Compare Loans for Fair Credit in 2023:
Chosen 33208 times
Loan amount
$250 - $35,000
Term of loan
3 Months - 6 Years
Lowest rate
5.99% - 35.99%
Minimum age
18
Loans from $250 - $35,000
Repayment terms from 6 - 72 months
Access to hundreds of lenders
APRs from 5.99%
Accepts bad credit::
Weekend Payout:
Quick Payout
Minimum Income
24,000
Chosen 79410 times
Loan amount
$500 - $35,000
Term of loan
6 Months - 5 Years
Lowest rate
5.99% - 35.99%
Minimum age
18
Check Rates without Credit Impact
No Minimum Credit Score
Large Network of Lenders
Accepts bad credit::
Weekend Payout:
Quick Payout
Credit Check Company
Equifax, Experian, and TransUnion
Trusted partner
Chosen 7715 times
Loan amount
$0 - $0
Term of loan
N/A
Lowest rate
0%
Minimum age
18
Easy to manage through online platform
Only pay charges on what you use
Transparent process
Fast funding, as soon as the same business day*
Accepts bad credit::
Weekend Payout:
Quick Payout
Credit Check Company
TransUnion
Chosen 2140 times
Loan amount
$1,000 - $50,000
Term of loan
3 Years - 5 Years
Lowest rate
8.49% - 35.99%
Minimum age
18
High Trustpilot Rating
No prepayment fees
Fast Funding
Helpful Support Team
Accepts bad credit::
Weekend Payout:
Quick Payout
Chosen 92677 times
Loan amount
$500 - $10,000
Term of loan
10 Days - 2 Years
Lowest rate
5.99% - 35.99%
Minimum age
18
Easy online application process
No fees or obligations
Access to a network of hundreds of lenders
Bad credit history allowed
Accepts bad credit::
Weekend Payout:
Quick Payout
Chosen 27237 times
Loan amount
$500 - $10,000
Term of loan
3 Months - 6 Years
Lowest rate
5.99% - 35.99%
Minimum age
18
Quick, user-friendly online application
Customer support via email and phone
Lender network includes both state and Tribal lenders
All credit types considered
Accepts bad credit::
Weekend Payout:
Quick Payout
Minimum Income
12,000
Chosen 10426 times
Loan amount
$1,000 - $50,000
Term of loan
5 Years - 5 Years
Lowest rate
6.4% - 34.99%
Minimum age
18
Fast Funding
High Trustpilot Rating
High Acceptance Rate
No Repayment Penalty Fees
Accepts bad credit::
Weekend Payout:
Quick Payout
Credit Check Company
TransUnion
Minimum Income
12000
Important
How to Apply for Fair Credit Loans
Choose the amount you would like to borrow.
Filter the results based on your criteria and compare the best fair credit loan rates.
Find the best fair credit loan for your needs.
Click Get Started to fill in your loan application.
As seen in
Best Rated Personal Loans
Personal Loans for Fair Credit
Having an excellent credit score and a good regular income is the easiest way to get a personal loan. But what about all those people with fair credit who need a loan. Is there such a thing as fair credit loans?
The good news is yes! Many lenders offer personal loans for fair credit score customers. Although they don't all provide instant approval, finding a fair credit lender is possible. Some lenders will look at alternative methods of confirming your creditworthiness, like income and assets.
You can compare multiple lenders at once to find the best personal loans for fair credit scores through our online loan comparison tool.
Why Compare Personal Loans at Financer.com
Loans For Fair Credit Can Cost More
Loans for fair credit will generally cost you more in fees and interest than personal loans for good credit. Borrowers with bad credit or fair credit will pay more than those with excellent credit.
This is because borrowers with excellent credit are considered more creditworthy and are more likely to not default on their loan repayments.
A personal loan that you pay off over the years can improve your credit score over time. It demonstrates that you manage money well by juggling your income and debt ratio.
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How To Get Fair Credit Loan Approval
- Pre-qualify. Most online lenders will allow you to get preapproved for a loan through their online application process. They generally only conduct a soft credit check for preapproval, which will not damage your credit score any further.
- Find a co-signer. If you have a close relationship with someone who is willing to co-sign on a loan with you, it will increase your chance of getting approved for a fair credit loan and generally give you a lower fee rate. This is because there are two incomes and personal guarantees held against the one loan.
- Improve your credit score. There are multiple ways for you to improve your fair credit to good credit over time. Lenders will always favor approval for good credit applicants over fair credit ones. Building your credit over 6 months may increase your chance of approval.
Get the Loan You Need
A fair credit loan can help you get the funds you need for large purchases.
Compare Loans for Fair Credit in 2023:
Chosen 33208 times
Loan amount
$250 - $35,000
Term of loan
3 Months - 6 Years
Lowest rate
5.99% - 35.99%
Minimum age
18
Loans from $250 - $35,000
Repayment terms from 6 - 72 months
Access to hundreds of lenders
APRs from 5.99%
Accepts bad credit::
Weekend Payout:
Quick Payout
Minimum Income
24,000
Chosen 79410 times
Loan amount
$500 - $35,000
Term of loan
6 Months - 5 Years
Lowest rate
5.99% - 35.99%
Minimum age
18
Check Rates without Credit Impact
No Minimum Credit Score
Large Network of Lenders
Accepts bad credit::
Weekend Payout:
Quick Payout
Credit Check Company
Equifax, Experian, and TransUnion
Trusted partner
Chosen 7715 times
Loan amount
$0 - $0
Term of loan
N/A
Lowest rate
0%
Minimum age
18
Easy to manage through online platform
Only pay charges on what you use
Transparent process
Fast funding, as soon as the same business day*
Accepts bad credit::
Weekend Payout:
Quick Payout
Credit Check Company
TransUnion
Chosen 2140 times
Loan amount
$1,000 - $50,000
Term of loan
3 Years - 5 Years
Lowest rate
8.49% - 35.99%
Minimum age
18
High Trustpilot Rating
No prepayment fees
Fast Funding
Helpful Support Team
Accepts bad credit::
Weekend Payout:
Quick Payout
Chosen 92677 times
Loan amount
$500 - $10,000
Term of loan
10 Days - 2 Years
Lowest rate
5.99% - 35.99%
Minimum age
18
Easy online application process
No fees or obligations
Access to a network of hundreds of lenders
Bad credit history allowed
Accepts bad credit::
Weekend Payout:
Quick Payout
Chosen 27237 times
Loan amount
$500 - $10,000
Term of loan
3 Months - 6 Years
Lowest rate
5.99% - 35.99%
Minimum age
18
Quick, user-friendly online application
Customer support via email and phone
Lender network includes both state and Tribal lenders
All credit types considered
Accepts bad credit::
Weekend Payout:
Quick Payout
Minimum Income
12,000
Chosen 10426 times
Loan amount
$1,000 - $50,000
Term of loan
5 Years - 5 Years
Lowest rate
6.4% - 34.99%
Minimum age
18
Fast Funding
High Trustpilot Rating
High Acceptance Rate
No Repayment Penalty Fees
Accepts bad credit::
Weekend Payout:
Quick Payout
Credit Check Company
TransUnion
Minimum Income
12000
Important
Find Your Fair Credit Loan at Financer.com
Financer.com helps you compare the best personal loans for fair credit and get the lowest loan rates from leading U.S. lenders.
We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.
Use our free loan comparison tool to find the right personal loan for fair credit and take the guesswork out of doing all the legwork yourself.
Got Questions About Fair Credit Loans? Get the Answers Here.
What is a fair credit score?
What size loan can I get with a 600 credit score?
What credit score is needed for a $5,000 loan?
What does it mean to have fair credit?
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