpiration costs. Some stores also offer extra savings when buying in bulk.

    Utilities & Household
  29. Buy party supplies in bulk

    This helps you cut costs on celebrations. You often get discounts by buying in bulk.

    Shopping
  30. Buy pet’s food online

    Directly check the food company’s websites. They usually have various coupons and offers.

    Other Savings Tips
  31. Buy reusable Easter baskets

    These can be usually used for up to 6 years as they are pretty sturdy. Think about the savings: you won’t have to buy a different basket each year.

    Entertainment & Leisure
  32. Buy your home in cash

    You could save more than $150,000 in the interest rate that you could have paid in mortgage for many years if you buy your home in cash.

    Utilities & Household
  33. Buy your own router

    Your own router will save you the cost of paying $10-$12 a month for a router that comes along with most internet plans. The only downside is that you may have to install it yourself.

    Utilities & Household
  34. Carpool

    The best way to save on fuel cost is to carpool. If you are going to the same destination with other people, carpool and save money.

    Travelling & Holiday
  35. Check for errors

    Sometimes minor errors on bills and insurance company statements may cause a significant rise on bills. Go through the statements carefully.

    Finance & Money
  36. Check for extras before buying kennels

    Kennel prices may vary greatly depending on boarding extras. These features may not be necessary to accommodate your pet. Look for a simple kennel for your needs.

    Other Savings Tips
  37. Check for hidden water leaks

    Do not underestimate water leaks; these are often the cause of abnormally high water bills.

    Utilities & Household
  38. Check for small business providers

    Look out for small companies which bring low-cost fiber internet to the public.  Small service providers usually have faster speeds, superior service and customer care.

    Utilities & Household
  39. Check for state and federal programs

    There are various national programs that offer financial assistance to pet owners who are in need. You may get funds for treatment and spraying cost.

    Finance & Money
  40. Check out non-insurance options

    Be on the lookout for discount health plans on seasonal offers by banks to customers or employers to employees.  These may offer 20% to 60% savings on health services.

    Finance & Money
  41. Check Wi-Fi cost

    Stay in a hotel with free Wi-Fi coverage.  Switch hotels if your current one charges you as this will quickly add up.

    Travelling & Holiday
  42. Choose a low maintenance breed

    Some breeds are more prone to disease and maintenance than others. Do your research before you choose a breed and pick one that matches your lifestyle and budget.

    Other Savings Tips
  43. Choose cheaper flights

    When you travel at off-peak hours, such as late at night or very early in the morning, you can save a lot of money on flights. Avoid the weekends.

    Travelling & Holiday
  44. Compare costs for lab tests

    Shopping around and comparing costs for lab tests won’t cost you money. You may save money through this comparison process.

    Finance & Money
  45. Compare vet prices

    Avoid the habit of just going to the nearest vet. Compare prices. Join online groups of pet owners in your areas and discuss with them. Prices can differ greatly.

    Other Savings Tips
  46. Compare your options on insurance

    Shop around and compare homeowners’ insurance policies. Ensure you do this before renewing your existing insurance policy.

    Utilities & Household
  47. Connect your laptop to your TV

    A cool tip for saving money which allows you to watch online content on TV. Use an HDML cable which costs around $20.

    Entertainment & Leisure
  48. Consider buying generic drugs

    The FDA confirms they work the same way as brand-name drugs but are 30% to 80% cheaper.

    Finance & Money
  49. Cook strategically

    Use your toaster instead of the oven if you are cooking something small. Use the microwave to heat food and save energy.

    Utilities & Household
  50. Coupon or Gift Cards

    Check manufacturers’ websites for Coupons or Gift Cards.

    Finance & Money
  51. Craft DIY toys

    Pet stores have ridiculously expensive toys. Look for things in your house that you can turn into toys while making sure they are safe enough for your pet.

    Other Savings Tips
  52. Create a budget

    Create a written plan of how you intend to spend your money on vacation.  Include cash to be spent on emergencies.

    Travelling & Holiday
  53. Create your own party decorations

    You can find many free printable online templates for all kinds of parties. Save big and make your own!

    Entertainment & Leisure
  54. Cut back on guests at weddings

    It is not necessary to invite every person you know in real life to your wedding. A small gathering of a few select people is much more intimate and you will be more likely to enjoy it more being surrounded by the people who really count. Do not worry if someone takes it personal that they weren’t invited. It’s not like they are paying for your wedding. It’s your day. Make it yours.

    Other Savings Tips
  55. Cut TV altogether

    Why not opt for Roku, Apple TV, Hulu or Xbox instead of a cable package?

    Entertainment & Leisure
  56. Designate a ‘no spend day’

    Have one day in a week to spend with family. There should be absolutely no buying on this day. Just a day of fun activities.

    Utilities & Household
  57. Ditch your landline

    You already have a cell phone plan. A landline is an extra bill to pay and, let’s face it, you rarely ever use it anyway.

    Utilities & Household
  58. Do not give human drugs to your pets

    Human drugs like ibuprofen may result in major complications. You will have to spend more to correct the situation.

    Other Savings Tips
  59. Do your research

    Find more about a certain restaurant before going to celebrate with friends.  Go for ones which offer a flat fee for desserts and drinks. You might want to check out “set menu” options, too.

    Food & Drink
  60. Don’t buy cheap clothes for the sake of cheap

    Quality matters over price. A cheap shirt that will wear out quickly is a poor bargain.

    Utilities & Household
  61. Don’t buy pre-prepared foods

    Cooking your own freshly prepared meal is much cheaper (and healthier, too!).

    Utilities & Household
  62. Don’t compete with other parents for birthdays

    Competing with other parents will make you spend beyond your means.  You do not need to throw an expensive party just to fit in. Your kid doesn’t need you to spend thousands of dollars for his/her birthday. As long as they can celebrate it with family and a few close friends, they will be happy. A sleep-over with  some planned games and favorite snacks will usually do the trick!

    Kids & Childcare
  63. Don’t miss free screenings

    Take advantage of free community health screenings for HIV, Diabetes, and high blood pressure. Save money while taking good care of your health.

    Finance & Money
  64. Don’t skimp on regular checkups

    Preventive care on your pet may save on medical bills in the long run.  Last minute or after-office-hours visits to the vet may result in higher bills.

    Other Savings Tips
  65. Don’t take ‘no’ for an answer

    If your insurance company declines to pay for a service, appeal the decision. If you win, you can save thousands of dollars. Do not just settle for a ‘no’. Try again.

    Finance & Money
  66. Downgrade on space

    Have your children share bedrooms. If you’re single, you may also consider being a roommate and share accommodation with someone.

    Utilities & Household
  67. Download Pet Care Services App

    There is an app called Pet Care Services. It shows you all the discounted vet stores nearby.

    Finance & Money
  68. Download travel apps

    There are various apps where you can find cheap travel guides. These apps can prove to be a real saving buddy, especially as most guides and tips are written by locals who would know the best deals!

    Travelling & Holiday
  69. Eat at home

    Dinner dates at restaurants can be quite expensive, especially if you get tempted by the special appetizers of the day, desserts and alcoholic drinks/cocktails. These can easily add up. Have a romantic dinner at home instead and watch your favorite movie.

    Utilities & Household
  70. Fight your property tax assessment

    Compare your assessment with your neighbors’ if they have similar homes. Don’t just settle to paying more than them. You can always appeal to your local tax authority if you feel your assessment is too high.

    Utilities & Household
  71. Find an alternative airport

    It may be cheaper to fly from an airport slightly farther away from your home. Do take into consideration your travel expenses to get to the airport and decide accordingly.

    Travelling & Holiday
  72. Fly indirect

    A direct flight will cost you much more than flying indirect. Consider a flight with a stop-over.

    Travelling & Holiday
  73. Get a calling card

    Calling cards are cheaper when making long distance calls.  Especially if you have a roommate, a calling card will save you a good amount of money.

    Other Savings Tips
  74. Get a second-hand ring for your wedding

    Go for something vintage instead of spending hundreds, or thousands, of dollars on your wedding ring. You might also get a ring from a close relative of yours such as a parent or grand parent.

    Entertainment & Leisure
  75. Get a travel rewards card

    You can earn your $40,000 bonus miles after spending $3,000. A good card will have no transaction fees.

    Travelling & Holiday
  76. Get an unadvertised theater ticket discount

    Call your nearby theater to find more about discounts. There are last-minute discounts for unsold seats a couple of hours before a show begins. Take advantage!

    Entertainment & Leisure
  77. Get cheaper travel insurance

    Annual multi-trip insurance is cheaper than buying insurance for a single trip.

    Travelling & Holiday
  78. Get creative with birthday gifts

    Did you know that you don’t have to spend half your paycheck for a birthday gift? Think of surprising your loved one with the best thing you could give: quality time together! Go watch a movie, go for a picnic or hike up a mountain. Make memories that will last more than material things ever would!

    Entertainment & Leisure
  79. Get free phone call service

    Apps like TextNow offers free unlimited texting in North America.  You also get to enjoy low-cost long distance calling.

    Subscriptions
  80. Get regular checkups

    These are mostly covered by insurance and can help a doctor detect health problems early.

    Finance & Money
  81. Give your pet quality food

    You do not need to buy the most expensive brand. Give your pet quality food to avoid GI upset and other problems.

    Other Savings Tips
  82. Go for breakfast instead of dinner

    Most restaurants have cheaper breakfast courses than dinner dates. It’s also a nice way to start off your day and do something different.

    Food & Drink
  83. Go for countries who offer low-cost holidays

    There are low-cost destinations where you can enjoy sunny beaches and metropolitan cities. Two examples would be Cambodia and Greece.

    Travelling & Holiday
  84. Go for dollar-store decorations

    There are so many gems you can find at discount stores. You can still decorate your venue without spending a fortune.

    Entertainment & Leisure
  85. Go for handmade stuff for your kids

    Giving your kids a birthday treat does not need to cost you an arm and a leg.  Craft little small presents and bake a personalized cake for them. There is a higher chance that they will appreciate and cherish it more, especially as they get older.

    Kids & Childcare
  86. Go for Netflix

    Netflix is only $8-$12 a month. You get to watch the latest series plus thousands of movies.

    Entertainment & Leisure
  87. Go for the cancellation department

    In a competitive market, no provider would want to see you go. Best deals come from the cancellation department.

    Subscriptions
  88. Go to a local dental school

    Such schools offer services at a fraction of what you would pay at a practice clinic. The tools and equipment used are still up to date and safe.

    Other Savings Tips
  89. Go to the library

    Your local library has free entertainment. All you need is a card and you get to enjoy movies, books, and magazines. All for free.

    Other Savings Tips
  90. Groom your pet less often

    Grooming a pet may cost you so much if done so often. Limit such occasions to the basic necessities.

    Other Savings Tips
  91. Grow your own herbs

    Your kitchen garden saves you a lot plus it adds a beautiful touch of color to your home.

    Utilities & Household
  92. Hand wash large dishes

    Large pots and pans take up a lot of space in the dishwasher. If you hand wash these, you will use the dishwasher less often.

    Utilities & Household
  93. Have a picnic

    Pick up veggies and fruits from the city you are visiting. A picnic is much cheaper than eating out at a restaurant. This way, you wouldn’t have to dine out every single night and you will spend less on food.

    Travelling & Holiday
  94. Have a safety net

    When switching jobs, ask whether you can extend your policy from an old employer.  These policies are usually quite inexpensive.

    Finance & Money
  95. Heartworm control

    The cost of heartworm prevention is $15 per month.   The cost of treating heartworms starts at $400.  Prevention is better than cure.

    Other Savings Tips
  96. Hire a diesel car

    Cars with diesel engines use less fuel.

    Travelling & Holiday
  97. Home swaps

    This is a cool saving tip as you avoid hotel fees.  You will still get to enjoy home comforts away from home.

    Travelling & Holiday
  98. Inquire about your group coverage insurance

    This might be a cheaper version than coverage for each individual.

    Finance & Money
  99. Install a cool roof

    This will reflect light and, thereby, cut your A/C needs.

    Utilities & Household
  100. Install LED bulbs in your home

    If you could switch all the 60 watts bulbs with 14 watts LED bulbs, this could save you up to $40 a year on electricity bill.

    Utilities & Household
  101. Insulate outlets and light switches

    When these are on the outside walls, they can be a source of air leaks. Go for inexpensive seals found at hardware stores.

    Utilities & Household
  102. Insulate your water heater

    This ensures a saving of anywhere from 4 to 9% of your water heating cost. Wrap up your water heating tank.

    Utilities & Household
  103. Join a discount club

    Plans like AmeriPlan allow participants to give members up to 60% discount.  The monthly membership fee for discount clubs ranges from $12-$30.

    Finance & Money
  104. Keep an eye on fares after you book

    You can still change or cancel your flights within 24 hours.  If you find a better deal, you can save money with no penalty. Do read the Terms and Conditions you have agreed to before making any changes.

    Travelling & Holiday
  105. Keep good maintenance on your eyeglasses frame

    If you need to change eyeglasses, keep the same frame, as long as they are still in good condition.  Frames may account for almost half (if not more) of the total price of eyeglasses.  Also, skip the designer brands.

    Shopping
  106. Keep your Easter dinner simple

    Focus on the main dish and, if you have friends and family coming over, share the expense. Most would be more than happy to prepare appetizers, side dishes, and dessert.

    Food & Drink
  107. Keep your pet fit

    A pet that is used to walks and general exercise is at a less risk of developing health complications resulting from obesity or wear and tear on joints.  Only feed your pet the right amount of food for his weight and breed.

    Other Savings Tips
  108. Know your limits

    After you have shopped for everything for your celebration, know when to stop.  Don’t just enter the mall or a particular shop without a specific thing in mind to buy. If you do, you will be more likely to buy something you don’t really need.

    Shopping
  109. Learn how to trim your pet’s nails

    Your vet may show you how to do it yourself.  You may also watch YouTube how-to videos. Do invest in good quality trimmers, though. Your pet might even prefer you trimming their nails over the vet. It’s a win-win situation!

    Other Savings Tips
  110. Limit the number of pets you own

    The fewer pets you own, the less money you will spend.  Only buy or adopt pets you are comfortable taking care of.

    Other Savings Tips
  111. Maintain cleanliness

    Encourage your kids and family members to properly and thoroughly wash hands with soap and water. Proper hygiene will save you money.

    Kids & Childcare
  112. Make homemade Christmas gifts

    You don’t have to be a professional craftsman to prepare homemade Christmas gifts. You can get inspiration from old and unused clothes to craft gifts for loved ones. You can also find plenty of recipes online to bake small tarts to give to your family and friends. Nothing beats something homemade with love!

    Entertainment & Leisure
  113. Move away from the city

    Metropolitan areas have higher home prices than in suburban areas.

    Utilities & Household
  114. Negotiate

    When facing huge hospital bill, do not be scared to negotiate a better deal. You may either receive a discount-on-cash reward or a payment plan making it more manageable for you to pay.

    Finance & Money
  115. Negotiate a lower rate

    You can save money by haggling a better deal with your internet or cable providers, especially if you’ve always paid on time and been a long-standing customer.

    Subscriptions
  116. Negotiate the rent with your landlord

    If you always pay your rent on time, there could be room for negotiation with your landlord.

    Utilities & Household
  117. Offer language services in non-English speaking countries

    You may have noticed badly misspelled menus in such places. Offer editing or proofreading help in exchange for a free meal.

    Travelling & Holiday
  118. Opt for picnic lunches on your anniversary

    You can prepare your own packed lunch. Add your personal and intimate touch making the day even more special. This is a perfect time to enjoy the scenery at your favorite spot. It could be at the beach, mountain or at the park. Get creative!

    Entertainment & Leisure
  119. Opt for three-year vaccinations

    This may be a cheaper vaccination option rather than the yearly vaccines. However, check with your vet first.

    Other Savings Tips
  120. Organize a neighborhood swap meeting

    You call neighbors with kids of the same age. Everyone comes with used toys, gifts and cards, and they can swap accordingly.

    Kids & Childcare
  121. Pay cash for medications

    This is a clever way to save money. Some medications are cheaper when you don’t go through insurance.

    Finance & Money
  122. Pick an off-season day for your wedding

    The venue of your wedding can cause a dent on your finances, big time.  Most wedding venues charge a much lower fee for Friday and Sunday weddings. Shop around.

    Entertainment & Leisure
  123. Pick the right insurance policy

    A fair plan includes your doctors, medications, and care for any chronic conditions.

    Finance & Money
  124. Prepay your cell phone

    Prepaid plans charge 25 cents a minute or less.

    Utilities & Household
  125. Prevent tooth traumas

    Ensure your kids get two yearly checkups at the dentist instead of just one. Preventive care helps avoid costly treatments in the future.

    Kids & Childcare
  126. Prevention is better than cure

    Be careful of injuries by wearing a helmet when riding a bike or a motorcycle.

    Car & Commuting
  127. Recycle

    Find items you already have in your home to use in parties and cookouts. It’s amazing the things we sometimes store for years.

    Other Savings Tips
  128. Refer to technological devices

    If you plan to drive long distances for a holiday trip, use apps for shorter route suggestions to help you save money on gas.

    Travelling & Holiday
  129. Refinance your car loan

    If the rates are better than the time you purchased your car, look for a better deal. Check auto loan rates.

    Car & Commuting
  130. Refinance your mortgage

    By changing the type of mortgage you have or finding a lower interest rate, you might be able to lower your monthly payments. Educate yourself about refinancing a loan.

    Utilities & Household
  131. Rent out extra space on AirBnb.com

    This could be a basement, backyard or garage. If there’s demand for it, rent it.

    Utilities & Household
  132. Repair your clothes instead of throwing them away

    You may not have that extra money for a shopping spree but there are many ways to spruce up your wardrobe. Learn how to mend seams, replace zippers and other simple mending techniques.

    Other Savings Tips
  133. Research museum pricing

    There are various museums which offer free or discounted student pricing.  You can also find ways to save money by taking advantage of cheaper tickets for young adults or family visits.

    Travelling & Holiday
  134. Save nanny cost

    Share a nanny with a neighbor to cut on babysitting costs.

    Utilities & Household
  135. Save on foreign currency exchange

    Get your currency before you reach the airport. This way you secure the best rate.

    Travelling & Holiday
  136. Save on supplements

    Most of them do not have enough data to support their effectiveness.

    Food & Drink
  137. Seek all inclusive deals

    It is better to pay just once for your whole vacation, especially if you are travelling with children.

    Travelling & Holiday
  138. Set up a budget and stick to it

    Think of how many guests you plan to entertain and set a budget. No matter what, stick to it. If you start adding things here and there that weren’t part of your original plan, you will soon find out that you have long exceeded your budget.

    Entertainment & Leisure
  139. Share your Netflix account

    The standard plan allows watching two screens at the same time. A premium plan allows watching four screens at the same time. Share your account with others and divide the cost.

    Subscriptions
  140. Shop around for medications

    Look for ways to save money by asking for written prescriptions from your vet. This will allow you to compare prices.  You might find a less expensive substitute.

    Other Savings Tips
  141. Shop secondhand

    This frugal tip may not be everyone’s favorite, granted, but it will save you money. Shop from thrift stores or garage sales. You might be surprised to find unused items, some even still in their original package and box.

    Shopping
  142. Shop Smart

    When purchasing large home appliances, such as refrigerators, dishwashers, and ovens, go for the most energy-efficient styles available. They might cost more initially but the long-term savings will pay it off for you, and then some.

    Utilities & Household
  143. Sign up for a health plan that covers travel insurance

    This gives you peace of mind as you travel abroad and you won’t require separate travel insurance every time you’re travelling.

    Travelling & Holiday
  144. Sign up for a Health Savings Account

    This is a great money saving tip as it can lower medical care cost by one-third.

    Finance & Money
  145. Sign up for cash back apps

    Websites that allow you to sign up for cash backs deals are worth checking out.  You get a certain percentage off the price just by spending money at these retailers.

    Finance & Money
  146. Sign up for loyalty programs

    You may be rewarded for being a loyal customer.  Find about such programs at your regular pet food store.

    Shopping
  147. Sign up for manufacturer’s newsletter

    This way you will be notified instantly when a special offer is on.

    Other Savings Tips
  148. Sign up for Skyscanner’s free price alerts

    The price of flight varies depending on the month.  The free price alerts will help you identify the cheapest days of the week to fly.

    Travelling & Holiday
  149. Skype calls VS using company’s phone

    Making calls using Skype instead of your company’s phone can save you a lot of money. Another low-cost internet phone service provider is Vonage.

    Other Savings Tips
  150. Special Services

    Look for ways to save money through special services. These may be available to asthma or allergy patients, among others.

    Finance & Money
  151. Split the cost of pet food

    Buy food in bulk and split the cost with another pet owner, to make sure it doesn’t expire before you can use it.

    Food & Drink
  152. Start saving for your retirement

    Decide how much money you would want to have after retirement and decide on ways to increase your contributions to your savings plan. If your company offers a health savings account (HSA), you can free up a portion of your income to save accordingly.

    Other Savings Tips
  153. Start up a travel savings account

    Keep a savings account where you get to save funds for travel purposes.

    Travelling & Holiday
  154. Stay by the beach

    Book your villa near the beach. If you and the persons you’re traveling with enjoy swimming, you will enjoy the beach and save on traveling expenses.

    Travelling & Holiday
  155. Stay healthy

    One of the saving tips on healthcare bills is to maintain a healthy lifestyle. Make healthy food choices, stay active and get enough rest.

    Food & Drink
  156. Stick to water

    Most restaurants mark up the cost of alcohol by three to five times. Stick to water and avoid the beverages.

    Food & Drink
  157. Stop smoking

    Money spent on cigarettes really adds up. According to the American Lung Association, the average cost per pack nationwide is $5.51. If you quit smoking, you can save more than $2,500 per year, depending on how much you smoke.

    Other Savings Tips
  158. Stop unwanted heat or cooling loss

    Seal any holes and cracks which allow warm air to escape in the winter or cold air during summer time. Such inefficiencies cost you money.

    Utilities & Household
  159. Subscribe to what you really need

    Skip the full package from a provider and purchase an indoor TV antenna for your own cable.  This way you only get to watch the main network television.   Major TV channels cost under $10 a month. If you only use 10 GB of data on your phone per month, do not pay for 50 GB a month. Ask your providers how much you actually use and update your subscriptions accordingly.

    Subscriptions
  160. Switch providers

    You might find a provider with low first-time-customer rates. Visit their website or simply ask. There’s nothing to lose and so much to gain.

    Subscriptions
  161. Switch your TV to a tablet

    Stream TV using your tablet. This way you do not have to pay for a full cable package.

    Entertainment & Leisure
  162. Take all necessary precautions

    Be extra careful and remove any potential hazards before using power tools, ladders, and dangerous chemicals.

    Other Savings Tips
  163. Take good dental care of your pet

    Brushing your pet’s teeth regularly can prevent tartar and plaque. Dental treatments can cost $1000 and upward. Train your dog from when he’s a puppy so he’s used to such procedures.

    Other Savings Tips
  164. Take your own photos

    If you fancy a great pet portrait, take your own photos instead of hiring a photographer. You will find many DIY ideas online.

    Entertainment & Leisure
  165. Talk to your vet

    Do talk to your vet for suggestions on how to save money on your pet’s care without compromising his health.

    Other Savings Tips
  166. Think twice about pet insurance

    Most insurance policies require you to pay high premiums for pets at higher risk for health issues. Open a savings account for pets’ emergency needs instead.

    Finance & Money
  167. Throw your own party

    Host your own party at home. Do not hire a catering company. Guests are usually more than happy to help out and feel involved.

    Entertainment & Leisure
  168. Train your pet

    Learn to train you to own pet and save money on training costs if you were to send your pet to a “school for dogs”, for example.

    Other Savings Tips
  169. Travel in low season

    Don’t go for holiday trips during Christmas or school holidays.  Your flights will be more crowded, accommodation costs will be more expensive and even attraction sites might cost more to visit.

    Travelling & Holiday
  170. Travel overnight

    If you love your sleep, travel overnight and save money on hotel costs.   Use a ferry or trains as these overnight tickets are usually sold at bargain prices.

    Travelling & Holiday
  171. Try a private room

    Various sites like AirBnB allow people to rent out their apartments, basements, gardens, etc. Save money by looking for a private room nearby on similar websites.

    Travelling & Holiday
  172. Unplug all unused electrical devices

    If these devices stay plugged in when not in use, they will be constantly using up electricity which can add up quickly.

    Utilities & Household
  173. Use a credit card

    Credit cards for pet-related purchases enable you to receive cash back for some of your expenses.

    Finance & Money
  174. Use a prepaid plan

    It would cost you an average of $60 a month as a wireless phone user. Prepaid plans may cost you as little as $20. Choose wisely!

    Subscriptions
  175. Use a traveling agent

    A reputable traveling agent will help you avoid costly bookings. If you are a first-timer and have never planned holidays before, this will save you money and potential mistakes.

    Travelling & Holiday
  176. Use Google flights

    You can book some cheap itineraries that are not available on the airline’s website. The Google map tool shows you countless fares around the world.

    Travelling & Holiday
  177. Use less water by installing low-flow shower heads

    Considering you could save hundreds, if not thousands, of gallons per year by using a low-flow shower head, this is a small change that you could incorporate which will save you a lot of money. The difference between old shower heads and low-flow ones is from 5 gallons of water per minute to 1.5 gallons of water per minute.

    Utilities & Household
  178. Use public transportation

    It is always wise to do as the Romans do when in a foreign town. Public transportation saves you money and also helps you get personal with the locals. Get to know and understand their lifestyle and culture better.

    Travelling & Holiday
  179. Use the internet carefully and thoroughly for self-diagnosis

    Just the flu or a simple stomach ache? Then, do your due diligence online, browse reliable sources and you can safely skip medical care.

    Other Savings Tips
  180. Walk more

    If you are going on a trip that is less than two miles away, walk instead of using your car. Plan ahead on everything you want to accomplish in one trip to avoid repeated trips.

    Car & Commuting
  181. Wash your clothes in cold water

    As long as there are no oily stains, cold water is just fine. Heating water takes up to 90% of the energy use at home.

    Utilities & Household

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