3.5 From 33 Reviews

Read 96 reviews

3.3/5

Rating

4,449

People chose this

33

User reviews
3.5 From 33 Reviews
Customer Support 3.2
Interest & Loan Costs 3.4
Flexibility & Loan Terms 3.5
Website & Functionality 3.4
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Why MoneyLion?

  • Credit Monitoring, Investing, & Loans All in One Place!
  • Loan amounts: $500 loans available
  • Term of loan: Choose to pay back the loan between 14 Days - 1 Year
  • Credit score: Yes, MoneyLion may accept clients with poor credit score
Get Started at MoneyLion »

No commitments! This won't affect your credit score!

Reviews from customers

  • Tazz
    says:
    Your comment is awaiting moderation.
    5

    I have not had any problems with my Money Lion account. First of all, you…

  • Andrew Robinson
    says:
    5

    Money lion has helped my family and I get back on track with saving money.…

  • Jeremy Rodriguez
    says:
    5

    I honestly can say my financial decisions in the past have been horrible and…

  • See all reviews here

    MoneyLion - Summary

    MoneyLion is jack of all trades financial service website and mobile app. MoneyLion provides access loans, wealth management, credit monitoring service, financial news & advice, and variety of other tools and services in the financial sector.

    What makes MoneyLion unique is that all their services are rolled into one place and work together to maximize your financial status and rewards users with points that can be used on things such as gift cards.

    Account

    In order to use MoneyLion’s services, a user must have an account. MoneyLion allows for the creation of a free account and the option of a paid account called MoneyLion Plus. Both accounts allow access to almost all services, with Plus giving user some unique benefits (which will be detailed later).

    A user must be 18 years old and have a bank account in order to register. Once a user has created an account, the user now has access to MoneyLion’s services.

    MoneyLion Plus

    As mentioned above, MoneyLion provides two types of accounts, free and Plus. The free account gives the user access to financial advice, rewards program, and credit monitoring. The Plus account comes with all of the free benefits in addition to access to their investment platform, loans, and exclusive rewards and benefits.

    A Plus account works be withdrawing $79 from a user’s account every month. $50 of that money goes towards investment, which is personalized based on the user’s financial status. The remaining $29 is used as the membership fee. However, this fee can be refunded by logging into the app daily, with $1 being refunded per day.

    Personalized Advice

    One of MoneyLion’s prime features is the personalized financial advice. This works by having your bank account, credit score, and investing tied into your account.

    MoneyLion uses your combined financial information to monitor how you spend and save and tailor suggestions for how you can maximize your finances. This includes topics such as alerts on your spending habits, advice on how to invest, or tips on saving your money.

    Rewards Program

    A nice incentive included in MoneyLion’s services is their rewards program. Users earn rewards by performing various activities, such as signing up for credit monitoring, making payments on time, or taking a loan out through MoneyLion.

    These points are accumulated over time and can be cashed in for different rewards. Basic rewards include movie tickets or gift cards. However, rewards can also be used for bigger things, such as getting a lower rate on a loan.

    Credit Monitoring

    Having access to your credit score is a modern necessity. This is why MoneyLion gives their users free access to their credit score and free credit monitoring. Using the site or app, a user can see their current score and any activity that has recently been associated with their credit.

    This gives the user great security in their credit score and knowing how they are doing credit wise with their finances.

    Investing

    One of the features available to MoneyLion plus members is the investment service. This services works by automatically deducting $50 from a user’s account and investing it. This investment portfolio is managed by “team of experts” who have experience in Wall Street. The portfolios are diversified and include investments in ETF’s or Exchange Traded Funds.

    The best part about this investment service, though, is there are no fees extra fees associated with it. This means a user can simply pay their membership fee and have a set amount to account for every month with no hassle.

    Investment portfolios from MoneyLion are insured up to $500,000, can have peace of mind knowing their investments are safe. Investing is done automatically when the money in deducted but a user can monitor and examine their portfolio by going through the app or website and clicking on the investment tab.

    In order to access the investment service, a user must have a social security number, be a U.S. citizen or resident, and meet the general MoneyLion user requirements.

    Loans

    The other prime feature available to MoneyLion Plus members is access to loans. The loans offered to plus users come with a few perks. The APR is set at 5.99% and the installments are fixed, so a user’s payments are constant.

    These loans do not require reapplication once a user is a Plus member, meaning a user has access to a loan at any time. Loans also have no fees associated with them, with no origination or repayment fees.Over time, a user can gain access to bigger loan amounts and can use their rewards points to get better rates. To apply for a loan, simply use the affiliate link above to head over to MoneyLion, log in, and click on the loan icon above.

    The requirements for receiving a loan include a verified identity, employed with an income, a checking account, & a good credit score, in addition to general MoneyLion user requirements.

    Reviews - Read Customer Reviews of MoneyLion

    Not a top-performing offer

    This lender is not among the top rated, based on user reviews. It has received a rating lower than 3.5 out of 5, which may indicate that customers are not fully satisfied with the service.

    If you would like to see other alternatives, click here for a list of top lenders.

    1. Martin
      says:
      5

      I’ve been using Moneylion multiple times now. They have a great tool for credit monitoring. I have taken several loans from them as well and everything always goes smooth.




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    2. Scott
      says:
      5

      Moneylion has very good customer service and they were able to help me get the money i needed for urgent expenses. Thanks alot!




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    3. Andy Sanchez
      says:
      1

      They Get you a loan at a low APR %5.99 a month for a $600 loan. Good! But then you have to pay a 1 time fee of $130 for the subscription. Which later I found out that it is actually a monthly fee not a one time fee. Now I am paying more for the monthly subscription of $130 than the actual loan payment of $93 SMH! What a rip off. There was a catch. So that low 5.99% APR is just a myth for you to apply. For a $600 loan I am paying $1400 once its paid.off in 6 months.




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    4. Terrie Thyret
      says:

      Hi I applied for a $550.00 loan a few days ago I signed all the loan documents and was verified. I downloaded the app it showed everything was approved!! Then I went to my app and the loan was canceled how can you approve and then cancel? I feel I was taken advantage of..

      Than you
      Terrie Thyret




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    5. Joseck
      says:

      I’m in Kenya can I qualify




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    6. Julie K
      says:

      Trying the deactivate the account took several days. The chat option takes several minutes to get someone present, doesn’t seem to work as chatting with customer service is intended.




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    7. Craig
      says:
      5

      Great service and lighting speed. The app brings your spending habits to light. You want to make sure you log into the app daily which in return rewards you. The fee’s may seem high but if you break it down and log in daily and get the rewards its not bad at all..




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    8. janis elliott
      says:
      1

      I did have an account with moneylion. I closed the account, and the bank account that was tied to it was also closed. In February the account was reopened because they CLAIM in December they had attempted to take money from my bank account. I told them I had closed that account, and removed it. If the account was removed then why would they attempt to try to take funds from it? Also why did the reopen a closed account without me authorizing it. I gave them a bank statements proving that A. the account was closed and B. I never received a loan on the date in question. I asked them to provide proof that funds were deposited, or any attempts were made to have funds taken. They could not, or have not provided that proof. I have called many times trying to get this cleared up, and now it’s April and they now showing a negative mark on my credit report. If I pay them $500 who is to say another scam on their part wont happen again?




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    9. Angela Morgan
      says:
      3

      While I have to say the money came next day and it was a LOW 5.9% loan compared to others their fees were VERY misleading. It read a fee of like under $200 which read that it would be per loan. But they were taking my bi-weekly payment PLUS another $64 in “membership fees”. For like $600… basically they are NO CHEAPER than these high interest pay loans… I don’t know about ML Plus but their standard form SUCKS. I got cheaper pricing at Amscot. They also don’t tell you those “membership fees” still go even AFTER the LOAN IS PAID OFF…. like Really I am going to pay your $126 month to only be able to borrow like $600… uhm NO THANK YOU. Please make sure you are not only reading terms (apparently not clear) but also call and verify what you believe to be the terms and have them break them down further… oh and get a call recorder app on your phone. Most states only require 1 party consent for those companies that are not on the up & up… get name & reference number for all calls.




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      • Brandon
        says:

        Moneylion is a forced savings account you are basically having all your money that you spend on the membership fees put into the investment account and when you log in everyday it makes up for the fees from moneylion. I’ve been using the app for 8 months and haven’t had any issues with it, been paying the loan off on a biweekly basis and I enjoy how this app/site works. I used the loan to pay off a credit card that had an outrageous interest rate, so honestly I saved money. If your not enjoying this app then your doing something wrong or your just looking for a quick buck.




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      • Lori
        says:

        Brandon, Let us know if you are able to withdraw from your investment account after your loan is paid off. If not, will you need to go to the BBB?




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    10. Kathy Brown
      says:
      1

      On 5/10/18,I was in need for quick money to pay a bill, so I was told to surf the internet for loans. I came across MoneyLion and applied the process was quick and fast approval. I recieved a phone text stating that my funds would be deposit into my account on 5/11/18. So Im waiting all day for the funds to come, I went to work and worked a 8hr shift, still no funds deposit in my account. I reach out to someone through the chat on the MoneyLion app, and was told to contact my bank, I called my back and there was NOTHING pending for a deposit. I chatted servale times through out tge day and still nothing. My last chat feedback was check my bank Monday or Tuesday for the funds…….. I was shocked!!!!….. I was expecting the funds May 11. And at this time I am still waiting……. I had to borrow the money from a coworker. I am so disappointed. My loan status is still saying FUNDS PENDING.




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      • Davender Carpenter
        says:

        Not released to the bank. Call customer service MoneyLoin. And stop messaging them on phone and internet. That shit not going to work.




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    11. Branson
      says:

      Paid off my loan and they refuse to pay me my investment back. They lie, constantly. It’s been 3 months- it’s a scam




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      • Steve
        says:

        In the same boat as you. It’s been 2 months now and no resolution.




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    12. John McMillin
      says:

      Oh yeah, they’ll approve you, but make sure you bring the ky jelly, because you’re gonna get screwed!!!




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    13. Amy Seals
      says:
      1.5

      However much I liked the versatility and all the information of their site I did not appreciate their rude customer service. Also there chat line is a nightmare to try to get ahold of people and their website system does not work and it cost me an extra $60 because even though it showed on my end that they accepted the payment they did not and when I called on the same day they added $60 to the payment.




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    14. Angela S.
      says:
      1

      I downloaded the app. It sats I’m approved for a loan and my application needs to be completed with my bank verification. I’ve been trying to get my bank verification for a week now. It will not process and when I start a chat no one ever answers until I leave the chat or it refers me to their FAQ, which is no help at all to me. I think it is a scam of some sort.




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      • Davender Carpenter
        says:

        Did you notify the bank? Or MoneyLoin didn’t process it correctly like they did mine. I called the bank and asked them. Once they said no I knew it was them not the bank. Call customer service for MoneyLoin. Everything is complete in their system. They didn’t send it to your bank cause they “forgotten”
        lol




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    15. Davender Carpenter
      says:
      4.5

      I have no problem with this company. First stop e-mail messaging to them. Shit call their customer service if you have a problem. Secondly if the funds aren’t in your account but loan was approved and pending on MoneyLoin site it’s not your bank. MoneyLoin has approved it but they ass did not send it to your bank. It’s ok don’t freak out calling the bank smh. Loan isn’t bad nor expensive. Pay monthly on set day no problem. Also the $79 is being invested come to find out. $50 of it automatically goes into a sort of savings. You can get it once the loan paid off but i advise not too. The $29 left over is for the fee for MoneyLoin Plus. This loan company is sort of savings/loans/investment company. Oh get the fucking app. You receive $1 every day when you log in. It adds up because if you do it for the entire month guess what??? The whole $79 goes into savings. Whomever created this type of company is fucking genius. I also believe they are the only company that does it. Smart muthafuckas…….




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      • Deion Williams
        says:

        I agree with you a 100%. I love money lion.. This company really came through for me in a time of need. They take a chance of you even if you have bad credit. I am almost finished paying off my loan.




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      • Teresa
        says:

        I have the same problem. I took out a loan dec. 2017, it was paid in full in June2018. They had no problem getting the payment and subscription everything was always on time. They took out another subcription payment and was not suppose too.i called them about it July 13th and lady said that they would refund my Money back. I have called and called about it, one time they said I would receive it by one date and I would call again and then another said it has not been sent to me and back and forward. They want let you talk to a supervisor. They will tell you the supervisor will say the same thing. When she told me I was been recorded, I told her she had been recorded by me every since the 13th. She told me that she was going to have to hang up because I was recording her. I told her if you can record me, why can’t I record you . I want my refund, I am going to call the better business bureau, If anybody know any of way let me know.




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      • Nikki Haley
        says:

        And you are the dumb one they are going to get you to just wait we will be waiting on your comment soon 😉😉🤐




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    16. Kailee
      says:
      0.5

      I cancelled my account with MoneyLion Plus 2 weeks ago and have yet to receive my refund.

      I was originally told I would receive it by Friday June 22nd.

      When I did not receive it, I called customer service and was they tried to put my refund in an old account of mine with Capital One that is no longer open- which makes absolutely no sense to me considering both payments for my membership came out of my Bank of America account. So the refund should have been issued to that account. I then gave her my account information for Bank of America AGAIN and was told that the refund will be in my account in 3 business days. Still have not received it. Have tried calling and can never get through to customer service. Just sent support an email yet again. Absolutely ridiculous. I want my money back.




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    17. M. Whitaker
      says:
      2

      App doesn’t work. Attempted to connect app to two different bank accounts, and I always get the same message about it taking a few minutes. Several hours later, no connection. Then I have to retry again and again, with the same result.




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    18. Grey
      says:
      1

      So you want to a MoneyLion Loan?

      Well…. you have to be a MoneyPlus member to get a loan, you are then required to pay $80 a month as a MoneyPlus member (a fee that is completely hidden by fancy info graphics and clever wording in the sign up process).

      Here’s where they get sneaky. Once you get a loan, you must autopay the member fee of $80 in addition to a loan payment every month on time. Here’s where they get even more sneaky. They say $50 of that fee goes into to your “investment account” (more on that later) claiming that you’re actually saving money you only end up with $30 as a monthly fee (even though $80 in real money still leaves your bank every month)

      So…..MoneyLion makes it even more convoluted by provide a service called an “Investment Account”. They incentivize you to download their App and log in everyday for $1 (that goes into your investment account), thats around $30 a month. What a great deal right. Cause that covers the member fee… Right? WRONG

      You do not gain access to the alleged “Investment Account” funds until the entire Loan is paid off. Which makes sense in most cases. But in with MoneyLion, by the time you end up paying off the loan with all your member fees attached.

      The BIG catch. Until your loan is paid off in full, none of the money in your “investment account” is available (Which makes sense). But all that cash MoneyLion “saved and invested” for you. Well, you get that once you’ve paid over $1000 annually between member fees and interest.

      Meanwhile your connected bank accounts are locked-in and membership cannot be canceled until you pay back everything. I’m not even sure thats legal.

      WHERE AM I SAVING ANYTHING?

      With MoneyLion, you are joining an expensive monthly club. But the perks in this club… get small loan you can’t payback, daily App tasks, fake invested money, false promises, no customer service, and really no services offered at all. Other than the little loan.

      Customer service offers no flexibility and seems to have tricked me and many other people into this clever money scheme.

      Other then the short lived benefit of having the initial loan when I needed it. I feel bated into a long term trap meant for people in desperate times. People that need these kind of loans clearly cannot keep up with the fees and thus making MoneyLion and actually Lion and we’re ll just prey.




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      • CELIA GEORGE
        says:

        I totally agree with you, 100%. They are nothing more than a payday lending company – for which you pay a monthly fee to belong to – whether you have a loan or not! I am pretty savvy – but their wording tricked even me. All of a sudden, fees were being debited against my checking account, and I didn’t even have a loan! I actually had to pay my bank to place a permanent block against MoneyLion. Don’t even consider getting involved with these people…




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      • Aleman Famly
        says:

        They are terrible customer service and ripped off customer they should go out of business




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      • Jackie
        says:

        I just paid off my loan this month. When I called to cancel my membership they said I need to pay the missed membership payment which is $419.00, untill then they will continue charging me for the membership. Which is $139.00 a month and NO no savings was going to the $139.00 a month that they were pulling of my account. It’s a membership payment which cost more that my monthly loan payment of $101.00. So Money Lion is really not helping you they are scumming you for a membership. By the way I never got a copy of my loan document and I don’t think this is legal. Any company supposed to provide you with a copy of the signed document. So save your self from stress…DON’T get any loan from Money Lion they take advantage of people!




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      • Grey Alien
        says:

        Too many dumb assholes on here.

        They provide you with a loan even with bad credit. They reported to the credit bureau.
        the monthly membership goes to your investment account that you can pull out when you pay off your loan.
        No scam here just idiots don’t know how to read. This isn’t a short-term thing this is a way to help you save for your goals in a long run.




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      • Erica
        says:

        Your review is very helpful. It definitely sounds like a scam to me. I was going to do it just to invest, and have access to a low-interest APR loan if I needed it. My credit is poor to fair. I think I will just stick to secured credit cards to build my credit. It seems investing in a 401k is a better bet, especially if your employer matches it. Thanks again. I ripped up the flyer.




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    19. Richard
      says:
      3.5

      I have had no problems with Moneylion! If you are considering using there services, I would highly recommend it. A great service to have




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    20. Anm
      says:
      4

      Moneylion has good customer service and they were able to help me get the money i needed for urgent expenses. Thanks alot!




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    21. Valerie
      says:
      0.5

      They do their very best to make it SUPER hard to cancel. You can’t cancel through the app or on your online account. You can’t cancel if they haven’t finished processing a payment, which, by the way, may take them up to 7 business days to do, so if you get payments taken from your account every 2 weeks, you’ve got a very small window in which you MIGHT be able to successfully cancel. And even then, they take an incredibly long time to give you your money back. Sure, they monitor credit and whatnot, but so do a lot of other apps that are a lot more user-friendly. While they claim the $1/day for logging in is “free money” it’s anything but. Not only are you already paying them $30/month (and basically just getting your own money back), but you don’t JUST have to log in. You have to log in and swipe through all the little “tip cards” they’ve put there for you. No, it’s not a lot of work, but it’s still a huge hassle and a little bit of false advertising. Plus, when I first signed up, I had an awful time getting my checking account to link because of a problem on their end–they initially gave me a bogus customer service number to call. The investment account isn’t all that well performing either, so why would you even want to give them all of your money, have to log in every single day to get it back, not have any rights to get that money back out when you need it, and jump through a billion hoops to cancel when you’ve finally had enough of it? No thanks. Stay far, far away.




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      • Mary Lopez
        says:

        All of these points are pretty in track, and unfortunately, my experience was so horrible, I submitted a complaint to the Better Business Beaura. Within about 3 days of submitting my complaint, ML pretty much did everything I attempted to do via the app, the website, and contacting their (very poor) customer service reps relentlessly for at least 10 days. I honestly think the app is great and my savings has grown tremendously. However, when I lost my job and needed my “emergency” funds, they made a really horrific expierence much worse….which is what I will always remember the most. It was quite disappointing and upsetting.




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    22. D. Sparrow
      says:
      4

      So far, so good. I’ve been a member for less than a month so I will update in the future as well. I have had no issues thus far and logging in each day hasn’t been a hassle. Seems to be working as expected.




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    23. Jason
      says:

      Not good at all!!! Watch, read and ask questions. If it sounds confusing it is! This is not a good site nor company to borrow from!




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    24. Ray
      says:

      Consumer beware – MoneyLion is a scam. They not only take money if you get a loan, but they also take money from your account to “save” it in an investment account that you aren’t allowed to touch unless your loan is paid off, and they take membership fees. So, you’re basically paying interest on a loan as well as two additional fees. My loan is only about 20 bucks a month, not so bad, but the fees stack up to another 36 bucks per pay check. You’re paying basically $100 a month for a YEAR for a 500 dollar loan. That’s $1200 for a $500 dollar loan. Payday loans, title loans and the like have better interest rates than that! Do yourself a favor and STAY AWAY.




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      • Daniel
        says:

        I have a feeling you have no idea what you are taking about. I just got done paying for the 500 loan and had 600 is the investment account I can withdraw. So no it’s not a scam. You just don’t understand. If you log into the app every day. The membership fee is given back.




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      • Chris
        says:

        I agree with the previous comment. Clearly you don’t understand the process.




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      • Destiny
        says:

        You’re dumb…did you not read your agreement? And all that invested money is to help you save! That’s one reason for this app. Yes they charge you a monthly fee, but if you would have read…they give you some of it back and put it in your investment…and after paying for a couple months they throw $50 into your account every couple months… Once your loan is paid off, you have much more money than those fees that you paid them. Learn to read before you sign up for things and come at them for being a scam.




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      • Patrick
        says:

        Does anyone know if you have option to pay the loan off early? Or are you stuck with monthly or bi weekly installments until it’s paid?




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    25. Tanya T Casas
      says:
      5

      It is an investment. Yes you do get charged fees but in the long run you get everything back invested into you. I really love it. I am saving money by force Wich is ok because if not for this app I would have spent the money anyway. The first two months of ontime payments my credit score jumped in 44 points. My investment account grows everyday and once my loan is paid off I can take out the money or let it grow. I don’t understand why some people are acting like they didn’t understand the deal, also you can pay off you’re loan early anytime. Smartest financial decision I’ve made in a while.




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    26. Brittany
      says:
      5

      I needed fast cash and MoneyLion was my go too. I’ve had nothin but a great expierence from them and so have my friends




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    27. Trina
      says:

      I have not been a member long but they seem to do what they say they do! No complaints!




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    28. Steve Hamilton
      says:
      5

      Easy to use site. Extremely helpful in managing my finances




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    29. Robert Frye
      says:

      I was looking for a way to rebuild my Credit, but my score was to low to get a decent offer. Then I came across MoneyLion and they hooked me up with a Super Low Intrest $500 Loan a Investment Account and a App to monitor my Fnances.
      I paid off the Loan and was able to build good standing with them and can apply for up to $4,000 now if I choose later also a decent rate. I’ve also got Rewarded 2 – $25 Gift Cards already just for paying my bills and rebuilding my Credit, they Reward you for helping your self.
      To get the Loan you do have to sign up for the Premium service which requires a $50 Deposit into a Investment Account and a Monthly $29 Fee, But they Reward you a $1 every day you log into check on your finances so your actually earning back $30 and making money. Plus it’s a pretty sound account on average it’s went up almost every day and I’ve hardly ever took a big loss on any day, so i’m earning on the Investment to.
      The only Negatives are you can not Withdraw from your Investment if you have a Active Loan, and if you have no Loan and withdraw you must leave a $100 balance unless you close the account in which case you could takeout all.




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    30. Roddy
      says:

      MoneyLion provides a quick and easy option for people who are in a position of needing a small loan quickly without breaking the bank in addition to great money saving tips and a solid investment account.




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    31. Erika Carter
      says:

      Absolutely Love .
      Helps me save money I probably normally woudnt.
      The loan option without having to re apply is so convenient and
      The $1 cash back saves on the fees.
      Can’t wait to be on it longer to see more benefits!




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    32. Whitney black
      says:

      I love money lion, very rasy to use anf definitely helpful for a person like me who is often short on money and had bad credit!! I highly reccomend Moneylion!! 5 stars for every aspect!!




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    33. Leah Robinson
      says:

      Amazing…..




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    34. Erika
      says:

      Awesomely convenient.
      Member for less than a month but I am saving money I’m sure I normally woudnt have and I actually like the idea I can’t touch it.
      The $back a day helps as well as no need to reapply for loans.
      So far a hit, will update in the next month or 2




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    35. Crystal
      says:
      5

      Great service. Easy to use, zero hidden fees, helps you save money. Everything is explained well, app is great as well.




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    36. Matt
      says:

      its ok




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    37. Diamond
      says:
      5

      Great service, no issues. Helped a lot with building my credit back up.




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    38. Vanity
      says:

      MoneyLion is awesome! It is the best finance app ever. Since I have been a MoneyLion Plus member, my credit score has increased over 100 points. I have received a 25 dollar gift card and I have and investment account that I get cash back deposited in daily, just for opening app. I have also learned some finance trivia too. I love this app. I got a loan that is helping me increase my credit and payment history and it didn’t impact my credit score to apply. I have and would continue to recommend MoneyLion!!!




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      0
      • brittney keys
        says:

        would you recommend having your work check direct deposit to in the money-lion account.




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        0
    39. Justin
      says:
      5

      The service is easy to use, no credit check req.




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      0
    40. Nicole J.
      says:
      5

      I love MoneyLion! Members can get a $500.00 low interest loan, while saving money. If you are a Moneylion plus member you also get $1 deposited into your invested savings each day you log on to the app. Last but not least, while paying off your loan, you can boost your credit score. I just paid off a loan and have taken out another. I have had 0 problems so far.




      1



      0
    41. Immanuel Belcher
      says:
      5

      I have not had any problems, yet….would update, if I encounter one.




      1



      1
    42. Jade
      says:
      4.5

      Great service!




      0



      1
    43. Carlos
      says:
      0.5

      It is imposible to Cancel they take money out of my a account every week it takes then 7 days to prosses you cannot cancel until there are no payments processing




      2



      1
    44. Ella
      says:

      This is a great way to borrow money and save. The site is user friendly and customer service is always friendly and professional.




      0



      1
    45. Ehuel Rutherford
      says:
      4.5

      So far the service and the app is great




      0



      1
    46. Omar
      says:

      Very helpful and easy to used !! Love the money back each day you login . Would recommend it to everyone!!




      1



      1
    47. Omar
      says:

      Money loin is easy to use and a very helpful on financial living. Would recommend it 100% to all my family and friends




      3



      5
    48. Jeremy Rodriguez
      says:
      5

      I honestly can say my financial decisions in the past have been horrible and have came across some “highway robbers” in my day that in hind sight was one hell of a pit to fall into. That being said then we live in a one shot at this life kind of world where forgiving debts is a thing of the past but MoneyLion Plus has been my “I want to” when it comes to actually being approved and at a low interest rate granted their is the membership cost and fees but that’s not something they hide from you from the start so after reading some of these bitter individuals reviews who “did it to themselves” i love the service and design behind the app! Logging in every night at midnight to get a dollar cash back has been adventurous so to the staff or crew at MoneyLion, keep it up everyone!




      2



      4
    49. Whitney M Miller
      says:

      Perfect just what I needed excellent service




      0



      1
    50. Whitney M Miller
      says:

      Loved my experience




      1



      1
    51. Nicole
      says:

      I love Moneylion! I have been working on getting my credit up to buy a house and with Moneylion it has gone up 40 points! I have only gotten 1 $500 loan so far but I will definitely be taking another one out so my credit will jump up again! The loan payments are extremely affordable and they just come right out of my account. I am also a member and I am building my investment fund as well! I have always had a hard time saving money but with this membership I already have put away $600!! I love free money and all I have to do is log onto the app and do my swipes and bam I have free money building as well! The information the app provides is very helpful and useful! Customer Service is extremely nice and willing to help or answer any questions.




      2



      1
    52. Nicole
      says:

      Best APR around




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      2
    53. Margaret
      says:

      I’ve had a great experience with moneylion 👍🏽




      1



      2
    54. Megan Kelly
      says:

      MoneyLion has completely changed how I look at my money. It’s pushed me start saving more money. Also, it gives a portion of your own money back to you for savings.

      If you need financial guidance you would be foolish to not download this app… plus, hey you can get help with $500 too 🤗




      1



      2
    55. j
      says:
      1.5

      these people are going to draft money from your account every single week and and charge you a crap load of money for their membership monthly!




      2



      1
      • BK
        says:

        The membership of $29 a month is a crap load??? Haha you get those monies back as you swipe info cards in the app daily. You also invest $50 a month, building an investment account which you can withdraw funds from ( provided you don’t have an active loan with them).
        Money Lion has been great for and to me!!




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        0
    56. Mykisha Long
      says:

      So far okay nothing bad to say




      1



      1
    57. Frank Ray
      says:

      MoneyLion is a great app. It’s meant for long term. They force you to save money which is what most of us need. They give you a $500 loan with a 5.99% apr. my payments is like $9.91 a week. They take $79 a month out my account for being a ML+ member but $50 goes into investments and as long as I log in everyday, I get $1 a day. It’s 30 days in a average month so I earn an extra buck per month. They monitor your credit, they tell you how to stop overspending and they bring your bad habits to the light. This app is awesome. They even give you rewards for helping yourself.




      2



      2
    58. Larry P
      says:

      Money lion is not bad if you really need money! But pay attention to what comes with the loan. Now I understand the guys that say “it invest your money”, “it gives you $1 a day”, “it gives you $50 a month”. That is all true but with multiple catches, for $500 it’s about 28 payments of about $57 bi weekly. That’s almost $1600 you’d end up paying out YOUR ACCOUNT. Now the investment account it says it’ll give you 50 a month but if you look at the ML summary, when there stocks down you’ll get $23. On top that it’s investments meaning their playing with 1000s of ppl money daily shit I’d give you a dollar also! By time it’s payed off yes you’ll have a few $100 that takes forever but in the mist of saving that they still got your ass out of 1600. So pat yourself on the back for your savings account but if I was playing in stocks and bonds with other ppl money that’s the least I would do. Oh and for the people that’s happy for the dollar a day remember apps pay out $3 to creators/owners EVERYTIME somebody logs in no matter so again I’d give your ass a dollar too😊




      2



      2
      • NICKY.P
        says:

        I don’t understand where you get 1600? From the APR on the loan is 5.99% why the hell are you trying to pay it off in with the minimum?? That really only covers the interest.. that’s why you pay so much it’s $500 pay 250 one check then next week pay the other 250 then all you have to do it worry about the interest you charged?




        0



        0
      • BK
        says:

        This is not true! The loan is great, the interest is outstanding for a loan of it’s type. The $50 goes into an investment account, and the membership is $29 a month, which you get back (into your investment account) if you swipe info on cards daily in their app. I’ve paid off one loan, gotten another, withdrawn $450 from my investment account, etc. You are misinforming people and basically lying.




        0



        0
    59. Brittany
      says:
      0.5

      Moneylion tries to take more money without informing you. I was just recently charged 9 times for the membership fee when all that should have been charged was the one. They fail to inform you of anything. When i first got my loan they didnt charge me for the membership fee then tried saying i was missing a payment when it was on their end. Its eaay if you need money but i would avkid it at all cost otherwise you will be ripped off during the process. When you call customer service they won’t do anything about it either.




      1



      2
    60. Becca
      says:

      I absolutely love money lion. I was skeptical at first but I was approved for a small loan. Since then it has raised my credit almost 100 points and it’s helping me to save money. Best app hands down!




      1



      0
    61. Carl Jones
      says:
      4.5

      I love moneylion. Before I joined I couldn’t get a loan from anyone because of my bad credit. I joined ml plus and for 30 days i had to pay a weekly fee of $18.18. Once that 30 day period was over i was able to get the loan for $500 at %5.99 apr, which for someone with a low credit score like me is a blessing, but here is the part even I was confused about until a week ago. My loan payments are only $9.91 a week but my membership payment is still $18.18 a week making my total payment $29 a week. The great thing about Money Lion is that $11 out of my membership payment is automatically deposited into my investment account, but if I login to the app everyday AND SCROLL THROUGH THE HOMESCREEN TIPS. Moneylion will add $1 to your investment account for each day I do this. So after 7 days of scrolling through their tips (which are really useful) my membership fee of $18.18 is actually being transferred from my bank account to my investment account. And yes they do report all loan payments to the credit bureaus. In 2 months my credit score has jumped 111 points




      4



      0
    62. Justin D
      says:

      I’ve been with MoneyLion for about three months now. It’s an easy way to save money without thinking about it. The $500 loan at 5.99% is unbeatable as well. I strongly recommend this device to anyone who struggles with saving.




      1



      1
    63. Aaron C.
      says:

      I have been with MoneyLion for over 8 months and have over $700 in my investment account. I cannot understand the low rating. Easy place to save money and get a loan if you need it.




      1



      1
    64. Andrew Robinson
      says:
      5

      Money lion has helped my family and I get back on track with saving money. Great perks and service




      2



      2
    65. Jessica
      says:

      I absolutely love MoneyLion! I have already saved up so much money, and that’s something I truly struggle with. So grateful to have came across this app when I did!!!! I recommend it to ANYONE!




      1



      0
    66. Megan
      says:

      Their customer service is DEPLORABLE! When you email don’t expect a response, when you call it puts you on hold and once you have sat and waited for so long their phone disconnects on you, no one EVER answers the phone. And what’s better? The phone line says you can select an option to have them call you back but when you hit the selection on your phone you just remain on hold until it disconnects and no one calls you back! When I FINALLY got a person on the phone she was incredibly rude, refused to escalate my question, gave me an email address to contact and then in the middle of my sentence hung up on me! I am just trying to liquidate a cancelled account. Called to cancel and liquidate weeks ago, they cancelled but didn’t liquidate and now they are saying we have to call to request the liquidation AGAIN but no one answers. Do NOT open an account with this company unless you are willing to give them your money for nothing!




      1



      0

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