Page Icon

The Best Secured Credit Cards 2023: Compare Rates

We help you find the best secured credit cards and apply online. With Financer.com you can:

  • Use our online loan comparison tool
  • Compare rates from multiple lenders
  • Apply for a secured credit card online
Page Icon

The Best Secured Credit Cards for September 2023

OpenSky® Secured Visa® Credit Card
OpenSky® Secured Visa® Credit Card
Credit Card
  • Variable APR of 21.64%
  • No credit check when you apply
  • Minimum security deposit of $200
  • Low $35 annual fee
Chime Credit Builder Secured Visa® Credit Card
Chime Credit Builder Secured Visa® Credit Card
Credit Card
  • No credit check to apply
  • 0% APR - No interest or annual fees
  • Get cash at over 60K fee-free ATMs
  • No minimum security deposit required
First Latitude Platinum Mastercard® Secured Credit Card
First Latitude Platinum Mastercard® Secured Credit Card
Credit Card
  • 23.74% variable APR
  • $100 deposit to start building credit
  • No credit history needed
  • 1% Cash back
First Progress Platinum Elite Mastercard® Secured Credit Card
First Progress Platinum Elite Mastercard® Secured Credit Card
Credit Card
  • Reports to all three credit bureaus
  • Requires no credit check
  • $29 annual fee
  • Free real-time access to your credit score
Capital One Platinum MasterCard®
Capital One Platinum MasterCard®
Credit Card
  • No annual fee
  • 29.74% variable APR
  • No foreign transaction fees
  • Automatic credit line reviews
Citi® Secured Mastercard®
Citi® Secured Mastercard®
Credit Card
  • 26.99% variable APR
  • $0 liability on unauthorized charges
  • No Annual Fee
  • $200 security deposit required
Citi Rewards+ Card
Citi Rewards+ Card
Credit Card
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 17.99% - 27.99% Variable APR
  • $0 annual fee
  • Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations
Citi Premier® Card
Citi Premier® Card
Credit Card
  • Earn 3X points on restaurants, supermarkets, and more.
  • No foreign transaction fees
  • 20.49% to 28.49% variable APR
  • Annual fee $95
Assent Platinum 0% Intro Rate MasterCard® Secured Credit Card
Assent Platinum 0% Intro Rate MasterCard® Secured Credit Card
Credit Card
  • 0% intro APR for 6 months
  • Low credit requirement
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Fully-refundable deposit of minimum $200
Bank of America® Customized Cash Rewards Card
Bank of America® Customized Cash Rewards Card
Credit Card
  • $200 online cash rewards bonus offer and 3% cash back in the category of your choice
  • 0%† Intro APR for your first 18 billing cycles for purchases
  • 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs
  • $0 annual fee
Capital One® QuicksilverOne® Cash Rewards Credit Card
Capital One® QuicksilverOne® Cash Rewards Credit Card
Credit Card
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months
  • 29.74% Variable APR
  • $39 annual fee
  • Unlimited 1.5% Cash Back on every purchase
Navy FCU nRewards® Secured Credit Card
Navy FCU nRewards® Secured Credit Card
Credit Card
  • $0 annual fee
  • Prequalify without impacting your score
  • Earn 1 point per dollar spent
  • No cash advance fees