Prosper

https://www.prosper.com/
4.5 From 1 Reviews

Read 1 reviews

114 customers have chosen this serviceVisit company
4.5 From 1 Reviews
Customer Support 5
Interest & Loan Costs 4
Flexibility & Loan Terms 4
Website & Functionality 4
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Why Prosper?

  • Check your rate today - It won't affect your credit score
  • Lowest interest rate: 5.99%
  • Loan amounts: Borrow between 2,000 $ - 35,000 $ fast and easy!
  • Term of loan: Choose to pay back the loan between 3 Years - 5 Years
Apply for a Loan at Prosper »

Reviews from customers (1)

  • Dorsey White
    says:
    4.5

    I have used Prosper many times when needing a personal loan for bigger purchases and…

  • See all reviews here

    Briefly about Prosper

    Today, peer-to-peer lending is becoming more popular than applying for a loan at your local bank. Prosper is the perfect example of this, as it is able to offer low rates because it isn’t an actual bank. There is no need for branches scattered around the country or the world because everything the potential borrower needs is in one place online.

    Prosper’s motto is to “Make Loans Simple” by offering low-interest rates, fixed terms for three or five years, a single monthly payment, no hidden fees, and no prepayment penalties. You’ll find that low overhead has much to do with why the company can offer rates that are 5 percent better than those on its credit cards.

    Prosper offers loans to borrowers in all states except Maina, Iowa, North Dakota, and Pennsylvania.

    Applying for a Prosper Loan

    The low cost can make applying for a Prosper.com loan attractive. The fixed rates are attractive, as well, since you’d never need to worry about payments increasing over time, even if the payment is late.

    Once you consider this Prosper review and do research of your own, you can apply for a loan by doing the following:

    1. Use the online interest rate checker. The form asks a few questions, such as contact information and salary, so that the lowest eligible rate can be determined in minutes. The credit check that is performed is a soft check that doesn’t harm your credit score.
    2. Once presented with a rate and approval for a loan, choose from the loan amounts presented to you at either a 3- or 5-year term.
    3. Provide details so Prosper can verify your identity. 2048-bit encryption protects the personal information you share.
    4. Once the process is completed, the funds from the loan will be deposited into your bank account within 48 hours.

    The funds are made possible because of investors that invest in personal loans. Investors should review Prosper thoroughly to determine if the estimated 6.84% return is ideal and if Prosper will add to the diversity of their investment portfolio.

    Prosper offers personal loans from $2000 to $35,000 with an interest rate starting from 5,99 %.

    Origination fee for the loans is from 1 – 5 % of the loan amount.

    Prosper Loans Have Many Uses

    Prosper loans can be used for all types of purposes, including:

    • Debt consolidation
    • Home improvement
    • Adoption
    • Auto and vehicle
    • Small business
    • Special occasion

    These loans are funded by investors all around the world that receive a return as the loans are paid back by the borrowers. That’s the premise of peer-to-peer lending, which is why it works so well.

    If you’re looking for a relatively fast and easy loan with a low rate, Prosper could be a good option.

    Borrow money from Prosper »

    Information about the Service

    Loan requirements & info

    No bad credit history

    Be of age 18 or older

    Declare at least 70000 kr yearly

    Credit check company: TransUnion

    Payout information

    Quick payout to the following banks:

    Unknown

    Payout during weekends: Not possible

    Payout hours: Depending on your bank, it may take 1-3 business days to receive funds in your bank account

    E-identification: Not used

    Opening hours

    Monday - friday: 8am – 9pm (ET)

    Saturday: 9am – 5:30pm (ET)

    Sunday: closed

    Contact Information

    Company name: Prosper is operated by Prosper Funding LLC

    Telephone: 1-(866) 615-6319

    Email: support@prosper.com

    Address: 221 Main Street, Suite 300, San Francisco, CA 94105

    Borrow 2,000 $ - 35,000 $ from Prosper

    Loan amount
    Term of loan
    APR estimated
    Monthly payback
    Total cost
    2,000 $
    All
    3 Years
    5.99 %
    61.39 $
    210.05 $
    2,000 $
    All
    5 Years
    5.99 %
    39.66 $
    379.38 $
    2,500 $
    All
    5 Years
    5.99 %
    49.57 $
    474.22 $
    2,500 $
    All
    3 Years
    5.99 %
    76.74 $
    262.57 $
    3,000 $
    All
    5 Years
    5.99 %
    59.48 $
    569.07 $
    3,000 $
    All
    3 Years
    5.99 %
    92.09 $
    315.08 $
    4,000 $
    All
    5 Years
    5.99 %
    79.31 $
    758.76 $
    4,000 $
    All
    3 Years
    5.99 %
    122.78 $
    420.11 $
    4,000 $
    All
    3 Years
    5.99 %
    122.78 $
    420.11 $
    4,000 $
    All
    5 Years
    5.99 %
    79.31 $
    758.76 $
    5,000 $
    All
    5 Years
    5.99 %
    99.14 $
    948.45 $
    5,000 $
    All
    3 Years
    5.99 %
    153.48 $
    525.13 $
    6,000 $
    All
    5 Years
    5.99 %
    118.97 $
    1,138.13 $
    6,000 $
    All
    3 Years
    5.99 %
    184.17 $
    630.16 $
    7,000 $
    All
    5 Years
    5.99 %
    138.80 $
    1,327.82 $
    7,000 $
    All
    3 Years
    5.99 %
    214.87 $
    735.19 $
    8,000 $
    All
    3 Years
    5.99 %
    245.56 $
    840.21 $
    8,000 $
    All
    5 Years
    5.99 %
    158.63 $
    1,517.51 $
    9,000 $
    All
    3 Years
    5.99 %
    276.26 $
    945.24 $
    9,000 $
    All
    5 Years
    5.99 %
    178.45 $
    1,707.20 $
    10,000 $
    All
    3 Years
    5.99 %
    306.95 $
    1,050.27 $
    10,000 $
    All
    5 Years
    5.99 %
    198.28 $
    1,896.89 $
    15,000 $
    All
    5 Years
    5.99 %
    297.42 $
    2,845.34 $
    15,000 $
    All
    3 Years
    5.99 %
    460.43 $
    1,575.40 $
    20,000 $
    All
    3 Years
    5.99 %
    613.90 $
    2,100.53 $
    20,000 $
    All
    5 Years
    5.99 %
    396.56 $
    3,793.78 $
    25,000 $
    All
    3 Years
    5.99 %
    767.38 $
    2,625.67 $
    25,000 $
    All
    5 Years
    5.99 %
    495.70 $
    4,742.23 $
    30,000 $
    All
    3 Years
    5.99 %
    920.86 $
    3,150.80 $
    30,000 $
    All
    5 Years
    5.99 %
    594.84 $
    5,690.67 $
    35,000 $
    All
    3 Years
    5.99 %
    1,074.33 $
    3,675.93 $
    35,000 $
    All
    5 Years
    5.99 %
    693.99 $
    6,639.12 $

    Read Customer Reviews of Prosper

    1. Dorsey White
      says:
      4.5

      I have used Prosper many times when needing a personal loan for bigger purchases and home renovations. HIghly recommended!




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