Page Icon

The Best Credit Cards 2022: Compare Card Rates

Compare credit cards online and find the best offer with Financer.com.

  • Compare the best credit cards
  • Compare credit card interest rates
  • Apply online in minutes
Page Icon

Best Credit Cards January 2022

recommended
Destiny Mastercard
Destiny Mastercard
Credit Card
  • Pre-qualify without impacting your credit score
  • No security deposit needed
  • Enjoy easy online account access 24/7
  • Monthly reporting to 3 major credit bureaus
recommended
Indigo® Platinum Mastercard®
Indigo® Platinum Mastercard®
Credit Card
  • Ideal for borrowers with bad credit
  • Starting credit limit of $300
  • Annual fee $75 for the first year
  • Easy online application
Merit Platinum
Merit Platinum
Credit Card
  • Initial credit limit ranges from $300 to $1,000
  • Peace of mind with $0 fraud liability
  • Free monthly credit score
  • Monthly reporting to all three major credit bureaus
PenFed Pathfinder® Rewards Visa Signature® Card
PenFed Pathfinder® Rewards Visa Signature® Card
Credit Card
  • 50,000 Bonus Points when you spend $3000 in the first 90 days
  • Points on all Travel categories for PenFed Honors Advantage Members
  • Annual Fee: $95†
  • Purchase Variable APR: 14.99% to 17.99%
Milestone MasterCard®
Milestone MasterCard®
Credit Card
  • Simple application process with a quick decision
  • Monthly payments reported to three credit bureaus
  • No security deposit
  • Pre-qualify with no impact on your credit score
recommended
BlockFi Rewards Visa® Signature Credit Card
BlockFi Rewards Visa® Signature Credit Card
Credit Card
  • Earn an unlimited 1.5% back in Bitcoin on every purchase
  • See if you're pre-approved with no impact to your credit score
  • No foreign transaction fees
  • No annual fee
recommended
Upgrade Bitcoin Rewards Visa
Upgrade Bitcoin Rewards Visa
Credit Card
  • Unlimited 1.5% back in Bitcoin on payments
  • Unlimited 1.5% back in Bitcoin on payments
  • Use wherever Visa® is accepted
recommended
PenFed Platinum Rewards Visa Signature® Card
PenFed Platinum Rewards Visa Signature® Card
Credit Card
  • Purchase Variable APR: 13.49% to 17.99%
  • 0% PROMO APR‡ on balance transfers for 12 months from now until March 31, 2022
  • Points on gas paid at the pump and EV charging stations
  • Annual Fee: $0
PenFed Power Cash Rewards Visa Signature® Card
PenFed Power Cash Rewards Visa Signature® Card
Credit Card
  • 1.5% CASH BACK on all purchases
  • $100 Bonus Statement Credit when you spend $1,500 in the first 90 days
  • Annual Fee: $0
  • 0% PROMO APR‡ on balance transfers for 12 months from now until March 31, 2022
Chase Freedom Unlimited®
Chase Freedom Unlimited®
Credit Card
  • $200 bonus plus 5% cash back
  • 0% intro APR for 15 months
  • Annual fee $0
American Express Blue Cash Preferred® Card
American Express Blue Cash Preferred® Card
Credit Card
  • Cash Back with No Annual Fee
  • Earn 20% back on Amazon.com purchases in the first 6 months
  • 0% intro APR for 15 months
American Express® Gold Card
American Express® Gold Card
Credit Card
  • Annual Fee: $ 250
  • 0% Intro APR on eligible charges for 12 months
  • Earn rewards on dining, groceries, and flights