5 Reviews

Interest & Costs

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Flexibility & Terms

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Website & Functionality

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Support & Service

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Features
  • Loans from $200 to $1,500
  • Complete the application in 5 minutes
  • Funding the next business day
  • Bad credit welcome to apply
Pros & Cons
  • Find out instantly if you qualify for a loan
  • You do not need good credit to qualify
  • Instant verification process
  • Can come with high APRs
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Chosen 6,704 times
  • Loans with APRs under 36%
  • Loans from $500 to $35,000
  • Fast and easy approval process
  • No minimum credit score requirement to apply
Chosen 507 times
  • Get up to $100,000
  • Starting at 7%% APR
  • No collateral required
  • Get approved online
Chosen 1,930 times
  • Easy online application process
  • Approval decision in minutes
  • Poor Credit Accepted

Reviews of Zoca Loans

Zoca Loans is rated 57 out of 304 companies in total rating and got an average review score of 5 based on 5 reviews. Their weakness is Interest & Costs and their strength is Support & Service.
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BM
Brandy Martinez 1 review | January 31, 2024
General Review
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Upsides
Zoca Loans has been my reliable partner when I needed quick financial support. The application process is simple and efficient, and their responsiveness is truly impressive. What I appreciate most is the transparency – clear terms and no hidden surprises.
Downsides
5/5
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SG
Samuel Greer 1 review | December 19, 2023
General Review
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Upsides
I was pleasantly surprised by the speed with which they processed my application, turning what could have been a cumbersome task into a swift and efficient transaction.
Downsides
Great service. Great company.
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CL
Claudia 3 reviews | December 19, 2023
General Review
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Upsides
I am a very happy client of Zoca Loans. If you find yourself in need of a reliable and understanding partner during unexpected financial twists and turns, I wholeheartedly recommend Zoca Loans. They are more than just a lending service; they are a source of stability and support when you need it most.
Downsides
Great service
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Angie Cannon 4 reviews | December 10, 2023
General Review
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Upsides
Fast loan process and payout. I received my loan in about a day. The signup process was really easy. Their customer service is great and I couldn't be happier.
Downsides
Highly recommend.
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Ruth Burton 2 reviews | November 23, 2023
General Review
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Upsides
I needed to pay some medical bills and couldn't have asked for a better lender than Zoca Loans. The website was really user-friendly and I got my loan by the next day :)
Downsides
I have no complaints :)
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