1 Review

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

Features
  • Loans from $200 to $1,500
  • Complete the application in 5 minutes
  • Funding the next business day
  • Bad credit welcome to apply
Pros & Cons
  • Find out instantly if you qualify for a loan
  • You do not need good credit to qualify
  • Instant verification process
  • Can come with high APRs
Author  Joe Chappius
Last updated: December 5, 2023
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Chosen 9,993 times
  • Fast Funding
  • APRs from 4.6%
  • High Acceptance Rate
  • No Repayment Penalty Fees
Chosen 13,547 times
  • Installment loans from $100 to $2,000
  • Apply with no impact to your credit score
  • Apply online or instore across 850 branches
  • Easy application process
Chosen 31,936 times
  • Loans from $250 - $35,000
  • Repayment terms from 6 - 72 months
  • Access to hundreds of lenders
  • APRs from 5.99%

Reviews of Zoca Loans

Zoca Loans is rated 53 out of 316 companies in total rating and got an average review score of 5 based on 1 review. Their weakness is Interest & Costs and their strength is Support & Service.
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Ruth Burton 2 reviews | November 23, 2023
General Review
Upsides
I needed to pay some medical bills and couldn't have asked for a better lender than Zoca Loans. The website was really user-friendly and I got my loan by the next day :)
Downsides
I have no complaints :)
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