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Home Financer Explains Wiki
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Latest wikis

Home Equity Loan: What You Need to Know
What is a Home Equity Loan? A home equity loan, often referred to as a second…
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Debt Financing Explained: Pros, Cons, and Alternatives
What is Debt Financing? Debt financing is a method by which a company receives capital by…
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Equity Financing: What It is and How It Works
What is Equity Financing? Equity financing allows businesses to raise money by selling shares of ownership…
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Wikis for

Loans

Loan Capitalization
The term "capitalization", when applied to loans, might sound a bit intimidating. But it's a straightforward…
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What is Debt-to-Limit Ratio?
What is Debt-to-Limit Ratio? Debt-to-Limit Ratio compares the total amount of debt you've accumulated on your…
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What is an Auto Equity Loan?
What is an Auto Equity Loan? An auto equity loan allows you to borrow money by…
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What is a Loan Default?
What is a Loan Default? A loan default occurs when a borrower fails to pay back…
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What is an Unsecured Loan?
What is an Unsecured Loan? An unsecured loan is a type of financial borrowing where the…
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Secured Loan Image
What is a Secured Loan and How Do They Work?
What is a Secured Loan? There are many types of loans available to consumers. One common…
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Wikis for

Personal Finance

What is a Debt-to-Income Ratio?
What is a Debt-to-Income Ratio? A debt-to-income ratio (DTI) is your total monthly debt payments divided…
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Credit Union vs Bank: What The Difference?
Banks and credit unions are two types of financial institutions that offer similar services, yet have…
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What Is Mortgage Insurance and How Does It Work?
Mortgage insurance not only provides protection against losses for the mortgage lender but also provides many…
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Why Did My Credit Score Drop: 9 Reasons and How To Fix It
Your credit score is important. It's a number that potential lenders look at to decide whether…
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FICO Score: How It Works [Complete Guide]
FICO scores have been around for more than 25 years and they have become one of…
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credit builder loan online
How Long Does It Take To Rebuild Credit
If you’ve had trouble paying bills in the past, a credit score drop might have hurt…
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Wikis for

Credit Cards

What Is a Credit Utilization Rate?
Credit utilization is an important concept that is often overlooked when it comes to credit health.…
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How Many Credit Cards Should I Have?
Having a credit card can be beneficial in a variety of ways; from improving your credit…
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What is Credit Card Refinancing and How Does it Work?
Credit card refinancing allows you to transfer debt from an old credit card to a new…
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credit cards
How Much Will a Secured Credit Card Raise My Score?
In this guide, you will learn how a secured credit card can help you improve your…
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credit cards vs debit cards
Credit Card vs Debit Card: What’s the Difference?
Debit cards and credit cards are very similar, with expiration dates, 16-digit card numbers, magnetic strips,…
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Charge Card vs Credit Card
Charge Card vs Credit Card
What is the difference between a charge card and a credit card? In a nutshell: Charge…
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