Loans in Washington – Compare Payday Loans in Washington

The Best Loans in Washington 2022: Compare Loan Rates

Written by: Joe Chappius

Last updated: December 26, 2023

Financer.com helps you compare online loan rates in Washington. Compare different loan options in Washington and read more about the payday loan laws in the state.

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Compare Loans in Washington State for April 2024

Borrow $1,000 for a period of 6 Months.

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Amount: $1,000 | Period: 6 Months

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We found 19 loans

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recommended

Chosen 6,028 times

4.9

Read 11 reviews

recommended

Chosen 6,028 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 11 reviews

Open right now

High approval rate

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Customer Type

All

Borrow up to

$50,000

Estimated Payback

22/10/2024

Weekend Payout

Age

11 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Chosen 92,655 times

3.7

Read 36 reviews

Chosen 92,655 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

3.7

Read 36 reviews

Open right now

Most chosen

Get Started

Customer Type

All

Borrow up to

$10,000

Estimated Payback

22/10/2024

Weekend Payout

Age

36 Reviews

3.7

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 33,189 times

4.9

Read 17 reviews

recommended

Chosen 33,189 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 17 reviews

Open right now

Get Started

Customer Type

All

Borrow up to

$35,000

Estimated Payback

22/10/2024

Weekend Payout

Age

17 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

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How to Compare Loans in Washington

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Best Rated Personal Loans

Find the best rated lenders for loans in Washington

5.0

Based on 4 reviews

5.0

Based on 4 reviews

5.0

Based on 14 reviews

4.9

Based on 7 reviews

4.9

Based on 12 reviews

4.9

Based on 17 reviews

4.9

Based on 8 reviews

4.8

Based on 5 reviews

4.8

Based on 4 reviews

4.7

Based on 3 reviews

Online Loans in Washington State

You can find multiple lenders offering online loans and payday loans in the state of Washington. Use the search tool above to compare online loan rates in Washington state before taking a loan!

A payday loan can be described as a small short term loan often with a high interest suitable for quick need of cash. Online personal loans can be used for bigger purchases and they are often more flexible compared to payday loans.

As a borrower, you are expected to write a check for the advance amount, including a fee. The lender will hold this personal check for the loan period and then deposit it.

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Interests Loan amount Loan term

The Advantages of Online Washington Loans

Online Personal Loans Are Convenient

Get Funds As Soon As The Same Day

Apply Anywhere, Anytime

Less Paperwork Required

Your Rights as a Washington Resident When Taking a Loan

If you are doing business with an unlicensed lender and have repaid the debt, the lender may not pursue any action to collect the debt. You can always change your mind about the loan within one day.

For lenders licensed with the DFI the following rules apply:

A payday lender may not threaten to any criminal prosecution in case of defaulting payment
A Washington cash advance lender might not offer a new loan to pay off an existing payday loan
The full cost of the credit must be disclosed to the customer before signing an agreement

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Washington Payday Loan Regulations

Legal Status	Legal
Interest Rate (APR)	391%
Max. Loan Amount	$700
Min. Loan Term	Not specified
Max. Loan Term	45 days
Number of Rollovers	0
Statute of Limitations	6 years
Finance Charges	Maximum of 15%

Updated July 22 2022

Quick Facts about Washington Payday Loans

You may only borrow a total of $700
You can only borrow 30% of your gross monthly income
Your loan request is limited to 8 payday loans per 12-month period
If you currently have an installment plan you cannot receive a payday loan
Lenders are legally prohibited from harassing you when collecting a loan
Maximum loan term is 45 days

Your information will be recorded in a statewide database so that all Washington payday loan lenders are updated.

If due to unavoidable circumstances you cannot repay your loan you may request Washington installment loan plan with no additional fees.

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Get the Loan You Need

An online personal loan can help when you need cash for large purchases or unplanned expenses.

Holiday

Wedding

Home Renovations

Bills

Shopping

Education

Who Licenses and Regulates Payday Lenders in Washington?

The Washington State Department of Financial Institutions is the legal body that licenses and regulates the payday loan industry. The DFI also handles complaints against payday lenders operating in Washington.

Thus, it would be wise to ensure an internet payday lender is licensed by the DFI before doing business. Otherwise, you might have limited options when trying to file a complaint.

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Compare Washington Loans at Financer.com

Financer.com helps you compare the best personal loans in Washington and get the best loan rates from leading lenders.

We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan in Washington and take the guesswork out of doing all the legwork yourself.