The Best Secured Credit Cards for September 2023
OpenSky® Secured Visa® Credit Card
- Variable APR of 21.64%
- No credit check when you apply
- Minimum security deposit of $200
- Low $35 annual fee
Line of credit
$3,000
Interest-free payment period
0 Days
Annual fee
$35
Travel Insurance
No
ATM fee
Interest
21.64% - 0.00%
Chime Credit Builder Secured Visa® Credit Card
- No credit check to apply
- 0% APR - No interest or annual fees
- Get cash at over 60K fee-free ATMs
- No minimum security deposit required
Line of credit
$10,000
Interest-free payment period
0 Days
Annual fee
$0
Travel Insurance
No
ATM fee
0
Interest
0.00% - 0.00%
First Latitude Platinum Mastercard® Secured Credit Card
- 23.74% variable APR
- $100 deposit to start building credit
- No credit history needed
- 1% Cash back
Line of credit
$2,000
Interest-free payment period
0 Days
Annual fee
$25
Travel Insurance
No
ATM fee
Interest
23.74% - 23.74%
First Progress Platinum Elite Mastercard® Secured Credit Card
- Reports to all three credit bureaus
- Requires no credit check
- $29 annual fee
- Free real-time access to your credit score
Line of credit
$0
Interest-free payment period
0 Days
Annual fee
$29
Travel Insurance
No
ATM fee
Interest
24.49% - 24.49%
Capital One Platinum MasterCard®
- No annual fee
- 29.74% variable APR
- No foreign transaction fees
- Automatic credit line reviews
Line of credit
$300
Interest-free payment period
0 Days
Annual fee
$0
Travel Insurance
No
ATM fee
Interest
29.74% - 0.00%
Citi® Secured Mastercard®
- 26.99% variable APR
- $0 liability on unauthorized charges
- No Annual Fee
- $200 security deposit required
Line of credit
$2,500
Interest-free payment period
0 Days
Annual fee
$0
Travel Insurance
No
ATM fee
Interest
26.99% - 0.00%
Citi Rewards+ Card
- 0% Intro APR for 15 months on purchases and balance transfers
- 17.99% - 27.99% Variable APR
- $0 annual fee
- Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations
Line of credit
$500
Interest-free payment period
0 Days
Annual fee
$0
Travel Insurance
No
ATM fee
Interest
17.99% - 27.99%
Citi Premier® Card
- Earn 3X points on restaurants, supermarkets, and more.
- No foreign transaction fees
- 20.49% to 28.49% variable APR
- Annual fee $95
Line of credit
$0
Interest-free payment period
0 Days
Annual fee
$95
Travel Insurance
No
ATM fee
Interest
20.49% - 28.49%
Assent Platinum 0% Intro Rate MasterCard® Secured Credit Card
- 0% intro APR for 6 months
- Low credit requirement
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Fully-refundable deposit of minimum $200
Line of credit
$2,000
Interest-free payment period
0 Days
Annual fee
$49
Travel Insurance
No
ATM fee
Interest
12.99% - 0.00%
Bank of America® Customized Cash Rewards Card
- $200 online cash rewards bonus offer and 3% cash back in the category of your choice
- 0%† Intro APR for your first 18 billing cycles for purchases
- 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs
- $0 annual fee
Line of credit
$0
Interest-free payment period
0 Days
Annual fee
$0
Travel Insurance
No
ATM fee
Interest
17.49% - 27.49%
Capital One® QuicksilverOne® Cash Rewards Credit Card
- Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months
- 29.74% Variable APR
- $39 annual fee
- Unlimited 1.5% Cash Back on every purchase
Line of credit
$10,000
Interest-free payment period
0 Days
Annual fee
$39
Travel Insurance
No
ATM fee
Interest
29.74% - 29.74%
Navy FCU nRewards® Secured Credit Card
- $0 annual fee
- Prequalify without impacting your score
- Earn 1 point per dollar spent
- No cash advance fees
Line of credit
$0
Interest-free payment period
0 Days
Annual fee
$0
Travel Insurance
No
ATM fee
Interest
18.00% - 0.00%
American Express® Gold Credit Card
- Annual Fee: $ 250
- 0% Intro APR on eligible charges for 12 months
- Earn rewards on dining, groceries, and flights
- Earn 5 000 bonus Membership Rewards® points when you activate your new card.
Line of credit
$25,000
Interest-free payment period
0 Days
Annual fee
$250
Travel Insurance
No
ATM fee
Interest
20.49% - 28.49%