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Mr. Just being honest 1 review | May 15, 2020
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Upsides
Nothing
Downsides
its a total rip off , they demand you pay for money that you never get called a credit building loan , how in the world do you give them 500 dollars to get 500 dollars and have to pay them back 500 they just steal 500 dollars from you for their loan... plus they charge 20 dollars a month for s$it#y service so in total they just steal 520 dollars from you, and overdraft your accounts like crazy if you don't have that much money!!! Stay away from this company!
Crystal Storm 1 review | April 28, 2020
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Upsides
No pros for now
Downsides
DO NOT USE! Do not use MoneyLion to rebuild your credit. 1 - They're not even reporting my payments to any credit agency. I've seen no change in scores, and I've checked my reports, they are not reporting. 2 - I called them to have my bank account information changed so they could take the usual monthly payment. I was assured over the phone the upcoming payment would be removed from the new account. Instead they took it from wrong account and overdrafted my account. When I contacted them I was told that it takes 2 -3 days for those changes to go through and because of that, they weren't going to credit me the NSF. When I explained that the rep I spoke to AND the documentation on their website did not indicate this, they thanked me for the feedback and still refused to credit the NSF fee. I'm now out $70 in the middle of a pandemic when money is incredibly tight because of a lack of communication. Beyond furious. 3 - Their $20 membership fee is BS and pretty much a money grab. There is nothing inside of the moneylion app that will help you that you can't get from a site like WalletHub or Credit Karma. So to recap the credit building is a lie. Membership fees are a scam. They're are greedy as hell and refuse to simply do the right thing based on a mistake THEY MADE. If you need quick cash use an app like DAVE. Dave is wonderful! Moneylion is a joke.I was in a desperate situation and needed the cash and I regret this deeply. Don't make my mistake, DO NOT USE MONEYLION.
Ralph Marquez 2 reviews | April 24, 2020
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Upsides
No pros for now
Downsides
They lure you in with a low apr on a loan. Then they sign you up for a money builder plus account to build credit. It's 9.99 bi weekly. 20 a month which can't be stopped until your loan is paid in full. Also they are the only company i used who refused to pause payments due to coronavirus. Horrible customer service not even from the USA. Get a loan with a higher apr, no monthly fees to "help build credit", and human compassion during a global pandemic.
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