4 From 149 Reviews

Read 149 reviews

3.8/5

Rating

9,655

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149

User reviews
4 From 149 Reviews
Customer Support 3.5
Interest & Loan Costs 4
Flexibility & Loan Terms 4
Website & Functionality 3.5
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Why MoneyLion?

  • Credit Monitoring, Investing, & Loans All in One Place!
  • Loan amounts: $500 loans available
  • Term of loan: Choose to pay back the loan between 14 Days - 1 Year
  • Credit score: Yes, MoneyLion may accept clients with poor credit score
Get Started at MoneyLion »

No commitments! This won't affect your credit score!

Reviews from customers

  • Garret Voelkers
    says:
    5

    MoneyLion! Amazing app! We are growing a community on Reddit.com/MoneyLion/ , Feel free to stop…

  • Brian
    says:
    5

    I am new to money lion but so far knock in wood i havent had…

  • Phil
    says:
    5

    Very amazing app. User friendly. Helpful for credit repair. Love it!

  • See all reviews here

    MoneyLion - Summary

    MoneyLion is a one-stop financial service website that encompasses everything from financial news and advice to the tangibles like providing access loans, wealth management information, credit monitoring services, and a variety of other tools and services in the financial sector.

    What makes MoneyLion unique is that all their services are rolled into one place and work together to maximize your financial status and rewards users with points that can be used on things such as gift cards.

    Account

    In order to use MoneyLion’s services, a user must have an account. MoneyLion allows for the creation of a free account and the option of a paid account called MoneyLion Plus. Both accounts allow access to almost all services, with Plus giving the user some unique benefits (which will be detailed later).

    A user must be 18 years old and have a bank account in order to register. Once a user has created an account, the user now has access to MoneyLion’s services.

    MoneyLion Plus

    As mentioned above, MoneyLion provides two types of accounts, free and Plus. The free account gives the user access to financial advice, rewards program, and credit monitoring. The Plus account comes with all of the free benefits in addition to access to their investment platform, loans, and exclusive rewards and benefits.

    A Plus account works be withdrawing $79 from a user’s account every month. $50 of that money goes towards investment, which is personalized based on the user’s financial status. The remaining $29 is used as the membership fee. However, this fee can be refunded by logging into the app daily, with $1 being refunded per day.

    Personalized Advice

    One of MoneyLion’s prime features is the personalized financial advice. This works by having your bank account, credit score, and investing tied into your account.

    MoneyLion uses your combined financial information to monitor how you spend and save and tailor suggestions for how you can maximize your finances. This includes topics such as alerts on your spending habits, advice on how to invest, or tips on saving your money.

    Rewards Program

    A nice incentive included in MoneyLion’s services is their rewards program. Users earn rewards by performing various activities, such as signing up for credit monitoring, making payments on time, or taking a loan out through MoneyLion.

    These points are accumulated over time and can be cashed in for different rewards. Basic rewards include movie tickets or gift cards. However, rewards can also be used for bigger things, such as getting a lower rate on a loan.

    Credit Monitoring

    Having access to your credit score is a modern necessity. This is why MoneyLion gives their users free access to their credit score and free credit monitoring. Using the site or app, a user can see their current score and any activity that has recently been associated with their credit.

    This gives the user great security in their credit score and knowing how they are doing credit wise with their finances.

    Investing

    One of the features available to MoneyLion plus members is the investment service. This services works by automatically deducting $50 from a user’s account and investing it. This investment portfolio is managed by “team of experts” who have experience in Wall Street. The portfolios are diversified and include investments in ETF’s or Exchange Traded Funds.

    The best part about this investment service, though, is there are no fees extra fees associated with it. This means a user can simply pay their membership fee and have a set amount to account for every month with no hassle.

    Investment portfolios from MoneyLion are insured up to $500,000, can have peace of mind knowing their investments are safe. Investing is done automatically when the money in deducted but a user can monitor and examine their portfolio by going through the app or website and clicking on the investment tab.

    In order to access the investment service, a user must have a social security number, be a U.S. citizen or resident, and meet the general MoneyLion user requirements.

    Loans

    The other prime feature available to MoneyLion Plus members is access to loans. The loans offered to plus users come with a few perks. The APR is set at 5.99% and the installments are fixed, so a user’s payments are constant.

    These loans do not require reapplication once a user is a Plus member, meaning a user has access to a loan at any time. Loans also have no fees associated with them, with no origination or repayment fees. Over time, a user can gain access to bigger loan amounts and can use their rewards points to get better rates. To apply for a loan, simply use the affiliate link above to head over to MoneyLion, log in, and click on the loan icon above.

    The requirements for receiving a loan include a verified identity, employed with an income, a checking account, & a good credit score, in addition to general MoneyLion user requirements.

    Reviews - Read Customer Reviews of MoneyLion

    1. Martin
      says:
      5

      I’ve been using Moneylion multiple times now. They have a great tool for credit monitoring. I have taken several loans from them as well and everything always goes smooth.




      9



      1
    2. Scott
      says:
      5

      Moneylion has very good customer service and they were able to help me get the money i needed for urgent expenses. Thanks alot!




      5



      0
    3. Andy Sanchez
      says:
      1

      They Get you a loan at a low APR %5.99 a month for a $600 loan. Good! But then you have to pay a 1 time fee of $130 for the subscription. Which later I found out that it is actually a monthly fee not a one time fee. Now I am paying more for the monthly subscription of $130 than the actual loan payment of $93 SMH! What a rip off. There was a catch. So that low 5.99% APR is just a myth for you to apply. For a $600 loan I am paying $1400 once its paid.off in 6 months.




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      9
    4. Terrie Thyret
      says:

      Hi I applied for a $550.00 loan a few days ago I signed all the loan documents and was verified. I downloaded the app it showed everything was approved!! Then I went to my app and the loan was canceled how can you approve and then cancel? I feel I was taken advantage of..

      Than you
      Terrie Thyret




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    5. Joseck
      says:

      I’m in Kenya can I qualify




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      7
    6. Julie K
      says:

      Trying the deactivate the account took several days. The chat option takes several minutes to get someone present, doesn’t seem to work as chatting with customer service is intended.




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      1
    7. Craig
      says:
      5

      Great service and lighting speed. The app brings your spending habits to light. You want to make sure you log into the app daily which in return rewards you. The fee’s may seem high but if you break it down and log in daily and get the rewards its not bad at all..




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      1
    8. janis elliott
      says:
      1

      I did have an account with moneylion. I closed the account, and the bank account that was tied to it was also closed. In February the account was reopened because they CLAIM in December they had attempted to take money from my bank account. I told them I had closed that account, and removed it. If the account was removed then why would they attempt to try to take funds from it? Also why did the reopen a closed account without me authorizing it. I gave them a bank statements proving that A. the account was closed and B. I never received a loan on the date in question. I asked them to provide proof that funds were deposited, or any attempts were made to have funds taken. They could not, or have not provided that proof. I have called many times trying to get this cleared up, and now it’s April and they now showing a negative mark on my credit report. If I pay them $500 who is to say another scam on their part wont happen again?




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      1
    9. Angela Morgan
      says:
      3

      While I have to say the money came next day and it was a LOW 5.9% loan compared to others their fees were VERY misleading. It read a fee of like under $200 which read that it would be per loan. But they were taking my bi-weekly payment PLUS another $64 in “membership fees”. For like $600… basically they are NO CHEAPER than these high interest pay loans… I don’t know about ML Plus but their standard form SUCKS. I got cheaper pricing at Amscot. They also don’t tell you those “membership fees” still go even AFTER the LOAN IS PAID OFF…. like Really I am going to pay your $126 month to only be able to borrow like $600… uhm NO THANK YOU. Please make sure you are not only reading terms (apparently not clear) but also call and verify what you believe to be the terms and have them break them down further… oh and get a call recorder app on your phone. Most states only require 1 party consent for those companies that are not on the up & up… get name & reference number for all calls.




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      • Brandon
        says:

        Moneylion is a forced savings account you are basically having all your money that you spend on the membership fees put into the investment account and when you log in everyday it makes up for the fees from moneylion. I’ve been using the app for 8 months and haven’t had any issues with it, been paying the loan off on a biweekly basis and I enjoy how this app/site works. I used the loan to pay off a credit card that had an outrageous interest rate, so honestly I saved money. If your not enjoying this app then your doing something wrong or your just looking for a quick buck.




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        0
      • Lori
        says:

        Brandon, Let us know if you are able to withdraw from your investment account after your loan is paid off. If not, will you need to go to the BBB?




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        0
    10. Kathy Brown
      says:
      1

      On 5/10/18,I was in need for quick money to pay a bill, so I was told to surf the internet for loans. I came across MoneyLion and applied the process was quick and fast approval. I recieved a phone text stating that my funds would be deposit into my account on 5/11/18. So Im waiting all day for the funds to come, I went to work and worked a 8hr shift, still no funds deposit in my account. I reach out to someone through the chat on the MoneyLion app, and was told to contact my bank, I called my back and there was NOTHING pending for a deposit. I chatted servale times through out tge day and still nothing. My last chat feedback was check my bank Monday or Tuesday for the funds…….. I was shocked!!!!….. I was expecting the funds May 11. And at this time I am still waiting……. I had to borrow the money from a coworker. I am so disappointed. My loan status is still saying FUNDS PENDING.




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      7
      • Davender Carpenter
        says:

        Not released to the bank. Call customer service MoneyLoin. And stop messaging them on phone and internet. That shit not going to work.




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    11. Branson
      says:

      Paid off my loan and they refuse to pay me my investment back. They lie, constantly. It’s been 3 months- it’s a scam




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      1
      • Steve
        says:

        In the same boat as you. It’s been 2 months now and no resolution.




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        0
      • Tazz
        says:

        How long did you agree to in the beginning? It depends on how long you said you were wanting to invest.




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    12. John McMillin
      says:

      Oh yeah, they’ll approve you, but make sure you bring the ky jelly, because you’re gonna get screwed!!!




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      3
    13. Amy Seals
      says:
      1.5

      However much I liked the versatility and all the information of their site I did not appreciate their rude customer service. Also there chat line is a nightmare to try to get ahold of people and their website system does not work and it cost me an extra $60 because even though it showed on my end that they accepted the payment they did not and when I called on the same day they added $60 to the payment.




      1



      3
    14. Angela S.
      says:
      1

      I downloaded the app. It sats I’m approved for a loan and my application needs to be completed with my bank verification. I’ve been trying to get my bank verification for a week now. It will not process and when I start a chat no one ever answers until I leave the chat or it refers me to their FAQ, which is no help at all to me. I think it is a scam of some sort.




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      3
      • Davender Carpenter
        says:

        Did you notify the bank? Or MoneyLoin didn’t process it correctly like they did mine. I called the bank and asked them. Once they said no I knew it was them not the bank. Call customer service for MoneyLoin. Everything is complete in their system. They didn’t send it to your bank cause they “forgotten”
        lol




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    15. Davender Carpenter
      says:
      4.5

      I have no problem with this company. First stop e-mail messaging to them. Shit call their customer service if you have a problem. Secondly if the funds aren’t in your account but loan was approved and pending on MoneyLoin site it’s not your bank. MoneyLoin has approved it but they ass did not send it to your bank. It’s ok don’t freak out calling the bank smh. Loan isn’t bad nor expensive. Pay monthly on set day no problem. Also the $79 is being invested come to find out. $50 of it automatically goes into a sort of savings. You can get it once the loan paid off but i advise not too. The $29 left over is for the fee for MoneyLoin Plus. This loan company is sort of savings/loans/investment company. Oh get the fucking app. You receive $1 every day when you log in. It adds up because if you do it for the entire month guess what??? The whole $79 goes into savings. Whomever created this type of company is fucking genius. I also believe they are the only company that does it. Smart muthafuckas…….




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      14
      • Deion Williams
        says:

        I agree with you a 100%. I love money lion.. This company really came through for me in a time of need. They take a chance of you even if you have bad credit. I am almost finished paying off my loan.




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        0
      • Teresa
        says:

        I have the same problem. I took out a loan dec. 2017, it was paid in full in June2018. They had no problem getting the payment and subscription everything was always on time. They took out another subcription payment and was not suppose too.i called them about it July 13th and lady said that they would refund my Money back. I have called and called about it, one time they said I would receive it by one date and I would call again and then another said it has not been sent to me and back and forward. They want let you talk to a supervisor. They will tell you the supervisor will say the same thing. When she told me I was been recorded, I told her she had been recorded by me every since the 13th. She told me that she was going to have to hang up because I was recording her. I told her if you can record me, why can’t I record you . I want my refund, I am going to call the better business bureau, If anybody know any of way let me know.




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      • Nikki Haley
        says:

        And you are the dumb one they are going to get you to just wait we will be waiting on your comment soon 😉😉🤐




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        0
    16. Kailee
      says:
      0.5

      I cancelled my account with MoneyLion Plus 2 weeks ago and have yet to receive my refund.

      I was originally told I would receive it by Friday June 22nd.

      When I did not receive it, I called customer service and was they tried to put my refund in an old account of mine with Capital One that is no longer open- which makes absolutely no sense to me considering both payments for my membership came out of my Bank of America account. So the refund should have been issued to that account. I then gave her my account information for Bank of America AGAIN and was told that the refund will be in my account in 3 business days. Still have not received it. Have tried calling and can never get through to customer service. Just sent support an email yet again. Absolutely ridiculous. I want my money back.




      1



      2
    17. M. Whitaker
      says:
      2

      App doesn’t work. Attempted to connect app to two different bank accounts, and I always get the same message about it taking a few minutes. Several hours later, no connection. Then I have to retry again and again, with the same result.




      0



      3
    18. Grey
      says:
      1

      So you want to a MoneyLion Loan?

      Well…. you have to be a MoneyPlus member to get a loan, you are then required to pay $80 a month as a MoneyPlus member (a fee that is completely hidden by fancy info graphics and clever wording in the sign up process).

      Here’s where they get sneaky. Once you get a loan, you must autopay the member fee of $80 in addition to a loan payment every month on time. Here’s where they get even more sneaky. They say $50 of that fee goes into to your “investment account” (more on that later) claiming that you’re actually saving money you only end up with $30 as a monthly fee (even though $80 in real money still leaves your bank every month)

      So…..MoneyLion makes it even more convoluted by provide a service called an “Investment Account”. They incentivize you to download their App and log in everyday for $1 (that goes into your investment account), thats around $30 a month. What a great deal right. Cause that covers the member fee… Right? WRONG

      You do not gain access to the alleged “Investment Account” funds until the entire Loan is paid off. Which makes sense in most cases. But in with MoneyLion, by the time you end up paying off the loan with all your member fees attached.

      The BIG catch. Until your loan is paid off in full, none of the money in your “investment account” is available (Which makes sense). But all that cash MoneyLion “saved and invested” for you. Well, you get that once you’ve paid over $1000 annually between member fees and interest.

      Meanwhile your connected bank accounts are locked-in and membership cannot be canceled until you pay back everything. I’m not even sure thats legal.

      WHERE AM I SAVING ANYTHING?

      With MoneyLion, you are joining an expensive monthly club. But the perks in this club… get small loan you can’t payback, daily App tasks, fake invested money, false promises, no customer service, and really no services offered at all. Other than the little loan.

      Customer service offers no flexibility and seems to have tricked me and many other people into this clever money scheme.

      Other then the short lived benefit of having the initial loan when I needed it. I feel bated into a long term trap meant for people in desperate times. People that need these kind of loans clearly cannot keep up with the fees and thus making MoneyLion and actually Lion and we’re ll just prey.




      11



      5
      • CELIA GEORGE
        says:

        I totally agree with you, 100%. They are nothing more than a payday lending company – for which you pay a monthly fee to belong to – whether you have a loan or not! I am pretty savvy – but their wording tricked even me. All of a sudden, fees were being debited against my checking account, and I didn’t even have a loan! I actually had to pay my bank to place a permanent block against MoneyLion. Don’t even consider getting involved with these people…




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        0
      • Aleman Famly
        says:

        They are terrible customer service and ripped off customer they should go out of business




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        0
      • Jackie
        says:

        I just paid off my loan this month. When I called to cancel my membership they said I need to pay the missed membership payment which is $419.00, untill then they will continue charging me for the membership. Which is $139.00 a month and NO no savings was going to the $139.00 a month that they were pulling of my account. It’s a membership payment which cost more that my monthly loan payment of $101.00. So Money Lion is really not helping you they are scumming you for a membership. By the way I never got a copy of my loan document and I don’t think this is legal. Any company supposed to provide you with a copy of the signed document. So save your self from stress…DON’T get any loan from Money Lion they take advantage of people!




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      • Grey Alien
        says:

        Too many dumb assholes on here.

        They provide you with a loan even with bad credit. They reported to the credit bureau.
        the monthly membership goes to your investment account that you can pull out when you pay off your loan.
        No scam here just idiots don’t know how to read. This isn’t a short-term thing this is a way to help you save for your goals in a long run.




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      • Erica
        says:

        Your review is very helpful. It definitely sounds like a scam to me. I was going to do it just to invest, and have access to a low-interest APR loan if I needed it. My credit is poor to fair. I think I will just stick to secured credit cards to build my credit. It seems investing in a 401k is a better bet, especially if your employer matches it. Thanks again. I ripped up the flyer.




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        0
      • Lou
        says:

        I received a letter in the mail by moneylion, stating I was prequalified for a $500 loan at 5.99% APR, good credit not required . Reading the fine print, “MoneyLion Plus Investment a
        Account *not FDIC insured or Bank Guaranteed * May lose Value. The guided investment account is subject to risks including but not limited to the loss of principle. This advertisement should not be construed as a recommendation regarding the suitability of purchasing a particular security or securities in general . So really they lost me when it’s stated not FDIC insured or Bank Guaranteed. To me that’s like playing with the stock market . no thanks!!!




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    19. Richard
      says:
      3.5

      I have had no problems with Moneylion! If you are considering using there services, I would highly recommend it. A great service to have




      4



      7
    20. Anm
      says:
      4

      Moneylion has good customer service and they were able to help me get the money i needed for urgent expenses. Thanks alot!




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      8
    21. Valerie
      says:
      0.5

      They do their very best to make it SUPER hard to cancel. You can’t cancel through the app or on your online account. You can’t cancel if they haven’t finished processing a payment, which, by the way, may take them up to 7 business days to do, so if you get payments taken from your account every 2 weeks, you’ve got a very small window in which you MIGHT be able to successfully cancel. And even then, they take an incredibly long time to give you your money back. Sure, they monitor credit and whatnot, but so do a lot of other apps that are a lot more user-friendly. While they claim the $1/day for logging in is “free money” it’s anything but. Not only are you already paying them $30/month (and basically just getting your own money back), but you don’t JUST have to log in. You have to log in and swipe through all the little “tip cards” they’ve put there for you. No, it’s not a lot of work, but it’s still a huge hassle and a little bit of false advertising. Plus, when I first signed up, I had an awful time getting my checking account to link because of a problem on their end–they initially gave me a bogus customer service number to call. The investment account isn’t all that well performing either, so why would you even want to give them all of your money, have to log in every single day to get it back, not have any rights to get that money back out when you need it, and jump through a billion hoops to cancel when you’ve finally had enough of it? No thanks. Stay far, far away.




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      6
      • Mary Lopez
        says:

        All of these points are pretty in track, and unfortunately, my experience was so horrible, I submitted a complaint to the Better Business Beaura. Within about 3 days of submitting my complaint, ML pretty much did everything I attempted to do via the app, the website, and contacting their (very poor) customer service reps relentlessly for at least 10 days. I honestly think the app is great and my savings has grown tremendously. However, when I lost my job and needed my “emergency” funds, they made a really horrific expierence much worse….which is what I will always remember the most. It was quite disappointing and upsetting.




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      • Pam
        says:

        They are not FDIC insured or bank guaranteed that’s not good




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        0
    22. D. Sparrow
      says:
      4

      So far, so good. I’ve been a member for less than a month so I will update in the future as well. I have had no issues thus far and logging in each day hasn’t been a hassle. Seems to be working as expected.




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      1
    23. Jason
      says:

      Not good at all!!! Watch, read and ask questions. If it sounds confusing it is! This is not a good site nor company to borrow from!




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      5
    24. Ray
      says:

      Consumer beware – MoneyLion is a scam. They not only take money if you get a loan, but they also take money from your account to “save” it in an investment account that you aren’t allowed to touch unless your loan is paid off, and they take membership fees. So, you’re basically paying interest on a loan as well as two additional fees. My loan is only about 20 bucks a month, not so bad, but the fees stack up to another 36 bucks per pay check. You’re paying basically $100 a month for a YEAR for a 500 dollar loan. That’s $1200 for a $500 dollar loan. Payday loans, title loans and the like have better interest rates than that! Do yourself a favor and STAY AWAY.




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      10
      • Daniel
        says:

        I have a feeling you have no idea what you are taking about. I just got done paying for the 500 loan and had 600 is the investment account I can withdraw. So no it’s not a scam. You just don’t understand. If you log into the app every day. The membership fee is given back.




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      • Chris
        says:

        I agree with the previous comment. Clearly you don’t understand the process.




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      • Destiny
        says:

        You’re dumb…did you not read your agreement? And all that invested money is to help you save! That’s one reason for this app. Yes they charge you a monthly fee, but if you would have read…they give you some of it back and put it in your investment…and after paying for a couple months they throw $50 into your account every couple months… Once your loan is paid off, you have much more money than those fees that you paid them. Learn to read before you sign up for things and come at them for being a scam.




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      • Patrick
        says:

        Does anyone know if you have option to pay the loan off early? Or are you stuck with monthly or bi weekly installments until it’s paid?




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      • Ashley Walker
        says:

        No, He’s right. I hate this company. I got the $500 loan and paid it back early. When I tried to get the money in my investment account, I was told you MUST keep $150 in it or close the account. So when I tried to close my account, I was told that it would take 2 weeks for my early payoff to “clear”. Why do you have to clear a payment from the same account in which you take your payment from every 2 weeks? No one can give an answer. They purposely drag out the process so they can force you to make “membership” payments you will never see.




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    25. Tanya T Casas
      says:
      5

      It is an investment. Yes you do get charged fees but in the long run you get everything back invested into you. I really love it. I am saving money by force Wich is ok because if not for this app I would have spent the money anyway. The first two months of ontime payments my credit score jumped in 44 points. My investment account grows everyday and once my loan is paid off I can take out the money or let it grow. I don’t understand why some people are acting like they didn’t understand the deal, also you can pay off you’re loan early anytime. Smartest financial decision I’ve made in a while.




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    26. Brittany
      says:
      5

      I needed fast cash and MoneyLion was my go too. I’ve had nothin but a great expierence from them and so have my friends




      2



      5
    27. Trina
      says:

      I have not been a member long but they seem to do what they say they do! No complaints!




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      1
    28. Steve Hamilton
      says:
      5

      Easy to use site. Extremely helpful in managing my finances




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      0
    29. Robert Frye
      says:

      I was looking for a way to rebuild my Credit, but my score was to low to get a decent offer. Then I came across MoneyLion and they hooked me up with a Super Low Intrest $500 Loan a Investment Account and a App to monitor my Fnances.
      I paid off the Loan and was able to build good standing with them and can apply for up to $4,000 now if I choose later also a decent rate. I’ve also got Rewarded 2 – $25 Gift Cards already just for paying my bills and rebuilding my Credit, they Reward you for helping your self.
      To get the Loan you do have to sign up for the Premium service which requires a $50 Deposit into a Investment Account and a Monthly $29 Fee, But they Reward you a $1 every day you log into check on your finances so your actually earning back $30 and making money. Plus it’s a pretty sound account on average it’s went up almost every day and I’ve hardly ever took a big loss on any day, so i’m earning on the Investment to.
      The only Negatives are you can not Withdraw from your Investment if you have a Active Loan, and if you have no Loan and withdraw you must leave a $100 balance unless you close the account in which case you could takeout all.




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    30. Roddy
      says:

      MoneyLion provides a quick and easy option for people who are in a position of needing a small loan quickly without breaking the bank in addition to great money saving tips and a solid investment account.




      0



      1
    31. Erika Carter
      says:

      Absolutely Love .
      Helps me save money I probably normally woudnt.
      The loan option without having to re apply is so convenient and
      The $1 cash back saves on the fees.
      Can’t wait to be on it longer to see more benefits!




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    32. Whitney black
      says:

      I love money lion, very rasy to use anf definitely helpful for a person like me who is often short on money and had bad credit!! I highly reccomend Moneylion!! 5 stars for every aspect!!




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    33. Leah Robinson
      says:

      Amazing…..




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    34. Erika
      says:

      Awesomely convenient.
      Member for less than a month but I am saving money I’m sure I normally woudnt have and I actually like the idea I can’t touch it.
      The $back a day helps as well as no need to reapply for loans.
      So far a hit, will update in the next month or 2




      0



      0
    35. Crystal
      says:
      5

      Great service. Easy to use, zero hidden fees, helps you save money. Everything is explained well, app is great as well.




      0



      0
    36. Matt
      says:

      its ok




      0



      0
    37. Diamond
      says:
      5

      Great service, no issues. Helped a lot with building my credit back up.




      0



      0
    38. Vanity
      says:

      MoneyLion is awesome! It is the best finance app ever. Since I have been a MoneyLion Plus member, my credit score has increased over 100 points. I have received a 25 dollar gift card and I have and investment account that I get cash back deposited in daily, just for opening app. I have also learned some finance trivia too. I love this app. I got a loan that is helping me increase my credit and payment history and it didn’t impact my credit score to apply. I have and would continue to recommend MoneyLion!!!




      0



      0
      • brittney keys
        says:

        would you recommend having your work check direct deposit to in the money-lion account.




        0



        0
    39. Justin
      says:
      5

      The service is easy to use, no credit check req.




      0



      1
    40. Nicole J.
      says:
      5

      I love MoneyLion! Members can get a $500.00 low interest loan, while saving money. If you are a Moneylion plus member you also get $1 deposited into your invested savings each day you log on to the app. Last but not least, while paying off your loan, you can boost your credit score. I just paid off a loan and have taken out another. I have had 0 problems so far.




      2



      1
    41. Immanuel Belcher
      says:
      5

      I have not had any problems, yet….would update, if I encounter one.




      1



      2
    42. Jade
      says:
      4.5

      Great service!




      0



      1
    43. Carlos
      says:
      0.5

      It is imposible to Cancel they take money out of my a account every week it takes then 7 days to prosses you cannot cancel until there are no payments processing




      3



      2
    44. Ella
      says:

      This is a great way to borrow money and save. The site is user friendly and customer service is always friendly and professional.




      0



      1
    45. Ehuel Rutherford
      says:
      4.5

      So far the service and the app is great




      0



      1
    46. Omar
      says:

      Very helpful and easy to used !! Love the money back each day you login . Would recommend it to everyone!!




      1



      1
    47. Omar
      says:

      Money loin is easy to use and a very helpful on financial living. Would recommend it 100% to all my family and friends




      3



      5
    48. Jeremy Rodriguez
      says:
      5

      I honestly can say my financial decisions in the past have been horrible and have came across some “highway robbers” in my day that in hind sight was one hell of a pit to fall into. That being said then we live in a one shot at this life kind of world where forgiving debts is a thing of the past but MoneyLion Plus has been my “I want to” when it comes to actually being approved and at a low interest rate granted their is the membership cost and fees but that’s not something they hide from you from the start so after reading some of these bitter individuals reviews who “did it to themselves” i love the service and design behind the app! Logging in every night at midnight to get a dollar cash back has been adventurous so to the staff or crew at MoneyLion, keep it up everyone!




      2



      4
    49. Whitney M Miller
      says:

      Perfect just what I needed excellent service




      0



      1
    50. Whitney M Miller
      says:

      Loved my experience




      1



      1
    51. Nicole
      says:

      I love Moneylion! I have been working on getting my credit up to buy a house and with Moneylion it has gone up 40 points! I have only gotten 1 $500 loan so far but I will definitely be taking another one out so my credit will jump up again! The loan payments are extremely affordable and they just come right out of my account. I am also a member and I am building my investment fund as well! I have always had a hard time saving money but with this membership I already have put away $600!! I love free money and all I have to do is log onto the app and do my swipes and bam I have free money building as well! The information the app provides is very helpful and useful! Customer Service is extremely nice and willing to help or answer any questions.




      3



      1
    52. Nicole
      says:

      Best APR around




      1



      2
    53. Margaret
      says:

      I’ve had a great experience with moneylion 👍🏽




      1



      2
    54. Megan Kelly
      says:

      MoneyLion has completely changed how I look at my money. It’s pushed me start saving more money. Also, it gives a portion of your own money back to you for savings.

      If you need financial guidance you would be foolish to not download this app… plus, hey you can get help with $500 too 🤗




      1



      4
    55. j
      says:
      1.5

      these people are going to draft money from your account every single week and and charge you a crap load of money for their membership monthly!




      4



      1
      • BK
        says:

        The membership of $29 a month is a crap load??? Haha you get those monies back as you swipe info cards in the app daily. You also invest $50 a month, building an investment account which you can withdraw funds from ( provided you don’t have an active loan with them).
        Money Lion has been great for and to me!!




        0



        0
    56. Mykisha Long
      says:

      So far okay nothing bad to say




      1



      2
    57. Frank Ray
      says:

      MoneyLion is a great app. It’s meant for long term. They force you to save money which is what most of us need. They give you a $500 loan with a 5.99% apr. my payments is like $9.91 a week. They take $79 a month out my account for being a ML+ member but $50 goes into investments and as long as I log in everyday, I get $1 a day. It’s 30 days in a average month so I earn an extra buck per month. They monitor your credit, they tell you how to stop overspending and they bring your bad habits to the light. This app is awesome. They even give you rewards for helping yourself.




      2



      3
    58. Larry P
      says:

      Money lion is not bad if you really need money! But pay attention to what comes with the loan. Now I understand the guys that say “it invest your money”, “it gives you $1 a day”, “it gives you $50 a month”. That is all true but with multiple catches, for $500 it’s about 28 payments of about $57 bi weekly. That’s almost $1600 you’d end up paying out YOUR ACCOUNT. Now the investment account it says it’ll give you 50 a month but if you look at the ML summary, when there stocks down you’ll get $23. On top that it’s investments meaning their playing with 1000s of ppl money daily shit I’d give you a dollar also! By time it’s payed off yes you’ll have a few $100 that takes forever but in the mist of saving that they still got your ass out of 1600. So pat yourself on the back for your savings account but if I was playing in stocks and bonds with other ppl money that’s the least I would do. Oh and for the people that’s happy for the dollar a day remember apps pay out $3 to creators/owners EVERYTIME somebody logs in no matter so again I’d give your ass a dollar too😊




      6



      4
      • NICKY.P
        says:

        I don’t understand where you get 1600? From the APR on the loan is 5.99% why the hell are you trying to pay it off in with the minimum?? That really only covers the interest.. that’s why you pay so much it’s $500 pay 250 one check then next week pay the other 250 then all you have to do it worry about the interest you charged?




        0



        0
      • BK
        says:

        This is not true! The loan is great, the interest is outstanding for a loan of it’s type. The $50 goes into an investment account, and the membership is $29 a month, which you get back (into your investment account) if you swipe info on cards daily in their app. I’ve paid off one loan, gotten another, withdrawn $450 from my investment account, etc. You are misinforming people and basically lying.




        0



        0
      • Tazz
        says:

        I agree with the other 2 responses. The problem is you don’t understand what you have. The loan is separate from your investment account. 26 (biweekly pay schedule for 1 year) payments of $20 for the loan (actually $19+change) is $520. $79 monthly or $39.50 biweekly is for the investment account. $50 get invested and the remaining $29 is your membership fee which, as stated, is offset if you log in daily. So you may wonder how they are making money if everyone logs in daily (which they don’t)? They make money from their partnerships in the same way a blog, Credit Karma, or Credit Sesame, YouTube does. When you click one of those partner sites and use the services, they make money. Like a referral fee. The investment account can decline if your shares drop in price just like with any other investment firm.
        Now they have added a no fee checking account.




        0



        0
      • John Jacob Jingle Heimer Smith
        says:

        Larry P understands the Time Value Money concept.

        You should never pay money to save money.

        If these people are paying $1600 on a $500 loan over a year AND paying a $79 monthly membership fee, or you could simply be putting $66.50 into a savings account every 2 weeks for a year and save the same $1600 with no fees.

        Never pay for money.
        $1 today is worth more than a $1 tomorrow.




        0



        0
      • MLPlover
        says:

        They must’ve got down on u bud. I pay 19 dollars bi weekley. After a year I’m paying back 520 dollars. (Rounded that number up) so I’m not sure if you just didn’t understand the terms you read or if they just didn’t like you…




        0



        0
    59. Brittany
      says:
      0.5

      Moneylion tries to take more money without informing you. I was just recently charged 9 times for the membership fee when all that should have been charged was the one. They fail to inform you of anything. When i first got my loan they didnt charge me for the membership fee then tried saying i was missing a payment when it was on their end. Its eaay if you need money but i would avkid it at all cost otherwise you will be ripped off during the process. When you call customer service they won’t do anything about it either.




      3



      5
    60. Becca
      says:

      I absolutely love money lion. I was skeptical at first but I was approved for a small loan. Since then it has raised my credit almost 100 points and it’s helping me to save money. Best app hands down!




      3



      2
    61. Carl Jones
      says:
      4.5

      I love moneylion. Before I joined I couldn’t get a loan from anyone because of my bad credit. I joined ml plus and for 30 days i had to pay a weekly fee of $18.18. Once that 30 day period was over i was able to get the loan for $500 at %5.99 apr, which for someone with a low credit score like me is a blessing, but here is the part even I was confused about until a week ago. My loan payments are only $9.91 a week but my membership payment is still $18.18 a week making my total payment $29 a week. The great thing about Money Lion is that $11 out of my membership payment is automatically deposited into my investment account, but if I login to the app everyday AND SCROLL THROUGH THE HOMESCREEN TIPS. Moneylion will add $1 to your investment account for each day I do this. So after 7 days of scrolling through their tips (which are really useful) my membership fee of $18.18 is actually being transferred from my bank account to my investment account. And yes they do report all loan payments to the credit bureaus. In 2 months my credit score has jumped 111 points




      13



      4
      • april
        says:

        How long did it take for you them to report to the bureaus? I have had the loan for over a month but still don’t see the loan reflecting on any of the 3 bureaus.




        0



        0
    62. Justin D
      says:

      I’ve been with MoneyLion for about three months now. It’s an easy way to save money without thinking about it. The $500 loan at 5.99% is unbeatable as well. I strongly recommend this device to anyone who struggles with saving.




      3



      7
    63. Aaron C.
      says:

      I have been with MoneyLion for over 8 months and have over $700 in my investment account. I cannot understand the low rating. Easy place to save money and get a loan if you need it.




      4



      5
    64. Andrew Robinson
      says:
      5

      Money lion has helped my family and I get back on track with saving money. Great perks and service




      5



      9
    65. Jessica
      says:

      I absolutely love MoneyLion! I have already saved up so much money, and that’s something I truly struggle with. So grateful to have came across this app when I did!!!! I recommend it to ANYONE!




      5



      8
    66. Megan
      says:

      Their customer service is DEPLORABLE! When you email don’t expect a response, when you call it puts you on hold and once you have sat and waited for so long their phone disconnects on you, no one EVER answers the phone. And what’s better? The phone line says you can select an option to have them call you back but when you hit the selection on your phone you just remain on hold until it disconnects and no one calls you back! When I FINALLY got a person on the phone she was incredibly rude, refused to escalate my question, gave me an email address to contact and then in the middle of my sentence hung up on me! I am just trying to liquidate a cancelled account. Called to cancel and liquidate weeks ago, they cancelled but didn’t liquidate and now they are saying we have to call to request the liquidation AGAIN but no one answers. Do NOT open an account with this company unless you are willing to give them your money for nothing!




      9



      0
    67. Tazz
      says:
      5

      I have not had any problems with my Money Lion account. First of all, you must read all the terms and understand what you are doing. If someone is just looking for a quick loan, don’t join MoneyLion Plus. Money Lion Plus is an investment account. You are agreeing to invest for a specific amount of time. So, no, you can’t close your investment account early. $79/ monthly is just for the investment account. $50 is deposited in your investment account and $29 is their fee which you can earn back by swiping through the app daily. MLP members can get a $500 loan at a 4.99% interest rate. Scheduled payments have it paid off in a year. How much is taken out at a time for the investment account and loan payments depend on your pay day schedule.
      I emailed customer service one time and had a response the following day. I have not used cheesy or called in.




      5



      5
    68. Vernice
      says:
      2

      Easy to get loan for the first time. I cancelled my account about a month ago and costumer service rep. I’m guessing didn’t close acct because I had been waiting for money that was invested to be deposited in my account. So I called 10/15 to check on status since 2 weeks passed and the costumer rep. I spoke with told me I didn’t close it until 10/11 and it takes 7-10days to receive it. Well on day 10 (10/24/2018) of waiting for money to be deposited my invested money is at a negative, how funny that now I have no money to be deposited in my account. I WILL NEVER USE MONEY LION AGAIN!!! so I suggest you don’t use them at all! I invested money for nothing and didn’t get anything in return!!!!




      5



      2
      • Elegance Robinson
        says:

        Is it away to deactivate the account I have the app and that’s what I’m trying to do




        0



        0
    69. Money Crappy
      says:
      0.5

      Terrible, Money Lion does not respond to your support request for days. I’ve been left on hold for more than 45 minutes only to be dropped on the call. Its taken four more attempts and still nothing. I even ask the CSR to not put me hold and they promised they wouldn’t and then they did. NOT WORTH THE HEADACHE.




      8



      2
      • Rebecca Tobias
        says:

        Me to for over a week and a half. They said I got the loan and that my payment is due well they sent it to a closed account I’ve emailed documents of new information, I finally received a email back days later, stating that I needed to call in the information, so I have been trying and the line places me on hold and than hangs up on me.




        0



        0
      • Seth
        says:

        I had the same experience. I open a new account with a credit union to move away a back. I updated my account information but there was a mistake made so they continued drafting the old account. It took me nearly two weeks to get through to talk to someone who could do something about it. In the end it cost me nearly $300 in overdraft fees to close the old account so they couldn’t draft it anymore. And then they had the audacity to try to charge me a late fee for the overdue loan payment. And they said they will not liquidate the investment account until I’m current with the membership fee. At this point, Money Lion is a joke.




        0



        0
    70. Kim
      says:

      All I am having is problems with them. I joined, and now when I go to get a loan, it keeps telling me they are linked to my bank account and then it takes me right back to asking what Bank I am with….stupid. This has been going on for days now.




      11



      0
    71. Disgruntled Customer
      says:
      0.5

      So I’m having terrible issues with MoneyLion. So I paid off my loan early on 9/12. And on the app it shows the payoff, but when I try to withdraw the money in my PLUS account it wouldn’t let me. So I called and the representative and a supervisor states they were having “system issues” that wasn’t processing the payment but I could just pay off the debt on the phone since it hasn’t gone through. Ummmm no I have a bank statement that shows it was paid and YOUR OWN APP shows me I paid. Fast forward…..the payment doesn’t process until 10/12 AND they were drafting out of my account the monthly fee for the PLUS account. So today is 10/29 and now when I call I can’t even get through to a rep. It simply rings plays holding music and then hangs up after about 5 minutes. I still haven’t been paid but this service is ridiculous and I need answers!!!!!!!!!! I paid my loan payments on time but the money I’ve been putting into my account with them is being held hostage!!!!!




      27



      1
      • Alfredo de Jesus
        says:

        I payoff my loan early too, waiting the 14 days and was able to call and withdrawal the money, it has been 30 days and money never arrive at my checking account. Sin 10-27 my money has been hostage and all I received is BS excuses that there was an error on the system. I have called several times an keep getting same excuse of give us 72 hours.




        0



        0
      • Michael Bell
        says:

        Hello I’m having the exact problem with them it’s been over a month did you ever receive your money back?




        0



        0
      • Kishara Fillmore
        says:

        call the consumer financial protection bureau and submit all documentation and give them your statement about what happened




        0



        0
      • Brianna Brown
        says:

        So is mine. No response to my issues. I hate this company.




        0



        0
      • Crystal
        says:

        Samething here🤦🏾‍♀️




        0



        0
      • Ryan L
        says:

        You guys have to say the correct termonology in order to get your investment money back. “I want to terminate my relationship with MLW and liquidate my investment account.”

        I guess legally you have to specify and statw that you want to “liquidate your investment account”. Even if you inform them that you want to cancel, in order to get those funds which are held by MLW(the service that invests your $) you have to mention you want to “liquidate” your investment funds and terminate that relationship. (Per Money Lions response on BBB)

        Honestly if you did your research like i did you woulda known all this. Everything yall are askin i found easily searchin google and the BBB complaint & reaponses from Money Lion.




        0



        0
    72. Nadine
      says:
      5

      I think the service is wonderful. I signed up for the plus (had a small tech issue when setting up that it asked me to call customer support to fix, customer service folks were great and it only took ten minutes out of my day), and I immediately got a loan for $500 which was great because I had an unexpected medical bill. The interest was 5.99 percent which is so much cheaper than other companies quotes. Since I am a plus member I am signed up for their investments which I was sad to hear there was no ethical option. They told me they are considering it in the future but I have a lot of trouble investing in companies that do not have an ethical option.




      2



      10
      • Brianna Brown
        says:

        I have not found a customer support number to call. Only email which a bot responds (not a live person). That was 2 weeks ago. Who writes a review at 2AM?




        0



        0
      • Kimberly
        says:

        So once you sign up, do the bank verification, can you get the loan? Does the $79 have to be paid when you sign up?




        0



        0
    73. E'mani Jacobs
      says:

      How long does it take to get debit card I signed up 3 weeks ago and still no card




      4



      1
      • Brianna Brown
        says:

        Me either. And it’s been 2 weeks. They caused my account to go negative, there is no real live human support, and no bank card. However, now I am receiving spam offers both by text messages and email.




        0



        0
      • Tiffany
        says:

        I got my card a week later. I’m just having trouble getting the actual loan




        0



        0
    74. Brianna Brown
      says:
      0.5

      MoneyLion is a NIGHTMARE! Do NOT bank with them!!! They don’t let you know up front there is a $30 membership fee, they lie when they say that if you log in everyday that you’ll get the membership fee back. They caused my account to go negative. I’m currently getting the runaround via email from their “support” which is all automated (bots). This is a scam company. All I am receiving now are spam offers and my issue hasn’t been resolved. DO NOT SIGN UP! You will regret it, like I currently am.




      9



      5
      • Sheila
        says:

        If you don’t understand what you’re signing up for, you’re going to have a bad time. They clearly state, up front, that you will be charged your loan fee plus a membership fee of $79 a month. Part of that goes to your investment account, and you can offset the rest by swiping your cards in the app every day, which adds an additional $30/$31 to your investment account. This is all very clearly stated multiple times in the terms of service.




        0



        0
      • Joshua
        says:

        Too late I’m stuck my self 🙁




        0



        0
      • Happy
        says:

        Its totally legit. I am not sure if you didn’t read the terms and Conditions, but you do get the dollar everyday. It goes in your investment account. Not your checking account. The purpouse ofvthe service is to save and invest money. If your just looking for a quick loan, then this isnt something you can appreciate. I suggest you read the terms and conditions again. Its a great service if you actually are trying to save money and build your credit score.




        0



        0
    75. Kyle
      says:
      0.5

      This is a payday loan company – don’t fall for it! I got a $500 loan in July of 2018 and have been paying them $121.93 each month since and I will not have my loan paid off until June of 2019. Do the math – I will have paid them over $1200 for a $500 loan. STAY AWAY!




      12



      7
      • tiffanysumpter
        says:

        Wow.




        0



        0
      • Sheila
        says:

        I am guessing you didn’t read your loan terms regarding the $79 per month ML Plus account required in order to take out the loan?




        0



        0
      • Angel Garcia
        says:

        Not true at all! I only pay 19.95 every 2 weeks for this loan. You probably got a payday loan somewhere else. Money lions loans are not like that. Don’t give negative reviews where their not needed! Money lion is awesome from investing to having checking account and to getting approved for a loan.




        0



        0
    76. Gordy woodard
      says:
      5

      Can anyone please lead me through on how to activate my moneylion debit card! Anyone please.




      0



      4
    77. joyce jefferson
      says:
      0.5

      the service is ok ,but when you answer the four questions to verify who you are it comes and back and says sorry we can not verify your information please come back in a week.




      0



      1
    78. D'Andre
      says:
      3

      The customer service is horrible. If you are waiting 5 minutes it hangs up. Sometimes I just give up trying to call and ask my fellow moneylioners. Loan process is easy. I opened my bank account almost 2 months ago and have yet to receive my debit card. Ordered another one 2 weeks ago still haven’t received it.




      0



      0
    79. Jacob
      says:
      4.5

      I think ita great! Customer service has some issues. But every company does.




      0



      0
    80. Michele
      says:

      The terms are not clear at all. Overall I’ve enjoyed the app.




      0



      0
    81. Sheila
      says:

      I think many of the bad reviews are coming from people who, either, did not read, or did not understand what they signed up for. I have had no problem with their service. I am aware that their customer service is outsourced and is beyond awful. I genuinely hope that I never have to deal with them.




      2



      0
    82. Aaron Parrott
      says:
      5

      Love this service! It is easy to use and loan is so easy to get and keep track of.




      0



      1
    83. Pamela Aragon
      says:
      4.5

      It was a company who had finally came in and save my life, even though I was concerned that they only care about others. I like there rates and terms, and especially when you are able get a loan from $500, too.




      0



      2
    84. casper
      says:
      4

      just started so far easy and convenient




      1



      3
    85. Richard Avila
      says:
      4.5

      I have had ML for about 4 months now. Credit has drastically improved and use it as my primary banking institution.




      0



      4
    86. Melanie Sleight
      says:
      5

      I have enjoyed Money lion so far. I have been able to invest which is great. I also look forward to all the advice and incentives to earn points on gift cards to give myself a treat. Keep up the good work Money lion!!




      1



      1
    87. Bob
      says:
      4.5

      Great service so far




      0



      0
    88. David amodt
      says:
      5

      Great app and experience. Tried the $500 loan after a month and got the funds quick. Pretty slick service and good financial tools. Credit score updates could refresh more quickly though.




      0



      0
      • Ryan L
        says:

        How did the loan affect your score? Did it?
        Does it show up as a loan?……………




        0



        0
    89. Jennifer Foley
      says:
      5

      I have no complaints with MoneyLion. I have never dealt with a better company. They tell all information up front and are very easy to work with




      0



      0
    90. LaTangela Cleckler
      says:
      5

      This was the easiest, fastest loan service ever. I would recommend it to everybody!




      0



      0
    91. Anthony C Villaloboz
      says:
      5

      I am happy with MoneyLion so far, I have just started investing, I was even approved with the 500.00 loan and I have very poor credit.




      2



      0
    92. Alicia Mireles
      says:
      5

      Super Awesome customer service, and has been an amazing way to help my credit, and help invest for my families future!




      0



      0
    93. Clinton
      says:

      I love MoneyLion. I’ve been using their service for about 10 months. It’s enabled me to put money aside easily and I’ve increased my credit score over 100 points with their loan and guidance provided. I would highly recommend them. Additionally, I’ve read a lot of negative reviews. It seems to me that the people writing the reviews didn’t read or understand how it works. If you open your app every day it basically costs NOTHING. I’m a huge fan.




      1



      0
    94. edna hampton
      says:
      5

      great service, glad i heard about it. would recommend




      1



      0
    95. Anthony
      says:
      5

      The service is very goof! Im glad I found this app!! Very happy and pleased.




      0



      0
    96. Anthony D
      says:

      MoneyLion is awesome! I switched to online banking about. Year ago with another highly ranked online bank and it absolutely changed the way I looked at banking. Online banks are great, no fees, way better interest rates, no atm fees and a million to choose from and the list just goes on! So since I like online banking I saw MoneyLion and was debating giving it a try but mixed reviews left me hestitant. Anyway I pulled the trigger and made sure I read all directions until I understood what was going on, since that was the major issue in the reviews, and I couldn’t be happier! MoneyLion offers soooo much to its plus members, way more than any other bank! I love how everything is set up, great app, investing, the rewards system and all the information you learn everyday just by signing in to receive your $1 back. Coming from someone who cannot save any Money, MoneyLion makes it easy by taking money right out of your check and investing it. My investment account with them is killing it also, and I only have a little in there, can’t wait to watch it grow! The only thing… to really gain all the benefits you need to have direct deposit, it doesn’t have to be direct deposit into your MoneyLion account, you can link another bank with Direct deposit and it will work but everything they do relies on it, SO IF YOU DONT HAVE DIRECT DEPOSIT, DONT SIGN UP! This is an unbiased review, I am truly just a happy customer! Thanks MoneyLion




      2



      0
    97. Shareese Baines
      says:
      5

      I have been with money lion going in 2 months now. They have helped me with a low interest loan immediately right before the holidays and has given me tips to improve my credit score which has increased based upon me using their tips alone. Best financial service I have used thus far!




      2



      0
      • Dapheney
        says:

        This app is great it has come at a good time for me. I am enjoying all the features and benefits to this app as well.




        0



        0
    98. Anthony S.
      says:
      5

      Very pleased with this app! Best finance app on the market




      0



      0
    99. Edgar Rivera
      says:
      5

      My experience with Money lion plus has been outstanding. They have helped me so much with rebuilding my credit and fixing my financial affairs. They are really giving me a chance to succeed. I have so many wonderful things to say about my experience with this company. They have given me a checking account, investment accoumt, cash back incentives and most importantly a loan when absolutely no one would give me one. I have so much appreciation for Money lion plus and extremely happy that I took a chance with them.




      1



      0
    100. Matthew Johnson
      says:
      4.5

      I am a member of MoneyLion Plus and have been enjoying the services for a few months. I was skeptical at first but was interested about the investing and how you could receive most the of members fee back with everyday logging in. Overall, I appreciate that the MoneyLion service is professional, easy to use, and seems catered to the millennial mind. It’s not difficult, I haven’t encountered any hidden fees or sketchy aspects yet and I have utilized the low APR percentage loan it offers customers who are eligible. I have their debit card, have linked my bank accounts and credit cards and it’s generally a well engineered service that acts like a financial hub to my fiscal life. My credit score is displayed and it offers me tips to understand it and improve upon it. It has great features I have yet to find at brick and mortar banks. I like the ease of use, the interface on the iOS app, and the way they have held up to their word. I like all the information that it provides me on a daily basis and I feel like they are educating me about how to improve without charging me too much along the way. I am simply impressed.

      If you’re on the fence, try it! I am glad I did.

      The only drawbacks I can cite are as follows:

      My prepaid American Express Serve account, which I use heavily, isn’t integrated in their system. I hope for that to be fixed in the coming months.

      The balances of my bank accounts and credit cards seem to only update periodically which can throw me off track if I take the information it provides at face value without double checking my other banks’ websites. This may be a necessary truth that isn’t their fault, I do not know for sure.

      Other than those two items, I have no complaints and I will continue to use the M




      3



      0
      • Elaine Quinones
        says:

        Good evening Matthew
        I read your review. Sounds awesome, but one question: if let’s say I borrow $500 how long do I have the loan for?




        0



        0
    101. Rashele
      says:
      5

      Its convenient, reasonable for loan approval and interest. I would recommend to those have trouble getting approved for a small loan and/or wanting to start investments.




      0



      3
    102. Chanel
      says:

      Great experience so far and very helpful. Love how they give tips and advice on the website and help with investments. Also no monthly fee charge is a plus.




      0



      0
    103. Philip Larkin
      says:
      5

      Moneylion is great! Customer service answers the phone fast and gets you squared away quickly.




      0



      4
    104. Casey
      says:
      5

      This is the best app for loans and accounts I have ever used!




      0



      0
      • Arturo
        says:

        I love this app it’s the best because the loan is easy to get and also your payment goes into investments and the best is your able to withdraw the money




        0



        0
    105. Emmitt
      says:

      It’s a great app, That helps with building a better financial future.




      0



      0
    106. Fer
      says:
      1.5

      They have a terrible customer service, they don’t help you at all, give you wrong information and it takes forever for them to answer you, be ready to wait 30-40 min. Their app doesn’t work properly everyday, the investment part of is not the best for you at all. Just don’t get their loan, trust me. You are better off without them!!!




      2



      1
    107. Dontay Pondexter
      says:
      2

      The customer support system is awful. I opened a ticket and was told issue would be solved within 3 business days. 4 days later I sent email for follow up and I was told to allow an additional 3 business days. It have been 4 weeks and issue still is not resolved. When make payment on loan it takes week to clear. Once I pay off loan I will close account the monthly payment is too high and support is bad.




      3



      0
    108. Marcus Garza
      says:
      2.5

      Worst customer service in the world!! Watch your $$ closely!! They don’t always credit you the $1 you are promised!! It takes FOREVER for payments to post…like it’s the 90’s slow!! So many short comings that I don’t see how anyone could trust this company with their money!!! Follow up and check on everything you do with these guys!!




      6



      0
    109. joseph guin
      says:
      4.5

      My experience with customer service has been excellent. The only issue is the long wait times you experience. Marriane helped me tremendously and went above and beyond to help me pay my loan off and be able to take out a new loan within minutes. Most people don’t take the time to read the terms and conditions or just assume something will happen just because they feel entitled. Moneylion works great. My credit is up, my loan builds my credit and it is so easy to use.




      0



      0
    110. Dapheney
      says:

      So far so good.




      0



      0
    111. Janae
      says:
      5

      Moneylion is fast and easy and really helps you financially. What a great idea and to give you $500 to help out at such a low APR is fantastic!




      0



      0
    112. Krystina Bennett
      says:

      I am a current member of Money Lion, and they have helped me save money, where I thought it would be impossible. And also helped me during a tough time by loaning me money. It’s a great app that teaches you how to budget and how to get a hold of your finances.




      0



      0
    113. Andy
      says:

      Great way to put aside money for savings and get a better return than in a savings account.




      0



      0
    114. Stephanie
      says:
      4.5

      So far everything has been great! You have to totally understand the terms, I thought the $29 for logging in everyday went to my checking account, but realized it went to my savings. So technically I am still paying the $29 a month and saving the money I swipe for.




      0



      0
    115. Jon D
      says:

      I was skeptical when I first came across MoneyLion. Signed up and as I was going through the process I thought for sure any minute now something is going to stop the process. I was wrong! Everything went thru. If mobile check deposit was available I would be 100 percent all in on MoneyLion by now. I like how it “forces” you to save money so to speak. Sometimes all people need is a little help getting started and that’s exactly what MoneyLion does.




      1



      0
    116. Josh Bridges
      says:
      5

      So far it’s been a good experience. No complaints. Definitely reccomend.




      0



      1
    117. Jarvis Orange
      says:
      4

      Great concept




      0



      0
    118. Tye
      says:

      Great experience. Very affordable and builds credit. Excellent customer service




      0



      0
    119. Rhonda
      says:
      5

      I have nothing but good to say about Moneylion plus. I love the tip cards, the investment account i now have a little savings




      2



      0
    120. Kimberly
      says:

      When I signed up I wasn’t sure I would like it. I qualified for the loan right away and had it in under 5mins it was so simple and easy and the payments are very reasonable.




      2



      0
      • Stephanie
        says:

        I signed up today and it says I have to wait 30days for the loan. Did you have to wait?




        0



        0
    121. Jesus Gonzales
      says:
      5

      I am really enjoying Money Lion. It was easy to sign up and I like to visit the app daily.




      0



      0
    122. Roberto Rivas
      says:
      5

      Excellent




      2



      0
    123. Athena B
      says:

      I really like the way MoneyLion works. It feels like a win-win situation for my financial future. I’m putting money away to invest, and they actually give me money to invest as well.




      2



      0
    124. Aja C.
      says:
      3.5

      Customer Representatives could be better. I haven’t had any issues so far, fingers crossed. Needed money and I got what I asked for.




      0



      0
    125. Kaitlynn
      says:
      4.5

      So glad I decided to try it out. Very useful and have no problems with the service. 👍🏻




      1



      0
    126. Tommy Moody Jr
      says:
      5

      I feel everything about Money lion is on point so far.




      3



      0
    127. Diana Galbreath
      says:
      5

      Needed a loan, although I needed more money than they approved, I need to work on my credit score. My loan was approved in a matter of a few minutes and in my bank account by the next morning. They notify me everytime there is activity on my credit report and with their daily check in’s, I earn a $1 a day towards my savings. Great experience with them, so far.




      1



      2
    128. Mr. Muiruri
      says:
      2.5

      So I made a mistake with my name when I created my account and needed to change it. I emailed customer service during operating hours and they said that I would have to call so they can verify that it is actually me. No problem. So I call, and no joke, as I type this (2:20pm Central Time), I’ve been on the line for 2 plus hours, listening to the classical piano music, waiting for a service rep to pick up my call. Mind you, I’ve been working on my laptop as I wait, but 2 hours plus?? Come on, is anyone even at the office over there picking calls? I’m going to wait on hold and see if they pick up as work, but so far, this has been the worst customer service I’ve had this year.

      Will change my Customer Support rating when I actually get help. Will also change website functionality to 4 or 5 stars when they ACTUALLY incorporate an online method of I.D. Verification so I don’t have to wait for an eternity for someone to pick up the D*** phone! Sorry for getting angry but come on… I’ll stay on the line till close if I have to, so others that may consider this service will know how long it takes. And, if someone really picks up the phone and helps me, I’ll update this angry review.

      Good day.




      3



      0
    129. Chelita
      says:

      I asked for a loan and was approved but never got a damn dime and the customer service is so sad they do nothing and they don’t know anything either this is sad if they take money out of my account for money that the never even gave to me i am suing this company I need the money and they said I was approved and call Ed and the young lady obviously had no clue of what she was talking about because she said I would receive the loan by 5:pm and afte 7pm still nothing and I called at 5:30 pm was on hold for over 45 minutes and then was hung up on and I called right back and they were closed so they let me sit on hold until they closed and then just hung up on me this is piss poor ass customer service




      1



      0
    130. Jawaun Russell
      says:
      5

      Money Lion is the best they give you a chance when no one else will plus they help you save and build your credit i highly recommend




      0



      0
    131. Monica Richardson
      says:
      5

      I like it your services




      1



      0
    132. Chris
      says:
      5

      Money Lion was much more than just a lending hand. It is an awesome way also to slowly start to learn how save your money or keep track of what you’re doing with your money. Learning to invest. Thanks MoneyLion 🦁




      0



      0
    133. Tony M
      says:
      5

      Moneylion is helping me to building my credit and save money. Each week I pay around $18; about $10 goes to paying back my $500 loan which has a 1 year term, with an super low interest rate. And the other $8 goes to paying the membership fee, which I get back $1 a day just for logging in! They have done exactly what they said they would do. So worth it!




      4



      0
    134. BYRON SUAREZ
      says:
      5

      I love MoneyLion ..greatest company ever to help you with you credit. Love the membership features where you get a checking account, can invest, get a loan and can get up 10% cash advance based on your direct deposit. Its worth the membership amount!!!!! I am looking to refer my friends and family which you also get compensated for. I am happy I cam across this company and cant wait to see how the investment I am making will add up. I am definitely one over extremely satisfied customer!!!!! GO MONEYLION!!!




      1



      0
    135. Jasmine
      says:

      So far i really like MoneyLion i think it’ll really help my credit score from receiving the loan and from having the app it all seems like it’s really beneficial




      0



      0
    136. Kelsey tatom
      says:

      I love my MoneyLion!




      1



      1
    137. James Higuera
      says:

      I’ve been using MoneyLion the free version for about a year occasionally trying to upgrade to the plus version but due to my ID not having my current mailing address/state not available for the plus version I hadnt upgraded.
      But last week in the middle of the night I decided To try upgrading and what do ya know I was Finally able to upgrade.
      I’m pretty darn happy so far. The 10 bucks they gave me for free months ago I finally am able to add to it with daily check ins. I figure throwing in a dollar a day into an investment account during this turbulent market time is a great idea since I’m not really going to miss 30 bucks.




      1



      0
    138. Felicia Fayson
      says:
      4.5

      MoneyLion has come to my rescue I was in need of a loan to get my bills payed on time and MoneyLion saved me from paying late fees also open my eyes to new ways to save and invest my money Thanks MoneyLion for showing me your concern for my financial lifestyle.




      0



      1
    139. Samantha
      says:
      5

      I love MoneyLion! I haven’t had any issues with their service. They really are there to help you better understand finances and where you can improve your own. The only thing they are missing is mobile check deposit! If they added that service they would be 100% perfect. But even without the service they are still #1!!




      0



      4
    140. jim
      says:
      5

      I think the company is great they are helping to get my credit straight and save money




      0



      1
    141. Jane
      says:
      2.5

      In the beginning I thought the company was a pretty good company it help me save and I got the loan and have been paying on time. I am eligible to get money from my investment account however when I tried to get money from the investment account it deducted the money and it has yet to transfer over into the checking, it’s been 10 days now. this seems to go right along with what people were saying about their money being held hostage.




      2



      2
    142. Phil
      says:
      4.5

      They are always there and handled any issues or questions promptly




      0



      2
    143. tmin
      says:

      how are people getting gift cards???




      0



      0
    144. TIARA
      says:

      I’ve been trying to e-sign agreements and the page has been buffering for the past 2 days! I’ve been using the app as well as my PC on the app it’s giving me a technical issues error and on my PC it’s just constantly buffering! Submitted a ticket the representatives stated it’ll be handled within 3 business days. Has anyone else experienced these issues?




      1



      0
      • Crystal
        says:

        Been trying for over a week now. Maybe that’s a sign. The app is doing the same thing and online stuck on agreements. They always give the same answer when so reach out to them.




        0



        0
      • Michael
        says:

        yes i am going through the same issue …




        0



        0
      • cody willis
        says:

        I have the same thing I think its because I cancled my account then tried re applying idk if that’s what you did but they told me I have to wait 60 days before re applying




        0



        0
      • Deenia
        says:

        How do i cancel? I can’t find that anywhere. If you don’t have a loan will any money be taken out of your regular bank account?




        0



        0
    145. D
      says:
      1

      They need to train whoever is working there properly. I have now been trying to get my investment account liquidated for over 1 month! Additionally, I have called over 30 times, not kidding trying to get this fixed and have been told many times everything was fine. They won’t give you a direct line and you have to call and be placed on HOLD for up to 45 minutes. As, I write this I am on hold AGAIN, trying to resolve this issue. AVOID< AVOID < AVOID! Also, since this has not been resolved my account has lost money, not by my fault…… But, because they can't figure this situation out…. I'm beyond UPSET, the Better Business Bureau is the next step. once again……. AVOID this COMPANY!!!




      2



      1
    146. letitia staples
      says:
      3.5

      I had never even heard of MoneyLion, but I am so glad to have discovered such a wonderful company. I am a very new customer, but I plan on being a loyal one.




      0



      0
    147. Ryan
      says:
      0.5

      I liked MoneyLion at first. It’s nice to have access to a loan at a low interest rate. I even signed up for the MoneyLion “checking” account and had my paychecks put into it. But the longer I am with them the more problems I’ve had. I have noticed my investment account has never made money..ever. It always loses money. And I set my portfolio to moderate do I don’t get that. Then the latest issue is the MoneyLion card that has my spending cash on it(has about 400 in the account) stopped working on a Saturday afternoon. I have tried to contact email and chat support. Both say I need to call in. So now I have no access to my money until Monday. 36 hours is to long to go without access to my money without an answer. So now I will have to call in Monday morning and wait on hold for 45 minutes to figure this out. Company seems good at first but I would definitely try other options. The lack of customer support and appreciation show eventually.




      2



      0
      • Manpreet Goraya
        says:

        Yes I have similar experience. It looks fine till you start using your services like moving money from investment account to checking and then with the debit card. If things are not looking good. I will proceed with putting a case with CFPB on federal level.




        0



        0
    148. Antonio
      says:
      5

      It’s been a good app to me so far. Haven’t had issues like ones discuss so far. Crossing fingers that I dont experience any of that when I come to that bridge.




      0



      0
    149. Tertiana Seabrone
      says:

      I love what MoneyLion is doing. The product is a 5/5 overall. Their rates for a small long term loans for people with not so good credit are unmatched. You do not find a product like this everywhere. ML approved when no one else would and the repayment terms are amazing. On top of everything it helps you SAVE. However, when it comes to service this company is one of the worst companies to deal with. There are so many glitches in their functions that they are aware of yet refuse to correct. When reaching out to Customer service you are guaranteed a generic response from reps in Malaysia that are hardly educated on the processes, company and product. From hold times longer than an hour to being blatantly hung up on and never assisted, dealing with them is always a headache. Overall it’s a great product, provided you never have an issue that forces you to deal with their team… which you WILL. There referral program is a lie. You will not receive the promised bonuses for referring customers. They just use you to build their company and never reward you for it. If you really need a loan, go for it. Expect to have issues with service. Rating 3.5
      Interest & loans= 5/5
      Loan terms= 5/5
      Website & functionality= 5/5
      Customer support= 1/5




      1



      0
    150. Kimberly Daniel
      says:

      So far, so good. I like the ease of transactions, the immediate updates to my credit profile, and the customer service.




      0



      0
    151. Julie Cameron
      says:

      So far it is everything that was advertised. The loan I requested came through quickly and that was extremely helpful and appreciated.




      0



      0
    152. Icey
      says:
      5

      Money line is a great service I am appreciative of what they’re trying to help me by being more familiar with stock options and how to boost my credit score




      1



      0
    153. S. Bracey
      says:

      I love money lion. Fast, easy, no hassle! I get $1 everyday just for checking my app. Terms are clear and great customer service. Highly recommend.




      0



      0
    154. Tammy Danger
      says:
      5

      MoneyLion has been everything the promos said it would be. I’ll continue for at least another year or 2 with them.




      1



      0
    155. Alma
      says:
      5

      So far, so good ! I got my loan, paying it without even realizing because the payments are so minimum. I recently started a month ago, my idea is to be with them for a year and see where can this app take me !!




      0



      0
    156. Elmer J. Howard
      says:
      5

      MoneyLion is a great opportunity to get a handle on finances and credit while investing too. There are some tweaks that need to be addressed on the website etc. but every company deals with issues like that.




      1



      0
    157. Zaire D. Dunnigan
      says:
      4

      Overall so great so far. Had a bit of a hiccup trying to sign up. But great so far.




      0



      0
    158. Zac
      says:
      4.5

      Awesome app for investing and i got a loan that helps me build credit!




      1



      0
    159. Christopher Baccellia
      says:
      5

      Service is great .. have had zero problems .. stumbled across the app ..highly impressed …




      1



      0
    160. A.C.S
      says:
      3.5

      Question was answered timely and resolved




      0



      0
    161. Hadriaca T
      says:
      2

      I’ve been using the MoneyLion checking account only, I have not received any loans so can’t comment on that.
      I chose MoneyLion because of instant money transfer with an external account, the opportunity to use Instacash (paycheck advance) if needed, and the promise of being able to do mobile check deposit by the end of 2018.
      I haven’t been able to link my external account for nearly a month and have been getting the run around. MoneyLion most recently notified me that they made trial deposit amounts and asked me to call support in order to verify. I never authorized the trial deposit, which has resulted in an overdraft fee in my external account. And when I called support, they were unable to verify the amounts.
      I can’t set up Instacash even though I met the requirements.
      I tried redeeming rewards points, but the app stalls everytime.
      The end of 2018 came and went and now ML supports says, sometime in 2019 they will have mobile check deposit capability.
      If I can’t get the external account linked I will close this account. I’m disappointed because I liked the premise of MoneyLion, but they can’t deliver.




      5



      4
      • Shawn Hart
        says:

        I had to do it in reverse order I had my external bank do the trial deposits and confirmed that way since it would not work from moneylion to Wells Fargo




        0



        0
    162. Charlene
      says:
      5

      I have had no problems., so far. The service is great . I love the app and it helps me with finances.




      0



      0
    163. Zac
      says:
      4

      Great service great app I love it




      0



      0
    164. Tdanger
      says:
      3.5

      MoneyLion has been great for me so far. I’m only 20 days in though. I will check back in a year and give a more informed and balanced review.




      0



      0
    165. Donna
      says:
      4.5

      I was very hesitant on signing up because I had never heard of this company before but I read the rewards and thought I’d give it a try. Couldn’t hurt and I’m glad I did. I haven’t had any issues and I like the tips cards and the app is super easy to use.




      0



      0
    166. AB
      says:
      5

      Great MoneyLion app, I got my loan and I’m fascinated




      0



      0
    167. Zaire D. Dunnigan
      says:
      4.5

      So far so good. Had a slight hiccup with signing up but after awhile got through it with customer service. Will update as time progresses




      1



      0
    168. Annette Greene
      says:
      3.5

      It has been a challenging and interesting experience working with Money Lion. At first, I was daunted by the $79 membership fee which I didn’t understand. I really liked the 5.99% interest on a loan however. The fee, it turns out, has to do with investment, and is receivable at the end of the loan as I understand it. I am still a bit asea on all of this, and am waiting to really discover the benefits of this membership, although I am quite happy with the loan.




      2



      1
    169. Patricia Epperson
      says:
      4.5

      I kept getting stuff in my email from MoneyLion. I just deleted it thinking it was a spam. So then I got a paper in my mailbox saying I’m qualified for a 500.00 loan. So I downloaded the app and sure enough I got a 500 dollar loan. So far they have stood by there word.




      5



      1
      • Shawna
        says:

        Im curious. I got the same letter. But when i go to the app and get to the loan part there’s diffrrent banks to choose from. Am i supposed to pick one thsts mine? Because mine isnt on there and doesnt come up on thr search either. So what do i do? Its a credit union..




        0



        0
    170. Taye
      says:
      0.5

      I opened an account with MoneyLion back in December 2018 to this date January 14, 2019 I still havent received my debit card. Stupid of me I switched my direct deposit to MoneyLion because the services and products offered seem to be a good benefit for me but this has got to be the worse decesion ever. Im at risk of getting evicted, losing my car, and job because I dont have access to my money because its in my MoneyLion account. I was told that it would take 7 days to receive a new card since I didnt receive my old card. I contacted customer service today because I still hadnt received my card only to be told now that it can take 17-20 days to receive because of who their delivery partnership is with and they have a high delivery request for cards which has absolutely nothing to do with me. The only thing I was offered was several apologies but at the end there is nothing they can do. Im about to loose everything and not because I dont have the money to pay for but because I was foolish enough to think that MoneyLion would be better account for me then my current. Boy was I wrong. Dont waste your time with this company they talk a good game but they do not back it up. Stick with your current financial institution at least if you dont receive your card there is still an option available for you to receive your money.




      6



      0
      • Amanda
        says:

        Do you have the cash app? I would like to send you $1500 for bills. God bless




        0



        0
      • Kk
        says:

        There’s a routing number tied to your account that you should be able to pay from (like using checking). Same info on the direct deposit form. (I got my card right away and never even signed up for a Plus membership. So, I shouldn’t run into that if I do direct deposit.) Hope that helps you access your money.




        0



        0
    171. Amber Smith
      says:
      0.5

      I used the loan for short term loans twice. I paid them off in full both times early. Both times they delayed crediting the account for more than 10 days AFTER it had cleared my bank. It is very apparent they want you on the hook for 12 months so they can pull $50 a month and put it in the investment account so they just will not credit your pay off because they do not want you to have the option cancel. Well , I might not have wanted to cancel if the company, who thus far has three different company names on various parts of it, was not being so untrustworthy, holding pay offs hoping to extract more money. Also be aware that even if you pay it off or have far more in the investment account than your “loan” balance they will try to “hold ” your investment account money and not let you transfer it out because it is supposedly earmarked for a “stock purchase” which is vague and constantly the message if you try to transfer. It is so vague and unlikely that your money is constantly in a state of flux of buying stock and can’t be returned to you that I believe it is just another case of Money Lion “money holding” to prevent you from accessing your funds. They also will withdraw money for your investment account but it is several days or a week after it clears your bank before they credit the funds to your investment account. Also when I try to get an answer ( through email, the only way to contact them) on any of this they cannot “find” my account; so it takes a day or so to hear from them after I inquire and then they cannot find my account, so I have to send my details again and thus another day for them to respond, and then some other question to which I have to respond so another day before they reply, etc etc so that a response is genuinely taking several days not 1. I have begun attaching a screen shot of my account just to cut that part out of the process. In other words, unless you want someone with a death grip on your money probably just use a service like earnin or bridgit for short term loans. Also expect endless pop up harassment to engage in a checking account with moneylion, so they can hold more of your money, No thanks. I’m shutting it all down. Honestly, just crediting my accounts in a timely fashion and not gripping at my money and I would have just left the accounts be in case I needed it again, but I will not do business with anyone who seems to be blocking me from accessing my money or holding my payments.




      21



      2
      • Ali
        says:

        You obviously have never had a brokerage account because this is actually pretty normal.




        0



        0
      • Dan Steven Murray
        says:

        I opened a MoneyLion plus account on 12/28/18 so far so good haven’t had any real problems yet. But am worried about all these negative reviews I’ve read not a good sign!!! Hopefully this is from misunderstandings. Though I will say I’ve checked in on app daily and have noticed I wasn’t given &1.00 credit a few times




        0



        0
    172. Waverly Levere
      says:

      I enjoyed the service as I was recently upgraded to money lion plus. Customer service is excellent and I’m looking forward to many years with them. I recommend this service to anyone give it a try




      0



      0
    173. Catherine Campuzano
      says:
      5

      So fast, so helpful and did not deny me. I trust them they trusted me. Best app byfar!




      0



      1
    174. Joshua c Prieto
      says:
      4.5

      It was a very straightforward service and it builds your credit, from what friends have told me. I decided to use it, and it worked really well in terms of on demand money. Bank accepted the transfer within seconds and the funds were in my account. I hope to pay this off within 2-3 months and hopefully they’ll be higher loan options for users in the future!




      4



      0
    175. susan
      says:
      4.5

      I have had several loans with Money Lion. It is very easy to get approved for a loan and the money arrives the next day. I love being able to withdraw money from my plus account as well, but that money takes several days to arrive. The only negative thing I want to say about Money Lion is that it takes over 7 business days for your total loan payment to be credited to your account. The money has been removed from my account and it does not take 7 business days for them to receive the money. I am not sure why it takes that long but it does every time.




      1



      0
      • Char
        says:

        They are floating your money around through different markets (stock), to make interest on it, before applying it to your account.




        0



        0
    176. Alison C.
      says:

      I was really skeptical on signing up, but it’s actually legit! I’m more than pleased and definitely recommend!




      1



      0
    177. Steven Ward
      says:
      5

      To date, I have only had good experiences with both the investment and checking portion of my Moneylion account; changing my investment preferences has been seamless and the debit card supports the digital wallets I use. It took me a bit longer than normal to receive my debit card initially, but it wasn’t unreasonable.




      1



      0
    178. Tianda Vaughan
      says:
      4

      Out of all of the other online loans, This is the best by far. No hidden fees. They have great credit monitoring tips and also reward you with points to get gift cards. Very easy and headache free process. I will definitely refer others here for their short term needs.




      2



      0
    179. Stan Garnett
      says:
      4.5

      They helped me out when nobody else would.




      2



      0
    180. Dawn Luster
      says:
      4.5

      Fast and reliable. Easy to save money




      1



      0
    181. Shelly
      says:
      4.5

      I like how it was easy to use. The app is informative and is easy to understand. I can see how my investment grows .




      0



      0
    182. Aleta Caldwell
      says:
      3

      Service to get debit card address updated, took over 6 months, support never saw request, requested again now waiting the 14 days to receive. All other services are good.




      2



      0
    183. Stuart R Schweitz
      says:
      4

      Money Lion/ Money Lion Plus is going to be a great asset to Millennials and anyone who wants to bank online. I live in Nebraaka and currently Money Lion Plus is not Available to me, which is kind of an issue because three of my friends signed up under my referral code. They signed up correctly and neither they or I received any compensation. Been with the company since June and haven’t received my money Lion debt card yet. I have made multiple attempts to customer service, with little or no response. Other than that this a great tool for anyone looking to manage “All in one Finacies”. .Few links to work out.

      Stuart Schweitz




      2



      3
    184. Kate h
      says:

      Very simple and easy so far




      1



      0
    185. leonard webster
      says:
      4.5

      So far so good, too early to stay how this works out.




      1



      0
    186. Crystal Petitt
      says:
      5

      The service is great got my loan in 1day. I log in the app everyday it’s easy & fun. You earn while you learn and have a loan out once you pay off your loan you can take your investment money out or keep saving. I love that they give you so much.




      2



      0
    187. Maria G Monsivaiz
      says:
      5

      It makes it easier for me on the loans & affordable




      1



      0
    188. William Little
      says:
      4.5

      I was skeptical at first but the more I used the app and saw the potential of what MoneyLion was trying to do, the more I became interested. I wanted to save money, I wanted to monitor my credit and potentially raise my credit score. And now I have a MoneyLion checking account and I have zero complaints so far. As a bonus I noticed the Instacash feature and was just sold on MoneyLion as the go to for my finances. Bugs are in every app and consistently make any app hard to deal with. But I have confidence in MoneyLion to take care of bugs in the app and features alike. 👍🏼👍🏼




      2



      0
    189. Deion Drew
      says:
      4.5

      The Service was great. I enjoy the different functions moneylion allows u to Utilize with them. I have been a member since 2017. Overall I’ve had a great experience.




      2



      0
    190. Dan Steven Murray
      says:

      I’ve noticed that when I check in daily I haven’t been getting my $1.00 credit!!! I’m hoping this is a mistake and they will correct when I contact them. Hopefully it won’t take 45 minutes to have someone answer the phone as I’ve been reading in the comments




      3



      2
      • Sammy
        says:

        I just want to know has anybody completely finished the loan and got all of their money out of the investment account? I just recently applied we got the $500 in bank that night. payments wont start until the 28th of Feb. So will i truly only be charged once a month and not weekly? these reviews are super scary. so far i have spoke with someone via chat and she was giving me live answers as if she was a live person. i have swiped through the app the last 3 days and got my $1 each day. i hope it all works out. we don’t have money to throw away and i don’t want to have to dispute anything in a year with my bank or it messes up my credit. there are soooo many mixed reviews on here. lord help




        0



        0
    191. Sherry L Ahmad
      says:

      I am so totally disgusted with this company! I have been trying to pay on my account for nearly a month now. I am now waiting on hold, again, for the 3rd time, to try to get this straightened out. Everytime I call it takes an hour or more to get anyone to help. You like to charge for all the extra time that my payment is not made but you should get some compotent employees. I am beginning to wonder if this all isn’t just a scam, how is anyone to trust you when service is this shoddy???




      1



      0
    192. Idajane M
      says:

      I am very new to Money Lion and have to say so far so good. As with any company if this type there is always good and bad, I think that depends on what you are looking for and your expectations. I have had no issues so far. I am still learning about their services and how they might help me. I got my first loan the other day, was in my account in minutes. I log in daily and earn my $1 a day. I am still waiting for my card and I have not changed my account to ML and do not know that I will. I will update as time goes on. So far, so good.




      0



      0
    193. Fermin Cruz
      says:

      Great way to start saving and investing! I love the daily tips and how it keeps me accountable by logging in daily.




      0



      0
    194. Lisa Lepa
      says:
      4

      So far so good




      0



      0
    195. David conkle
      says:
      4

      Awesome service, can monitor funds plus access to loans when needed




      0



      0
    196. Shanelle Cravens
      says:
      5

      The service that MoneyLion offered was great. It’s an easy to use app that sends the loan money directly to your account. My niece told me about it and I downloaded it and was blown away at how easy it is to use and that it really isn’t a scam. It’s already raised my credit score this month. MoneyLion shows me ways to be smart with my money and keeps me on track. I couldn’t be happier.




      0



      0
    197. Darren
      says:

      I’m on my second loan was a very easy experience and also invested money along the way which I’m able to take out any point in time when I need it




      0



      0
    198. Teresa
      says:

      Just signed up in December of 2018 but really enjoying my membership! I log in everyday and swipe for my $1. While I’m online I check out all the offers and tips. I got a $500 loan with no issues. I also got $10 bonus & $2 for interacting on another day! I’ve never invested before and like the slow pace and low, safe amount I’m starting with. Highly recommend Money Lion!!




      1



      0
    199. Teresa Johnson
      says:
      5

      I’m pretty new to money lion I have been totally impressed with everything so far I haven’t run into any problems they’ve been patient to work with me and I look forward to working with them for a long time




      0



      0
    200. Danielle C
      says:
      5

      The service that Money Lion has provided and I’ve experienced so far within the 2 months of being a member has been very user-friendly, customer orientated and professional.




      0



      0
    201. Vicki Kelley
      says:
      5

      So far, everything has been great!




      1



      1
    202. Jessica
      says:

      Service is great. Everything is very straight forward. In order to be able to get the loan you need to be a plus member which does have a fee but it’s worth it. You get to monitor and help fix your credit and as long as you’re approved and can wait 30 days you’ll get a $500 loan to get you started.




      1



      0
    203. Chandra
      says:
      4.5

      I’m new to MoneyLion but so far everything is good!




      0



      0
    204. Sandra G
      says:
      0.5

      I was sent an preapproval notication, At the beginning of the process I was approved for the loan. A day later I received a notication I was denied. What a waste of time!




      0



      0
      • Mike
        says:

        They probably didnt approve you based on your spelling. 2 times you spelled notification wrong.




        0



        0
    205. Annon.
      says:
      1.5

      Great company until you want to take money out or close your account. Then they become a nightmare. There are other, more trustworthy, companies out there.
      If you do choose to do business with them, make sure you have any transactions to withdraw or liquidate confirmed in writing. You will need to threaten them with legal action and be transferred to a manager to obtain this, however it will save you multitudes of headaches later.




      0



      0
      • Patricio
        says:

        Annon. so far great service i just started with them.




        0



        0
      • April
        says:

        Thank you for this review. My husband and I are going through something like this now. I’ll definitely seek legal help first thing. I wanted to read the reviews to see if this has happened to anyone else. Now I trust that I must prepare myself.




        0



        0
    206. $Cutiepie28Dm
      says:
      5

      The service is great banking and loan wise… I have not encountered any problems as of yet… but I will be posting again in a years time to let you know… I have not needed customer service yet will post again once I do… The app is very easy to use… I give Moneylion 9 stars… not 10 only because I never received my debit card I had to report it damaged in order to receive the first one…




      2



      0
    207. Ekaterina Cardenas
      says:
      5

      Been using MoneyLion since January 2019. Best Experience so far. If their is a issue they have options to contact them which is nice and confident got approved for a loan easy and fast I do recommend but also read the fine print they do put money into your investment but they also put money in their monthly charge as well and if u take out a loan it’s additional payment




      0



      0
    208. Tanisha
      says:
      3.5

      I kept getting letters in the mail and emails about trying the service. So one day I caved and used it for an expense that I wanted to pay off. Well the website has a little bit of fixing, and it had a little bit of fixing to. It does keep track of your finances, credit score, and spending. I plan to pay the loan off early. So far so good.




      0



      0
    209. Astrid
      says:
      4.5

      So far so good. I was referred by a friend who has paid off her loan and was able to qualify for a decent credit card after MoneyLion helped her build her score a bit. I find the app to be very well designed, and so far the customer service seems to be good; I emailed my confusion about how much I would be charged for the loan + investment account + membership fees and the rep answered quickly.




      0



      0
      • Rikki
        says:

        What are the fees one is charged for such things if u don’t mind me asking .. I want to set up My account but I M skeptical still




        0



        0
    210. Adam Shoulders
      says:

      So far, so good!




      0



      0
    211. Phil
      says:
      5

      Very amazing app. User friendly. Helpful for credit repair. Love it!




      0



      0
    212. Ann Carter
      says:
      3.5

      I have only been a part of their program a little over 2 weeks but I have yet to have any problems. What I see is that they WANT to help with our financial state and help anyway they can. I am enjoying what I see everyday. So far so good…thumbs up




      0



      0
    213. Shuntiana
      says:

      MoneyLion has been great for me , not only have I been offered the loan and received it I also get great tips everyday on how to better my credit ! I love it and you won’t regret it .




      0



      0
    214. Lizbeth
      says:

      Love how it’s more than a bank account and I got approved for a loan the first day.




      1



      0
    215. Brian
      says:
      5

      I am new to money lion but so far knock in wood i havent had any issues i got my loan in a timely manner




      0



      0
    216. Andrew
      says:

      Service is great ! Love the opportunity they give you build wealth while saving money at the same time.




      0



      0
    217. Garret Voelkers
      says:
      5

      MoneyLion! Amazing app! We are growing a community on Reddit.com/MoneyLion/ , Feel free to stop by with questions and other general discussion!




      0



      0
    218. Ann
      says:
      3.5

      I have only been with this company for about a month and am still getting to know my way around things. They seem to be living up to what they promised. The investment account is growing and they are putting the $1 a day into it when I scan the cards that are on the mobil app. I have experienced some difficulty with the checking account but am hoping that it will work itself out soon.




      1



      0
      • Megan Freeman
        says:

        Thanks for your honesty. I worry about putting money into a strictly online bank.




        0



        0
    219. Mike
      says:
      4.5

      The program is great, the fees are a little high but you know that going in.




      0



      0
    220. Fred
      says:
      1

      I am not too happy. I just need a basic checking/debit card account. I got the basic information input on my pc but the id verification questions did not come up. I did not believe everything was quite right. I tried online support which did not help at all. Called the toll free number and after over, an hour hold talked with a very courteous knowledgeable gentleman who looked into my situation. He explained that my account had been sent for a “manual review” and could not be opened at this time. Furthermore, Moneylion has not implemented a manual review process yet so he could not provide me with any timeframe for when my account might be opened. He was very nice and apologetic. But nonetheless, the answer was most unsatisfactory.




      0



      0
    221. steven
      says:
      1

      Money lion is a joke i took a loan out from them and I’m sitting here trying to pay it off and i need it to clear but it says it wont clear for like a week or two why? The customer service is horrible I’ve have been trying to get a hold of someone for the past few hours I’ve called the number a few times and each time i sit on hold and then it tells you they will call you back when someone is available and still no call yet so I went online but can’t click on the contact us button and when i was able to the first wouldn’t even finish loading i sat here for 30 mins waiting for it and all it did was sit there and act like it was loading.




      1



      1

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