2 Reviews

Interest & Costs

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Flexibility & Terms

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Website & Functionality

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Support & Service

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Features
  • Personal loans up to $50,000
  • Fixed rates and predictable payments
  • No prepayment fees
  • Fast funding within one day
Pros & Cons
  • Checking your rate is free and won’t impact your credit score
  • Review multiple loan options
  • See your rate in just minutes
  • Can come with high APRs

Reviews of Universal Credit

Universal Credit is rated 54 out of 304 companies in total rating and got an average review score of 5 based on 2 reviews. Their weakness is Interest & Costs and their strength is Support & Service.
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JP
Janis Potter 1 review | January 31, 2024
General Review
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Upsides
Universal Credit has been a true blessing during challenging periods. Their support has provided financial stability when I needed it the most. I highly recommend this company and their services.
Downsides
5/5 super
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CL
Claudia 3 reviews | December 19, 2023
General Review
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Upsides
The application process with Universal Credit is a testament to modernization in welfare support. The user-friendly interface and intuitive design make the entire process surprisingly straightforward. Unlike the traditional bureaucratic hurdles, Universal Credit seems to have seamlessly blended technology with a human touch, ensuring that those in need can access support without unnecessary barriers.
Downsides
I have no cons to report.
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