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Overview - MoneyLion

MoneyLion is a one-stop financial service website that encompasses everything from financial news and advice to the tangibles like providing access loans, wealth management information, credit monitoring services, and a variety of other tools and services in the financial sector.

What makes MoneyLion unique is that all their services are rolled into one place and work together to maximize your financial status and rewards users with points that can be used on things such as gift cards.

Account

In order to use MoneyLion’s services, a user must have an account. MoneyLion allows for the creation of a free account and the option of a paid account called MoneyLion Plus. Both accounts allow access to almost all services, with Plus giving the user some unique benefits (which will be detailed later).

A user must be 18 years old and have a bank account in order to register. Once a user has created an account, the user now has access to MoneyLion’s services.

MoneyLion Plus

As mentioned above, MoneyLion provides two types of accounts, free and Plus. The free account gives the user access to financial advice, rewards program, and credit monitoring. The Plus account comes with all of the free benefits in addition to access to their investment platform, loans, and exclusive rewards and benefits.

A Plus account works be withdrawing $79 from a user’s account every month. $50 of that money goes towards investment, which is personalized based on the user’s financial status. The remaining $29 is used as the membership fee. However, this fee can be refunded by logging into the app daily, with $1 being refunded per day.

Personalized Advice

One of MoneyLion’s prime features is the personalized financial advice. This works by having your bank account, credit score, and investing tied into your account.

MoneyLion uses your combined financial information to monitor how you spend and save and tailor suggestions for how you can maximize your finances. This includes topics such as alerts on your spending habits, advice on how to invest, or tips on saving your money.

Rewards Program

A nice incentive included in MoneyLion’s services is their rewards program. Users earn rewards by performing various activities, such as signing up for credit monitoring, making payments on time, or taking a loan out through MoneyLion.

These points are accumulated over time and can be cashed in for different rewards. Basic rewards include movie tickets or gift cards. However, rewards can also be used for bigger things, such as getting a lower rate on a loan.

Credit Monitoring

Having access to your credit score is a modern necessity. This is why MoneyLion gives their users free access to their credit score and free credit monitoring. Using the site or app, a user can see their current score and any activity that has recently been associated with their credit.

This gives the user great security in their credit score and knowing how they are doing credit wise with their finances.

Investing

One of the features available to MoneyLion plus members is the investment service. This services works by automatically deducting $50 from a user’s account and investing it. This investment portfolio is managed by “team of experts” who have experience in Wall Street. The portfolios are diversified and include investments in ETF’s or Exchange Traded Funds.

The best part about this investment service, though, is there are no fees extra fees associated with it. This means a user can simply pay their membership fee and have a set amount to account for every month with no hassle.

Investment portfolios from MoneyLion are insured up to $500,000, can have peace of mind knowing their investments are safe. Investing is done automatically when the money in deducted but a user can monitor and examine their portfolio by going through the app or website and clicking on the investment tab.

In order to access the investment service, a user must have a social security number, be a U.S. citizen or resident, and meet the general MoneyLion user requirements.

Loans

The other prime feature available to MoneyLion Plus members is access to loans. The loans offered to plus users come with a few perks. The APR is set at 5.99% and the installments are fixed, so a user’s payments are constant.

These loans do not require reapplication once a user is a Plus member, meaning a user has access to a loan at any time. Loans also have no fees associated with them, with no origination or repayment fees. Over time, a user can gain access to bigger loan amounts and can use their rewards points to get better rates. To apply for a loan, simply use the affiliate link above to head over to MoneyLion, log in, and click on the loan icon above.

The requirements for receiving a loan include a verified identity, employed with an income, a checking account, & a good credit score, in addition to general MoneyLion user requirements.

Sources & Links

Reviews from customers

$Cutiepie28Dm
February 3, 2019
The service is great banking and loan wise... I have not encountered any problems as of yet... but I will be posting again in a years time to let you know... I have not needed customer service yet will post again once I do... The app is very easy to use... I give Moneylion 9 stars... not 10 only because I never received my debit card I had to report it damaged in order to receive the first one...
Aaron Parrott
December 1, 2018
Love this service! It is easy to use and loan is so easy to get and keep track of.
AB
January 13, 2019
Great MoneyLion app, I got my loan and I’m fascinated

Why MoneyLion?

  • Free Personalized Financial Advice
  • Low cost - APR starting from just 5.99%
  • Save money with MoneyLion Plus app
  • Easy and Simple Investing
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Reviews from customers

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Reviews - Read Customer Reviews of MoneyLion

  1.   I KNOW THIS IS LONG. BUT IF YOU'RE CONSIDERING OPENING A MONEYLION (OR ML PLUS) ACCT), OR IF YOU ALREADY HAVE COMPLAINTS...YOU ARE NOT ALONE. PROS: They emailed me a customer satisfaction survey--I was incentivized to complete it for 100 Bonus Points to be used towards gift cards, etc. This is one example of a good thing. MoneyLion does excel at providing incentives and benefits for banking with them. For example: 1) MoneyLion's checking account is FDIC insured through Lincoln Bank. But it's not just any online bank...it provides a really wonderful online & app-based platform through which you can link nearly every other bank acct you have (BofA, Chase, Wells Fargo, Citi, Chime, Varo, Simple, Discover, CapitalOne, US Bank, TD Bank, Navy Federal, USAA, SunTrust, WoodForest, PNC Bank, etc.) The platform is very user-friendly, it looks nice, it's organized well enough that you can see which banks & separate accts you have connected and how much money you have in each account (including mini statements of acct activity). It calculates your total checking acct assets, savings acct assets, and total credit card debt (as a negative sum).-However, unlike similar Banking Apps like Varo Bank...MoneyLion does not have nearly as many banks recognized through its system. And it cannot link to your savings/retirement/IRA/Investment accounts through Banks like TD Ameritrade or Liberty Mutual. Also unlike Varo, it cannot link to Stock Market apps like M1...which is really cool. Similarly, you cannot connect TO MoneyLion FROM Stock Market Trading Apps M1 or Robinhood or Acorns or Qapital, etc. It simply isn't recognized.2) Like other Online Banks, there is no minimum balance, etc. None of that. They still have ATM fees, but who doesn't?3) They provide free updated credit scores with a credit simulator. This is very helpful--I don't know how accurate it is, but it seems to have a pretty good idea of how certain things could positively or negatively affect your credit (ie increasing your line of credit, adding a new loan, adding a new credit card with a $500 limit, adding x# credit inquiries, using 30% of available credit instead of 70%, closing your oldest credit card acct, paying off specific amounts of credit card debt, not paying 1 or all outstanding creditor accounts for 30/60/90 days, pay all credit accounts on time for 1-24 months, adding a foreclosure/child suppot/wage garnishment to your public record).-However, it doesn't say if it's equifax, transunion, fico, etc. And while it does show your age of credit, utilization, inquiries, payment history, loan amounts, mortgages, & revolving accts...it doesn't identify the exact dates, who the creditor is, when they're due, etc. But for those specific things...I'd use Mint, CreditKarma, MyFICO. Also, the simulator is limited to information that's already available on your credit history (and more importantly)...what Banks MoneyLion can connect to. So...if you plan on opening a credit card (or paying off a card) from another Bank institution that MoneyLion doesn't recognize, it's possible the simulator may not perfectly reflect the potential changes. But it will ultimately reflect the actual change once your credit is officially updated, of course. 3) Like I said, they incentivize you to do things that are in your financial interests. There are many opportunities to earn 'Bonus Points' through app activity like connecting more banks, taking surveys, playing trivia, signing in once everyday, staying on top of your credit, friend referrals, or making on-time payments. MoneyLion points can be redeemed for gift cards to popular stores & restaurants. Of course, these points are kinda like points at Mini-Golf...I've been earning points since 1/24/19 and I currently have 1,495pts. You need 2,500pts to earn a gift card (worth $25), but whatever...that's not why people bank. I'm sure I'll be happy when I get a $25 gift card to ebay, amazon, AMC Theatres, Xbox, GameStop or wherever I decide when I finally earn the last 1005 pts in August or September.
      More importantly...the CONS. Of which there are WAY TOO MANY if you're not careful.'MAKING MONEY MORE APPROACHABLE' -MoneyLion's Website 1) No savings account. MoneyLion offers an 'Investment Account' which they strongly imply is 'just like a savings acct' but with a potentially more competitive interest rate yield than any other bank! That's because the investment account is essentially a Money Market account that's ACTUALLY affected by the market. Scary? Yes. Because unlike Robinhood, Acorns, M1, or other trading accounts where you control what you buy or when to sell, MoneyLion's Investment account gives an option of how to allocate your money on a scale of conservative to aggressive (based on an increasing ratio of stocks: bonds: cash). So if the market dives, you can't pull your money out. I'm at 'Moderately Aggressive,' so I have 69% Vanguard ETF stocks, 28% Bonds, and 3% cash. While the broad exposure to the market decreases risk...it also minimizes gain during a Bull Market. These gains can't be analyzed by stock or time and appear to only invest on a day-to-day basis. I have $372 in my investment acct and the market did well today, so my rate of return is 1.6% ($6.50)...so it says I have $379. However...MoneyLion doesn't apply today's positive return to my investment...so if the Vanguard market ETFs drop slightly tomorrow, I'll suddenly have a -0.5% (-$1.85). It makes absolutely no sense. The worst & most frightening part (especially given the complaints I've read on the Better Business Bureau website https://www.bbb.org/us/ny/new-york/profile/consumer-finance-companies/moneylion-inc-0121-165324/complaints ) is that MoneyLion won't let you liquidate your investment account when you want. So many people have tried to pull part or all of their 'investment'...and MoneyLion won't let them. I noticed the same thing with my account when I first got it. I felt good knowing that I was building savings, but noticed that I could always transfer money IN, but never OUT of the investment account. The option would always be greyed out or would say "Sorry. You are unable to withdraw money from your ML Plus Investment Account at this time." That was maybe 1-2 months in, so I thought it might be some probationary limitation because I received $10 for opening the acct. I tried again recently...same thing. I told my girlfriend (who also received $10 for referring for me); and she said that somewhere lost in very very fine print in a place she can't easily find...MoneyLion won't let you touch your investment account if you also have an outstanding ML Plus Loan.This might make sense to some people...that MoneyLion uses your investment acct as collateral. But you also have to remember that this is NEVER how ML advertises any of these products or benefits. First...they encourage you to upgrade to MoneyLion Plus because that allows you use the investment account option for free instead of $29/month. But it's not REALLY for free. It's also not $29/month. It requires a $50/month 'investment' deposit. However, it's split into transfers of $11.51 that's done automatically every week on Friday. But they actually withdraw $18.18 on Thursday night and spread it out. The $29 component is 'waived' if you have ML Plus--but ONLY if you log into the app every day. Each day you login to the app, MoneyLion, 'gives' you $1...but only for 29 days of the month. All of this is actually your money being withdrawn from one of your checking accounts, but they say it's $0 or FREE with NO FEES because it's going directly into your own investment account. However, if you forget to login 5 days throughout June (a 30 day month)...you WILL be charged $4 (because you logged in 25/29 required days). So it's definitely NOT free because that money isn't transferred to your account. It's removed like a fee. I've never missed a login, so I don't even know when or how they charge you for each $1.Additionally, they market a $500 5.99% APR loan as a credit-building loan for these ML Plus members already paying for their non-investment 'investment account.' In order to qualify for the loan, you MUST NOT be late on any of your weekly payments towards your investment account for a few months and you must have direct deposit. Remember how I said they transfer the money each week on Friday? Well I believe that's because I received my paychecks every Friday. However, they charged my capitalone account Thursday--before I had received the direct deposit and been able transfer money into that checking account. So I had to start over and wait another 2+ months.Now you get approved for your $500 loan. They also advertise that loan as being very flexible. I never once saw (nor have I seen) any clause that states my investment account cannot be liquidated until the loan is paid off. If you don't know that fact, you'll never find it unless you specifically search for it. It's a 1yr loan, by the way. I can pay the remaining balance off, but not everyone can. So that means you are tied to an investment account you cannot touch while it continuously draining your other accounts for 1 year. That's $948 for the 12 month loan period in addition to the months you spent making on-time investment account payments and anything else you voluntarily put into this account thinking you'd have access to your money. I'll have roughly $1300. That's assuming the stock market doesn't crash--in which case I'll literally LOSE money in what MoneyLion explicitly advertises as an investment style savings account. I've never heard of something like this. You can take money out of a CD, IRA, 401k for a fee if you need to. Apart from trusts, there's no other bank or monetary account I know of that will not allow you to touch it. And it's not even a bank account because the Investment account is NOT FDIC-insured. I would never expect my stock portfolio to be FDIC insured...but at least I can control my stock portfolio. I can buy or sell when I want and that's my money. MoneyLion, however, forces you to increase your 'investment' despite it not actually being a compounding investment like a stock portfolio--nor an average APY like a MoneyMarket or Savings Account.They've now begun another promotion that aims to 'bridge the pay disparity between the men and women in the workplace,' which is awesome. However, you're again forced to maintain a direct deposit for 90 days to qualify before maintaining a direct deposit for another 90 days before MoneyLion begins matching 17% of your first direct deposit. Of course, MoneyLion doesn't specify if this promotion is 17% of the first deposit only (which is bad for weekly paychecks) or if it applies to all money deposited within that month. Also...in addition to MoneyLion applying this promotion to both men & women (which would only reinforce the pay disparity if men already make more, right?) MoneyLion puts that 17% contribution into your investment account.Finally, the most frustrating and frightening aspect of MoneyLion's vertically integrated system of self-promoting products and financial planning benefits is not only the complete lack of transparency and clear accountability for the consumer...but the FACT THAT YOU CANNOT EVER REACH CUSTOMER SERVICE. Apparently, one of the most common complaints with MoneyLion with the Better Business Bureau is the lack of accessibility to investment accounts & inability to reach anyone for help. There are other horror stories on there too on that link above.Subsequently, I've transferred the majority of my checking account to another bank and won't be using MoneyLion for anything more than paying off my $500 loan. I really hope MoneyLion fixes everything that has cleverly enabled them to hold your money hostage without a proper disclosure of risk and comprehensive terms of agreement; and I hope that I won't have to file a complaint against them to the BBB or CFPB for whatever money I have in my investment account.Now that I've had a better salary and properly explored the myriad banking institutions available, there are far better ways to bank online. And I believe that virtually ANY other way to invest your money is better too. Good Luck. Make sure to voice your concerns to ML if they ever answer the phone. Maybe they'll improve.1-888-704-6970
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  2.   Sponsored Penske Racing and NASCAR
      They took all my money and left me looking like a dead beat with a debit card that is USELESS. Turned off their phone sand essentially vanished.https://www.facebook.com/moneylion/posts_to_page/
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  4.   This company has been pausing my membership because they are having a glitch with AHC debiting my weekly subscription fee. They don't seem to have a problem with debiting my loan i have through them. With them pausing my membership i dont believe they are investing money i am being frozen until they fix the problem. i am also not able to pay the fee manually because their website is crap wont allow you to even make a payment....I am losing money because they cant get their system to work and its been like this for over a month
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  5.   Opened my account with MoneyLion April 2019, today is April 22 2019 and I am cancelling this account. I opened it for the loan but I have to wait 30 days before I can even apply, seems a little sketchy. They debited my personal bank account 36.36 on April 19th of which 23.00 was to be deposited into the investment account, when I inquired about it they advised that it would not be deposited until April 29th. I asked will that be refunded only to be told I have to co tact them on the 29th and they will make a determination if the full amount of 36.36 will be refunded. I then asked if they ould send an email confioof my cancellation and was told no but asked if I would respond to the survey that the are going to send to my email address. I'm sure this is a great service for some but it's not for me. Sure who couldn't use 500.00 right now but is it worth the trouble?? Please READ THE FINE PRINT!! So glad I didn't continue with this
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  6.   So when can u get the loan when ur direct deposit hits?
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  7.   HORRIBLE, HORRIBLE, HORRIBLE EXPERIENCE! READ CAREFULLY! For those of you interested in MoneyLion (ML), I am going to break down the ins and outs of being a member and what my experience is like as a customer.So, people that sign up with ML do so to take advantage of their $500 loan that they offer. However, in order to get the loan you NEED to sing up as a member for their product "MoneyLion Plus". What's MoneyLion Plus? Allow me to elaborate:MoneyLion Plus is a financial service that helps you save and invest your money. Here's how it works. In order to sign up, you allow ML to withdraw a minimum of $50 from your bank to save/invest for you and another $29 for their fee of facilitating this service. In addition, they're going to take another $43 from your bank account for the $500 loan you took. That's $122 a month!The main reason why I signed up is because they said that their $29 fee is essentially waived as long as you log in the their app and swipe these digital cards (usually about 5-6). WRONG! I logged in religiously every day and for a while I was getting $1 back everyday that went into the investment account. But then they had an update on the app and I was no longer getting credit for logging in and now my membership was no longer free and ML was not only making money from the loan they gave me but also for their service. Customer Service is HORRIBLE as you can only contact them via e-mail and it takes about two days to get a response. Long story short, I got no help on this matter. It gets worse....This is where it gets SCARY! So about 5 months into the membership I decide that I want to transfer some of that money from my investment account to my personal checking account with my bank. I couldn't believe it when I wasn't able to do so. I e-mailed support and here's how they break it down. If your loan debt is greater than whats in your investment account, you cannot transfer a dime. So, if you have $300 in your investment account but owe $350 on your loan you cannot withdraw your own money. Now look at this example: If you have $350 in your investment account and owe$300 you can only withdraw $200 because ML policy is that you always need to have at least $150 in your investment account unless your loan debt is satisfied.I get it. They're protecting themselves from potential losses. Now that's all find and dandy but in all of the reviews I read I NEVER read that part and it must be in the 1000 pages of their "Terms and Agreement" that NO ONE will ever read which is why I'm writing this review.The take away here is to expect $122 to be deducted from your bank account every month. And you will NEVER be able to transfer the full balance of the money you've been saving unless your loan reaches $0.00 which might take you up to a year. So, if you're the kind of person who is tight on money and thinking how a $500 can help you RIGHT NOW... seriously consider how you will be affected months to come in the future.You'll NEVER speak to a live representative EVER and can only communicate to them via e-mail. In fact, when I e-mailed support as to why I could not transfer money to my bank account the lady who replied said "I'm sorry, but you are unable to withdraw money from your investment account at this time. Sorry for any inconvenience". THAT'S IT!? Didn't give me a reason as to why just said that they can't. It took me another 2-3 e-mails and multiple days to finally get an explanation which is the one I provided in this review.You also cannot cancel your membership until you pay off your loan as well. Everything is red flags! I hope this review helped!!!
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  8.   I haven't set up my Direct Deposit yet I'm little uneasy about an online bank I was wondering if I would have access to my fund's when they drop? Also I use netspend and for some reason I can't link the acct's together
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  9.   Hi I'm new on money lion and every one is talking about the loan's how does the direct deposit work do you access to your fund's
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  10.   One thing I dont like, You cant chose what stock & bonds your money is going to be invested on. You only get to move a dot on a slider and chose how conservative or money hungry you want Moneylion invester to be with your investment.BUT Personally, I think this app is the best thing I came across. I chose to sign up with Moneylion Plus after finding out the math on it. When you sign up with Plus. You choose to pay max 79$ a month (or fractions of it per paycheck), for the Membership fee and investment account. After signing up with Plus, you qualify to receive $1 a day when you use the app and swipe through their information and read IMPORTANT articles. Believe me, reading what are in the slides while you are on your way to a $1 a day, are VERY beneficial to you. This $1 a day covers the Monthly Membership fee & also goes directly to your investment account (psst, most of the time, there is 31 days a month, so your making at least a dollar+ a month. The 79$ comes from the Membership fee = 29$ monthly and $50 *forced* investment directly to your Moneylion investment account.The most important thing you need, Is at least a Bank account with a history of income, and 79$ a month yourself to cover it.The PLUS PLUS of this whole this is the $500 loan you get, which you can pay off in full because you get to transfer it directly to your bank account or pay monthly for around 50$ a month. and hopefully build your credit - which is the point why they made it / The slides that hold important information, which I came across around 500 more dollars which I'm on the way to hopefully receive thanks to Moneylion / The Referral Program which they have - Refer people and get a chance to get $5 - $100 - or $2000 (correct me if im wrong . and $10 directed to your investment account.I do not know about you, But if this was a game, I'm somewhere on the top of the leaderboard with this.( PLEASE DONT USE THE APP IF YOU CONSTANTLY HIT 0$ IN YOUR OWN BANK ACCOUNT , THIS IS MAINLY FOR PEOPLE WHO NEED TO SAVE MONEY BUT CANT BECAUSE THEY SPEND IT ON OTHER THINGS AT THE WRONG TIME DUE TO HORRIBLE INFLUENCES AROUND THEM. USING THE APP EVERYDAY BECOMES A BIGGER INFLUENCE AND HELPS YOU PUSH FORWARD INVEST ON YOURSELF )Let me know if you see this any different.
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  11.   Moneylion could be good if their customer service was better and actually helped. There are always issues with the app. Most of the time it's prompting you to set up your account which it is already set up. Being able to transfer money from one account to another seam to be down whenever you need it and the instant cash option it works sporadically. When I've needed to reach someone I have after a small wait BUT they refused to help even though they have the ability to. My account is/was frozen for 4+ days because a deposit included my husband's name as well as the first 7 letters of my last name (tax return) still don't have access to my account even though it was their mistake! On top of it Moneylion is not an actual bank but a 3rd party "bank" the bank that actually holds your money is Lincoln savings. Do not use moneylion as your primary account or you will regret it!
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  12.   Horrible service. They charge you a monthly fee to take out a tiny 500 loan. The service charge is more then the monthly payment for small loan they give you. I see people saying the service charge is put into a investment account but that is not true. they charge you almost 80 bucks a month and only put 50 of that into the investment account. The other 30 bucks goes into their pockets. Canceling your Plus service is a pain in the butt. The only way to cancel is to call their 1-800 number, you can't do it through the app or online. I was on hold for almost an hour before I got to talk to anybody. Then they tried to talk me out of canceling my service of course, trying to get me to take out another loan so I wouldn't be able to cancel. I finally got Plus service canceled and I am so happy I am done with this company. I wouldn't suggest them to anyone.
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  13.   I have been able to save money through ML. My investment account is up about 5% (depends when you started your account-the market has been volatile in the last few months-I have been using ML for about a year). The loan option is great (5% interest). I even received money the same day on my last loan. However, the app doesn't work half the time. They do not give you an option on the app to prepay part of the loan (only full payment) so you have to call to make a partial payment. And forget about calling, you will be on hold continuously. The customer service is the worst of any financial institution I have ever dealt with ( and I bank with Wells Fargo).
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  14.   I will be switching back to my original bank - seems im not being given accurate information and instead it seems to be more false.
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  15.   I am fairly new to Money Lion and So far I havent had any problems but I will say their means of communicating with customer service is “Poor” and to offer being able to chat but always having to chat with the “bot” is not very helpful if your never available on chat then i siggest getting rid of the option. Aside from it I was advised that they make your funds available imediately after receiving fr the employer and I must say at this point I dont believe that is true, being my 2 other bank accounts did make your funds available right away, and I would recieve my funds every other Wednesday no later than 3pm. & thats with 2 different banks, and pretty much 2 days early: but Money lion says they do but I say they dont because i havent received my direct deposit at all. And its after 5pm so wil see when it does beciime available and with that I will be able to determine if Money Lion is a fit for me or not.
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  16.   I have had nothing but problems in the 3 months I have had a money lion account. The app constantly has issues. Customer support is terrible. I have had direct deposit for 3 months but it says that I don't and prompts me to set it up, and under insacash it says I need to relink my direct deposit account (but it goes to the money lion account). The investment payment taken out of my other account 5 business days ago still isn't even showing as pending in my investment account. I have called 2 days in a row and due to high call volume they ask for a call back number and no one has called me back yet and its now day 3. I will be paying off my loan and closing my account next payday.
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  17.   This has has been a rough year and half for me I haven’t had enough money to pay my car payments i had surgery back in July 2018 and ever since I haven’t been able to wor because of my finger I had a tumor growing in it and I had it cut out but after tht I have been in worst pain ever I have two children and I need my car I’m hoping god takes my pain away fast because there is no way I can work like this but I got a $500 loan from here it is hurting me because of paying it back I hope god sends a angel
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  18.   Im really surprised by some of these other reviews. I’ve had this account for a few months and have had nothing but a great experience so far. I have never had an issue with customer service but only needed to contact them once to change my checking account which was updated within a matter of a few minutes. I’ve had an issue with the app but nothing major or worth withdrawing my money over. It was fixed within 24 hours. I have over 600 in my investment account and my loan is almost paid off. My credit score has gone up 30+ points as well. It makes me wonder what some of these other people are doing wrong that gave them such a different experience. As long as you follow the guide lines and pay what you agree to do in the first place it will work for you. I’m glad I signed up! MoneyLion is the best thing to happen to me financially in quite awhile.
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  19.   I took out a $500.00 loan through money lion and i received the funds the next day. Payment arrangement was set up to match my pay scheduled (bi-weekly). It charged me $19.99 for loan payment every two weeks along with the membership charge of $36.99 every two weeks. I wasn't a big fan of the membership charge but that the only way you cant take out the a loan with them. The $36.99 goes into a investment account which is refundable once you pay off the loan and if you decide to close you account. You can pay off loan early if you want too, which is a huge plus. I received loan in DEC 2018 and paid it off in FEB 2019. I called to have my account canceled so i wouldn't be charged the $36.99 for a membership even after i paid the loan off. * even tho you paid off your loan does not automatically cancel you account. if you do not call to have it cancelled you will still get charge the membership fee****.....Canceling my account was a breeze. i spoke with a guy names Omar and he re insured me that my account was canceled and that i will received my investment back in my account in 7-10 business days. i called on Friday 3-8-19 and today is 3/13/19 and the funds are back in my CHECKING account. The membership fee that you pay 2 weeks is REFUNDED-ABLE. Although it is a con when making the payments its nice to know that you will get your money back once you pay off the loan so it works out fine. This company forces you to invest which is always a good thing. So happy i found this company i will be using this company again in the future if needed.
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  20.   I was in a tight spot about a year ago. I got their $500 loan. It was quick and easy. Their payment structure is kind of confusing. Each pay period they do 2 transactions. One for the loan and one for the "PLUS" account. You end up getting the money for the plus account back, but they could definitely make it a little less confusing.After a month or so I was able to pay off the rest of the loan early. A few weeks after that I decided to end my account. One less thing to worry about. Making sure to log in every day becomes annoying.After I closed my account, I asked for my money to be sent to me. They said it would take up to a MONTH to get it.BOTTOM LINE: MoneyLion is probably worth what you pay, but poor customer service and confusing terms bring it down a lot in my book.
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  21.   If you are having trouble with the app, log in to Moneylion.com. The app does seem unstable sometimes.....
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  22.   They charge a monthly fee greater than the loan payment itself. Classic bait-and-switch and borderline predatory lending. It took 4 emails and 3 chats to actually cancel my account. HORRIBLE!
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  23.   I have been using MoneyLion for one year, and it is the biggest scam I have ever seen. They prey on people with poor credit with their ‘low interest’ $500 loans and lock people into using their horrible ‘investment’ services. In the past year, I have lost 9% of my ‘investment’. Not only that, but every week they take $20 out of my checking account and invest half of it into my account. In order to get the other half, I have to log in to the app every day and get $1 put into my account for each day. I currently have a 100+ day streak of using the app, but looking at my account history, I wasn’t credited for several days. This is because MoneyLion uses two different times in order to credit your account. Just because you log into the app, does not mean you are getting your dollar for that day. In the past year, I have missed out on $56 because of their shady practices. Add that to the -9% lost investment, and it’s clear to see that I’m literally just throwing my money away.This isn’t even the worst part about MoneyLion. In November, I paid off my loan in order to withdraw my money and close my account. They promptly took my money for the loan payment... and proceeded to ‘lose’ my account information. That’s right, my investment account actually completely disappeared from the appAfter spending six hours on the phone trying to get a hold of someone, I was told that they were processing my withdrawal. I received $500 out of my original $1000.The following week, my bank account was debited not only $20 for the investment account, but an additional $10 for.... a loan payment.Instead of closing my account like I had asked, MoneyLion instead just opened another $500 loan.I have been fighting with them for months now, but they are just a bunch of thugs. They won’t give me my money back because I have to pay off my new loan. I can’t pay off the loan because the app always says they are having issues that should be resolved soon and I should try again later.I am really looking forward to the class action lawsuits against this company in the near future.Don’t listen to the positive reviews. Those people just opened their accounts. I was quite happy thinking I was saving money, too.
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  24.   I changed my checking account. I have tried and tried to have money lion update the information. They have not updated The information. Now I have ocer $250 in returned bank charges from my old account. I have contacted the better business Bureau. They lied to the BBB said I never contacted them. Customer service is lacking. Nobody with this company speaks English. Now they reported late payments to my crwdit dropping my score over 50 points.
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  25.   Instacash - didn't work. Instant deposits - didn't work. External account linking - didn't work. Getting rewards - didn't work. Getting refund - didn't work. Credit monitoring - didn't work. Hope cancelling my account will work...
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  26.   Customer service is terrible. The people employed by this company sound annoyed and unhappy to be there. The representatives lack empathy and knowledge. If you have ever received a call from a telemarketer you will find there is not that much difference between them. The representatives read from a script which it just basically to provide the same information that you can read online. The customer service reps in the chat are not help either and sending an email to the support team is hopeless. Aside from the bad customer service, the company's policy in regards to the use of your own money is not consumer friendly. If you make the mistake to get their loan, you will be paying that for a little over a year and you cannot use the money you have invested to pay off the loan. I made the mistake of getting the loan and after a couple of months of saving I had accumulated a bit over $500. I lost my job and since I had $178 left to pay on my loan, I requested that the company sells the stocks, deduct the amount owed and send me the difference. I was told no because the company policy does not allow it. What is worst, they did nothing to help increase my credit as they guaranteed. I increased my credit by 39 points by using a credit repair company. Also if you cancel your plus account, this company makes it more difficult to obtain your tax forms. If I could give a negative rating I would.
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  27.   This company is lousy, very ineptitute employees, I have to call EVERY month in order to get my payment, which is suppose to come out automatically, processed. As soon as I get this loan paid I will never deal with MoneyLion again. For a company that is suppose to help me rebuild my credit, all it has done is tear it down futher!
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  28.   First I was denied an account because their terrible service couldn't verify my address which was 100% correct. THEN, the app I had started bombarding me with notifications. Literally 3-6 notification every day, for an app that I wasn't even using as it denied me an account. They said wait a week and reapply, but after 30+ notifications in that one week, I decided to uninstall the application. I also unsubscribed from all emails. Yet, here I am, still getting multiple emails a day. I contacted them to let them know this only to find out now I have a checking account with them? I'd love to know how because I was never informed of that.Don't trust this company with your phone, your email, or money. RUN!
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  29.   Money lion is a joke i took a loan out from them and I'm sitting here trying to pay it off and i need it to clear but it says it wont clear for like a week or two why? The customer service is horrible I've have been trying to get a hold of someone for the past few hours I've called the number a few times and each time i sit on hold and then it tells you they will call you back when someone is available and still no call yet so I went online but can't click on the contact us button and when i was able to the first wouldn't even finish loading i sat here for 30 mins waiting for it and all it did was sit there and act like it was loading.
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  30.   I am not too happy. I just need a basic checking/debit card account. I got the basic information input on my pc but the id verification questions did not come up. I did not believe everything was quite right. I tried online support which did not help at all. Called the toll free number and after over, an hour hold talked with a very courteous knowledgeable gentleman who looked into my situation. He explained that my account had been sent for a "manual review" and could not be opened at this time. Furthermore, Moneylion has not implemented a manual review process yet so he could not provide me with any timeframe for when my account might be opened. He was very nice and apologetic. But nonetheless, the answer was most unsatisfactory.
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  31.   The program is great, the fees are a little high but you know that going in.
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  32.   I have only been with this company for about a month and am still getting to know my way around things. They seem to be living up to what they promised. The investment account is growing and they are putting the $1 a day into it when I scan the cards that are on the mobil app. I have experienced some difficulty with the checking account but am hoping that it will work itself out soon.
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  33.   MoneyLion! Amazing app! We are growing a community on Reddit.com/MoneyLion/ , Feel free to stop by with questions and other general discussion!
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  34.   Service is great ! Love the opportunity they give you build wealth while saving money at the same time.
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  35.   I am new to money lion but so far knock in wood i havent had any issues i got my loan in a timely manner
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  36.   Love how it’s more than a bank account and I got approved for a loan the first day.
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  37.   MoneyLion has been great for me , not only have I been offered the loan and received it I also get great tips everyday on how to better my credit ! I love it and you won’t regret it .
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  38.   I have only been a part of their program a little over 2 weeks but I have yet to have any problems. What I see is that they WANT to help with our financial state and help anyway they can. I am enjoying what I see everyday. So far so good...thumbs up
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  39.   Very amazing app. User friendly. Helpful for credit repair. Love it!
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  40.   So far, so good!
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  41.   So far so good. I was referred by a friend who has paid off her loan and was able to qualify for a decent credit card after MoneyLion helped her build her score a bit. I find the app to be very well designed, and so far the customer service seems to be good; I emailed my confusion about how much I would be charged for the loan + investment account + membership fees and the rep answered quickly.
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  42.   I kept getting letters in the mail and emails about trying the service. So one day I caved and used it for an expense that I wanted to pay off. Well the website has a little bit of fixing, and it had a little bit of fixing to. It does keep track of your finances, credit score, and spending. I plan to pay the loan off early. So far so good.
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  43.   Been using MoneyLion since January 2019. Best Experience so far. If their is a issue they have options to contact them which is nice and confident got approved for a loan easy and fast I do recommend but also read the fine print they do put money into your investment but they also put money in their monthly charge as well and if u take out a loan it’s additional payment
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  44.   The service is great banking and loan wise... I have not encountered any problems as of yet... but I will be posting again in a years time to let you know... I have not needed customer service yet will post again once I do... The app is very easy to use... I give Moneylion 9 stars... not 10 only because I never received my debit card I had to report it damaged in order to receive the first one...
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  45.   Great company until you want to take money out or close your account. Then they become a nightmare. There are other, more trustworthy, companies out there. If you do choose to do business with them, make sure you have any transactions to withdraw or liquidate confirmed in writing. You will need to threaten them with legal action and be transferred to a manager to obtain this, however it will save you multitudes of headaches later.
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  46.   I was sent an preapproval notication, At the beginning of the process I was approved for the loan. A day later I received a notication I was denied. What a waste of time!
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  47.   I'm new to MoneyLion but so far everything is good!
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  48.   Service is great. Everything is very straight forward. In order to be able to get the loan you need to be a plus member which does have a fee but it’s worth it. You get to monitor and help fix your credit and as long as you’re approved and can wait 30 days you’ll get a $500 loan to get you started.
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  49.   So far, everything has been great!
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  50.   The service that Money Lion has provided and I've experienced so far within the 2 months of being a member has been very user-friendly, customer orientated and professional.
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  51.   I'm pretty new to money lion I have been totally impressed with everything so far I haven't run into any problems they've been patient to work with me and I look forward to working with them for a long time
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  52.   Just signed up in December of 2018 but really enjoying my membership! I log in everyday and swipe for my $1. While I'm online I check out all the offers and tips. I got a $500 loan with no issues. I also got $10 bonus & $2 for interacting on another day! I've never invested before and like the slow pace and low, safe amount I'm starting with. Highly recommend Money Lion!!
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  53.   I’m on my second loan was a very easy experience and also invested money along the way which I’m able to take out any point in time when I need it
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  54.   The service that MoneyLion offered was great. It's an easy to use app that sends the loan money directly to your account. My niece told me about it and I downloaded it and was blown away at how easy it is to use and that it really isn't a scam. It's already raised my credit score this month. MoneyLion shows me ways to be smart with my money and keeps me on track. I couldn't be happier.
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  55.   Awesome service, can monitor funds plus access to loans when needed
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  56.   So far so good
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  57.   Great way to start saving and investing! I love the daily tips and how it keeps me accountable by logging in daily.
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  58.   I am very new to Money Lion and have to say so far so good. As with any company if this type there is always good and bad, I think that depends on what you are looking for and your expectations. I have had no issues so far. I am still learning about their services and how they might help me. I got my first loan the other day, was in my account in minutes. I log in daily and earn my $1 a day. I am still waiting for my card and I have not changed my account to ML and do not know that I will. I will update as time goes on. So far, so good.
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  59.   I am so totally disgusted with this company! I have been trying to pay on my account for nearly a month now. I am now waiting on hold, again, for the 3rd time, to try to get this straightened out. Everytime I call it takes an hour or more to get anyone to help. You like to charge for all the extra time that my payment is not made but you should get some compotent employees. I am beginning to wonder if this all isn't just a scam, how is anyone to trust you when service is this shoddy???
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  60.   I’ve noticed that when I check in daily I haven’t been getting my $1.00 credit!!! I’m hoping this is a mistake and they will correct when I contact them. Hopefully it won’t take 45 minutes to have someone answer the phone as I’ve been reading in the comments
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  61.   The Service was great. I enjoy the different functions moneylion allows u to Utilize with them. I have been a member since 2017. Overall I've had a great experience.
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  62.   It makes it easier for me on the loans & affordable
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  63.   The service is great got my loan in 1day. I log in the app everyday it's easy & fun. You earn while you learn and have a loan out once you pay off your loan you can take your investment money out or keep saving. I love that they give you so much.
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  64.   So far so good, too early to stay how this works out.
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  65.   Very simple and easy so far
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  66.   Money Lion/ Money Lion Plus is going to be a great asset to Millennials and anyone who wants to bank online. I live in Nebraaka and currently Money Lion Plus is not Available to me, which is kind of an issue because three of my friends signed up under my referral code. They signed up correctly and neither they or I received any compensation. Been with the company since June and haven't received my money Lion debt card yet. I have made multiple attempts to customer service, with little or no response. Other than that this a great tool for anyone looking to manage "All in one Finacies". .Few links to work out.Stuart Schweitz
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  67.   Service to get debit card address updated, took over 6 months, support never saw request, requested again now waiting the 14 days to receive. All other services are good.
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  68.   I like how it was easy to use. The app is informative and is easy to understand. I can see how my investment grows .
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  69.   Fast and reliable. Easy to save money
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  70.   They helped me out when nobody else would.
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  71.   Out of all of the other online loans, This is the best by far. No hidden fees. They have great credit monitoring tips and also reward you with points to get gift cards. Very easy and headache free process. I will definitely refer others here for their short term needs.
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  72.   To date, I have only had good experiences with both the investment and checking portion of my Moneylion account; changing my investment preferences has been seamless and the debit card supports the digital wallets I use. It took me a bit longer than normal to receive my debit card initially, but it wasn't unreasonable.
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  73.   I was really skeptical on signing up, but it’s actually legit! I’m more than pleased and definitely recommend!
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  74.   I have had several loans with Money Lion. It is very easy to get approved for a loan and the money arrives the next day. I love being able to withdraw money from my plus account as well, but that money takes several days to arrive. The only negative thing I want to say about Money Lion is that it takes over 7 business days for your total loan payment to be credited to your account. The money has been removed from my account and it does not take 7 business days for them to receive the money. I am not sure why it takes that long but it does every time.
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  75.   It was a very straightforward service and it builds your credit, from what friends have told me. I decided to use it, and it worked really well in terms of on demand money. Bank accepted the transfer within seconds and the funds were in my account. I hope to pay this off within 2-3 months and hopefully they'll be higher loan options for users in the future!
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  76.   So fast, so helpful and did not deny me. I trust them they trusted me. Best app byfar!
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  77.   I enjoyed the service as I was recently upgraded to money lion plus. Customer service is excellent and I’m looking forward to many years with them. I recommend this service to anyone give it a try
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  78.   I used the loan for short term loans twice. I paid them off in full both times early. Both times they delayed crediting the account for more than 10 days AFTER it had cleared my bank. It is very apparent they want you on the hook for 12 months so they can pull $50 a month and put it in the investment account so they just will not credit your pay off because they do not want you to have the option cancel. Well , I might not have wanted to cancel if the company, who thus far has three different company names on various parts of it, was not being so untrustworthy, holding pay offs hoping to extract more money. Also be aware that even if you pay it off or have far more in the investment account than your "loan" balance they will try to "hold " your investment account money and not let you transfer it out because it is supposedly earmarked for a "stock purchase" which is vague and constantly the message if you try to transfer. It is so vague and unlikely that your money is constantly in a state of flux of buying stock and can't be returned to you that I believe it is just another case of Money Lion "money holding" to prevent you from accessing your funds. They also will withdraw money for your investment account but it is several days or a week after it clears your bank before they credit the funds to your investment account. Also when I try to get an answer ( through email, the only way to contact them) on any of this they cannot "find" my account; so it takes a day or so to hear from them after I inquire and then they cannot find my account, so I have to send my details again and thus another day for them to respond, and then some other question to which I have to respond so another day before they reply, etc etc so that a response is genuinely taking several days not 1. I have begun attaching a screen shot of my account just to cut that part out of the process. In other words, unless you want someone with a death grip on your money probably just use a service like earnin or bridgit for short term loans. Also expect endless pop up harassment to engage in a checking account with moneylion, so they can hold more of your money, No thanks. I'm shutting it all down. Honestly, just crediting my accounts in a timely fashion and not gripping at my money and I would have just left the accounts be in case I needed it again, but I will not do business with anyone who seems to be blocking me from accessing my money or holding my payments.
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  79.   I opened an account with MoneyLion back in December 2018 to this date January 14, 2019 I still havent received my debit card. Stupid of me I switched my direct deposit to MoneyLion because the services and products offered seem to be a good benefit for me but this has got to be the worse decesion ever. Im at risk of getting evicted, losing my car, and job because I dont have access to my money because its in my MoneyLion account. I was told that it would take 7 days to receive a new card since I didnt receive my old card. I contacted customer service today because I still hadnt received my card only to be told now that it can take 17-20 days to receive because of who their delivery partnership is with and they have a high delivery request for cards which has absolutely nothing to do with me. The only thing I was offered was several apologies but at the end there is nothing they can do. Im about to loose everything and not because I dont have the money to pay for but because I was foolish enough to think that MoneyLion would be better account for me then my current. Boy was I wrong. Dont waste your time with this company they talk a good game but they do not back it up. Stick with your current financial institution at least if you dont receive your card there is still an option available for you to receive your money.
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  80.   I kept getting stuff in my email from MoneyLion. I just deleted it thinking it was a spam. So then I got a paper in my mailbox saying I’m qualified for a 500.00 loan. So I downloaded the app and sure enough I got a 500 dollar loan. So far they have stood by there word.
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  81.   It has been a challenging and interesting experience working with Money Lion. At first, I was daunted by the $79 membership fee which I didn't understand. I really liked the 5.99% interest on a loan however. The fee, it turns out, has to do with investment, and is receivable at the end of the loan as I understand it. I am still a bit asea on all of this, and am waiting to really discover the benefits of this membership, although I am quite happy with the loan.
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  82.   So far so good. Had a slight hiccup with signing up but after awhile got through it with customer service. Will update as time progresses
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  83.   Great MoneyLion app, I got my loan and I’m fascinated
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  84.   I was very hesitant on signing up because I had never heard of this company before but I read the rewards and thought I'd give it a try. Couldn't hurt and I'm glad I did. I haven't had any issues and I like the tips cards and the app is super easy to use.
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  85.   MoneyLion has been great for me so far. I'm only 20 days in though. I will check back in a year and give a more informed and balanced review.
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  86.   Great service great app I love it
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  87.   I have had no problems., so far. The service is great . I love the app and it helps me with finances.
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  88.   I've been using the MoneyLion checking account only, I have not received any loans so can't comment on that. I chose MoneyLion because of instant money transfer with an external account, the opportunity to use Instacash (paycheck advance) if needed, and the promise of being able to do mobile check deposit by the end of 2018. I haven't been able to link my external account for nearly a month and have been getting the run around. MoneyLion most recently notified me that they made trial deposit amounts and asked me to call support in order to verify. I never authorized the trial deposit, which has resulted in an overdraft fee in my external account. And when I called support, they were unable to verify the amounts. I can't set up Instacash even though I met the requirements. I tried redeeming rewards points, but the app stalls everytime. The end of 2018 came and went and now ML supports says, sometime in 2019 they will have mobile check deposit capability. If I can't get the external account linked I will close this account. I'm disappointed because I liked the premise of MoneyLion, but they can't deliver.
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  89.   Question was answered timely and resolved
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  90.   Service is great .. have had zero problems .. stumbled across the app ..highly impressed ...
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  91.   Awesome app for investing and i got a loan that helps me build credit!
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  92.   Overall so great so far. Had a bit of a hiccup trying to sign up. But great so far.
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  93.   MoneyLion is a great opportunity to get a handle on finances and credit while investing too. There are some tweaks that need to be addressed on the website etc. but every company deals with issues like that.
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  94.   So far, so good ! I got my loan, paying it without even realizing because the payments are so minimum. I recently started a month ago, my idea is to be with them for a year and see where can this app take me !!
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  95.   MoneyLion has been everything the promos said it would be. I'll continue for at least another year or 2 with them.
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  96.   I love money lion. Fast, easy, no hassle! I get $1 everyday just for checking my app. Terms are clear and great customer service. Highly recommend.
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  97.   Money line is a great service I am appreciative of what they’re trying to help me by being more familiar with stock options and how to boost my credit score
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  98.   So far it is everything that was advertised. The loan I requested came through quickly and that was extremely helpful and appreciated.
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  99.   So far, so good. I like the ease of transactions, the immediate updates to my credit profile, and the customer service.
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  100.   I love what MoneyLion is doing. The product is a 5/5 overall. Their rates for a small long term loans for people with not so good credit are unmatched. You do not find a product like this everywhere. ML approved when no one else would and the repayment terms are amazing. On top of everything it helps you SAVE. However, when it comes to service this company is one of the worst companies to deal with. There are so many glitches in their functions that they are aware of yet refuse to correct. When reaching out to Customer service you are guaranteed a generic response from reps in Malaysia that are hardly educated on the processes, company and product. From hold times longer than an hour to being blatantly hung up on and never assisted, dealing with them is always a headache. Overall it’s a great product, provided you never have an issue that forces you to deal with their team... which you WILL. There referral program is a lie. You will not receive the promised bonuses for referring customers. They just use you to build their company and never reward you for it. If you really need a loan, go for it. Expect to have issues with service. Rating 3.5 Interest & loans= 5/5 Loan terms= 5/5 Website & functionality= 5/5 Customer support= 1/5
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  101.   It's been a good app to me so far. Haven't had issues like ones discuss so far. Crossing fingers that I dont experience any of that when I come to that bridge.
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  102.   I liked MoneyLion at first. It’s nice to have access to a loan at a low interest rate. I even signed up for the MoneyLion “checking” account and had my paychecks put into it. But the longer I am with them the more problems I’ve had. I have noticed my investment account has never made money..ever. It always loses money. And I set my portfolio to moderate do I don’t get that. Then the latest issue is the MoneyLion card that has my spending cash on it(has about 400 in the account) stopped working on a Saturday afternoon. I have tried to contact email and chat support. Both say I need to call in. So now I have no access to my money until Monday. 36 hours is to long to go without access to my money without an answer. So now I will have to call in Monday morning and wait on hold for 45 minutes to figure this out. Company seems good at first but I would definitely try other options. The lack of customer support and appreciation show eventually.
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  103.   I had never even heard of MoneyLion, but I am so glad to have discovered such a wonderful company. I am a very new customer, but I plan on being a loyal one.
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  104.   They need to train whoever is working there properly. I have now been trying to get my investment account liquidated for over 1 month! Additionally, I have called over 30 times, not kidding trying to get this fixed and have been told many times everything was fine. They won't give you a direct line and you have to call and be placed on HOLD for up to 45 minutes. As, I write this I am on hold AGAIN, trying to resolve this issue. AVOID< AVOID < AVOID! Also, since this has not been resolved my account has lost money, not by my fault...... But, because they can't figure this situation out.... I'm beyond UPSET, the Better Business Bureau is the next step. once again....... AVOID this COMPANY!!!
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  105.   I’ve been trying to e-sign agreements and the page has been buffering for the past 2 days! I’ve been using the app as well as my PC on the app it’s giving me a technical issues error and on my PC it’s just constantly buffering! Submitted a ticket the representatives stated it’ll be handled within 3 business days. Has anyone else experienced these issues?
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  106.   how are people getting gift cards???
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  107.   They are always there and handled any issues or questions promptly
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  108.   In the beginning I thought the company was a pretty good company it help me save and I got the loan and have been paying on time. I am eligible to get money from my investment account however when I tried to get money from the investment account it deducted the money and it has yet to transfer over into the checking, it's been 10 days now. this seems to go right along with what people were saying about their money being held hostage.
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  109.   I think the company is great they are helping to get my credit straight and save money
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  110.   I love MoneyLion! I haven't had any issues with their service. They really are there to help you better understand finances and where you can improve your own. The only thing they are missing is mobile check deposit! If they added that service they would be 100% perfect. But even without the service they are still #1!!
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  111.   MoneyLion has come to my rescue I was in need of a loan to get my bills payed on time and MoneyLion saved me from paying late fees also open my eyes to new ways to save and invest my money Thanks MoneyLion for showing me your concern for my financial lifestyle.
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  112.   I’ve been using MoneyLion the free version for about a year occasionally trying to upgrade to the plus version but due to my ID not having my current mailing address/state not available for the plus version I hadnt upgraded. But last week in the middle of the night I decided To try upgrading and what do ya know I was Finally able to upgrade. I’m pretty darn happy so far. The 10 bucks they gave me for free months ago I finally am able to add to it with daily check ins. I figure throwing in a dollar a day into an investment account during this turbulent market time is a great idea since I’m not really going to miss 30 bucks.
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  113.   I love my MoneyLion!
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  114.   So far i really like MoneyLion i think it’ll really help my credit score from receiving the loan and from having the app it all seems like it’s really beneficial
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  115.   I love MoneyLion ..greatest company ever to help you with you credit. Love the membership features where you get a checking account, can invest, get a loan and can get up 10% cash advance based on your direct deposit. Its worth the membership amount!!!!! I am looking to refer my friends and family which you also get compensated for. I am happy I cam across this company and cant wait to see how the investment I am making will add up. I am definitely one over extremely satisfied customer!!!!! GO MONEYLION!!!
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  116.   Moneylion is helping me to building my credit and save money. Each week I pay around $18; about $10 goes to paying back my $500 loan which has a 1 year term, with an super low interest rate. And the other $8 goes to paying the membership fee, which I get back $1 a day just for logging in! They have done exactly what they said they would do. So worth it!
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  117.   I like it your services
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  118.   Money Lion is the best they give you a chance when no one else will plus they help you save and build your credit i highly recommend
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  119.   I asked for a loan and was approved but never got a damn dime and the customer service is so sad they do nothing and they don’t know anything either this is sad if they take money out of my account for money that the never even gave to me i am suing this company I need the money and they said I was approved and call Ed and the young lady obviously had no clue of what she was talking about because she said I would receive the loan by 5:pm and afte 7pm still nothing and I called at 5:30 pm was on hold for over 45 minutes and then was hung up on and I called right back and they were closed so they let me sit on hold until they closed and then just hung up on me this is piss poor ass customer service
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  120.   So I made a mistake with my name when I created my account and needed to change it. I emailed customer service during operating hours and they said that I would have to call so they can verify that it is actually me. No problem. So I call, and no joke, as I type this (2:20pm Central Time), I've been on the line for 2 plus hours, listening to the classical piano music, waiting for a service rep to pick up my call. Mind you, I've been working on my laptop as I wait, but 2 hours plus?? Come on, is anyone even at the office over there picking calls? I'm going to wait on hold and see if they pick up as work, but so far, this has been the worst customer service I've had this year.Will change my Customer Support rating when I actually get help. Will also change website functionality to 4 or 5 stars when they ACTUALLY incorporate an online method of I.D. Verification so I don't have to wait for an eternity for someone to pick up the D*** phone! Sorry for getting angry but come on... I'll stay on the line till close if I have to, so others that may consider this service will know how long it takes. And, if someone really picks up the phone and helps me, I'll update this angry review.Good day.
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  121.   Needed a loan, although I needed more money than they approved, I need to work on my credit score. My loan was approved in a matter of a few minutes and in my bank account by the next morning. They notify me everytime there is activity on my credit report and with their daily check in's, I earn a $1 a day towards my savings. Great experience with them, so far.
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  122.   I feel everything about Money lion is on point so far.
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  123.   Customer Representatives could be better. I haven't had any issues so far, fingers crossed. Needed money and I got what I asked for.
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  124.   I really like the way MoneyLion works. It feels like a win-win situation for my financial future. I’m putting money away to invest, and they actually give me money to invest as well.
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  125.   Excellent
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  126.   I am really enjoying Money Lion. It was easy to sign up and I like to visit the app daily.
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  127.   When I signed up I wasn’t sure I would like it. I qualified for the loan right away and had it in under 5mins it was so simple and easy and the payments are very reasonable.
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  128.   I have nothing but good to say about Moneylion plus. I love the tip cards, the investment account i now have a little savings
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  129.   Great experience. Very affordable and builds credit. Excellent customer service
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  130.   Great concept
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  131.   So far it's been a good experience. No complaints. Definitely reccomend.
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  132.   I was skeptical when I first came across MoneyLion. Signed up and as I was going through the process I thought for sure any minute now something is going to stop the process. I was wrong! Everything went thru. If mobile check deposit was available I would be 100 percent all in on MoneyLion by now. I like how it “forces” you to save money so to speak. Sometimes all people need is a little help getting started and that’s exactly what MoneyLion does.
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  133.   So far everything has been great! You have to totally understand the terms, I thought the $29 for logging in everyday went to my checking account, but realized it went to my savings. So technically I am still paying the $29 a month and saving the money I swipe for.
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  134.   Great way to put aside money for savings and get a better return than in a savings account.
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  135.   I am a current member of Money Lion, and they have helped me save money, where I thought it would be impossible. And also helped me during a tough time by loaning me money. It’s a great app that teaches you how to budget and how to get a hold of your finances.
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  136.   Moneylion is fast and easy and really helps you financially. What a great idea and to give you $500 to help out at such a low APR is fantastic!
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  137.   So far so good.
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  138.   My experience with customer service has been excellent. The only issue is the long wait times you experience. Marriane helped me tremendously and went above and beyond to help me pay my loan off and be able to take out a new loan within minutes. Most people don't take the time to read the terms and conditions or just assume something will happen just because they feel entitled. Moneylion works great. My credit is up, my loan builds my credit and it is so easy to use.
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  139.   Worst customer service in the world!! Watch your $$ closely!! They don't always credit you the $1 you are promised!! It takes FOREVER for payments to post...like it's the 90's slow!! So many short comings that I don't see how anyone could trust this company with their money!!! Follow up and check on everything you do with these guys!!
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  140.   The customer support system is awful. I opened a ticket and was told issue would be solved within 3 business days. 4 days later I sent email for follow up and I was told to allow an additional 3 business days. It have been 4 weeks and issue still is not resolved. When make payment on loan it takes week to clear. Once I pay off loan I will close account the monthly payment is too high and support is bad.
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