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Chosen 12,952 times
  • Fixed 4.99% to 19.63% APR (with AutoPay)
  • Federal and private student loan consolidations
  • No charge for the first $10,000 invested
  • A social finance company
Chosen 13,966 times
  • Loans of up to $3,000
  • Repayment period of up to 6 months
  • Higher APR rates
  • Rewards customers who are in good standing
Chosen 12,026 times
  • Loans from $50 – $1,000
  • Payday and installment loans
  • Title loans and flexible lines of credit
  • Easy online application

Review of MaxLend


  • Loans from $100 to $3,000

  • Repayment periods of up to nine months

  • Bad credit history accepted

  • Funds available in one day

What is MaxLend?

MaxLend is an online tribal lender that offers short-term installment loans of up to $3,000. New customers can borrow up to $1,500.

MaxLend offers an alternative to payday loans and MaxLend loans can be available as soon as one day and do not require any collateral.

MaxLend is a lender owned by the Mandan, Hidatsa, and Arikara Nation — the Three Affiliated Tribes of the Fort Berthold Reservation, a sovereign nation located within the United States of America.

Chosen 6,124 times
  • Borrow up to $2,000
  • First-time customers can apply for up to $1,475
  • Funding not available in all states

MaxLend offers quick approval installment loans to help you stay afloat during financially challenging times.

Since the payments are spread out over a period of time in equal installments, it gives you more control over your budget.

Products Offered

MaxLend offers installment loans up to $3,000 with repayments of up to nine months.

How MaxLend Works

You can borrow as much as $3,000 via a MaxLend loan. And if you’re a first-time customer you can apply for up to $1,500.

MaxLend loans are easily accessible and you can have funds in your account on the following business day.

As a first-time borrower, you can qualify for a loan of up to $1,500 and borrowers with bad credit can apply.

You can make an additional payment toward principal interest on any scheduled payment date. There is also no penalty for early repayment of a MaxLend loan.

Personal loans can be difficult to qualify for if you have bad credit. This is because most personal loans are unsecured so there is no collateral to back up the loan. MaxLend doesn’t require collateral and you don’t need good credit.

Note: Same day funding is not available in South Dakota.

You don’t need to provide collateral when taking out a MaxLend installment loan. All you will need to provide is proof of income, a checking account, and a valid social security number.

MaxLend does not offer loans in these states: Arkansas, Connecticut, Georgia, Massachusetts, Minnesota, New York, North Dakota, Pennsylvania, Vermont, Virginia, Washington, or West Virginia.

Loan Requirements

Here are the loan requirements when applying for a MaxLend loan:

  • You must be 18 years or older
  • You must be a U.S. resident
  • You must have an open checking account
  • You must have a source of income

Rates & Fees

MaxLend offers fast access to cash, but it has a downside: MaxLend loan fees are quite high, with APRs between 471% and 841%.

In comparison, typical payday loans have APRs of around 400%, according to the Consumer Financial Protection Bureau. This makes MaxLend more expensive than other average payday loans.

MaxLend bases its fees on a rate per $100 borrowed. For example, if you make weekly payments, you’ll pay up to $14,75 in fees for every $100 you borrow. With monthly repayments, you’ll pay up to $59 for every $100 you borrow.

MaxLends offers loans from $1,500 to $3,000 and the typical repayment period is around nine months for a new borrower.

Weekly Pay PeriodBi-Weekly Pay PeriodSemi-Monthly PaymentMonthly Pay Period
New CustomerUp to $14.75Up to $29.50Up to $29.50Up to $59
Returning Customer$12.75*$24.50*$24.50*$49.00*
*Rewards Level Discounts available for customers paying via ACH

Payment Terms

MaxLend offers loan repayment terms of up to nine months. You can settle your loan early with no penalties.

How to Apply for a MaxLend Loan

Step 1

Apply online

Complete an application online by entering information such as the loan amount you’re requesting, your income amount and your bank details.

Step 2

Verify your information

A customer service representative may give you a quick call to verify your information. Y

Step 3

Get approved

If approved, you can sign your loan documents online. ou can use the MaxLend login to manage your account. 

Step 4

Receive your funds

The money will be sent to your bank account and this usually takes one day.

Chosen 6,124 times
  • Borrow up to $2,000
  • First-time customers can apply for up to $1,475
  • Funding not available in all states

Our MaxLend Review


  • Loans aren’t available in every state

  • High APRs compared to other payday loans

  • As a tribal lender, MaxLend is not subject to suit or service of process. 

If you’re looking to take a loan from Max Lend, all the terms and requirements are not transparent on their website but are provided in detail on your loan agreement.

Although the interest rates are very high on Max Lend loans, if you can manage to repay your loan within the next payday, it can be quite manageable.

Missing payments can mean fees and cause more debt, so it really isn’t something to consider if you’re trying to consolidate a credit card or auto loan.

You can also consider applying for a payday alternative loan from a federal credit union. These small short-term loans can’t have interest rates higher than 28%, and you can’t be charged more than $20 to apply.

Customer Service

MaxLend offers customer service 24/7 via email and telephone. Advance customer service is also available from Mondays to Saturdays.

You can read more MaxLend reviews below.


How much can I qualify for?

MaxLend offers loans up to $3,000 but first-time borrowers can qualify for up to $1,500.

Is MaxLend a credible lender?

Yes. MaxLend is wholly-owned and controlled by, the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe.

Is my information safe?

Yes. All loan applications are transacted on secure servers and they make use ot industry standard security protocols. Your non-public information is completely confidential and protected.

Reviews of MaxLend

MaxLend is rated 35 out of 275 companies in total rating and got an average review score of 2.3 based on 15 reviews. Their weakness is Interest & Costs and their strength is Website & Functionality.
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rachel_gillespie 1 review | November 4, 2021
General Review
I informed them of my medical situation, where I was extremely close to having at heart attack (I’m 33, for anyone who’s curious and healthy), and the response from the Maxlend representative was ok, I still can’t lower your payments.
Worst experience ever, I would not recommend. The most heartless company I’ve ever dealt with. I had a severe medical emergency that arose that my insurance didn’t cover and requested my weekly payments for my loan be lowered, they refused to accommodate even for a medical emergency. Just all about the money!
Post reply
chelsea_leonard 1 review | October 1, 2021
Personal Loan Review
NONE! They suck!
I had a $950 loan when the woman told me that I would be charged $1300 for the loan I thought thats not bad I can handle that. WRONG! It was a complete bait and switch! I made roughly 3 payments of $700 and not a single dime went to the loan. They were going to charge almost $4600 for this loan of $950! DO NOT WORK WITH THESE PEOPLES THEY ARE LOAN SHARKS OUT FOR BLOOD!!!
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quanna_smith 1 review | August 27, 2021
General Review
Fast approval
Their interest rates are off the charts. Highest I ever seen!! And they'll completely rip you off. I had a loan for $175 and they wanted me to pay $829 back total for the loan. Scam artists, completely dishonest. Do not use them no matter how desperate you are, it isn't worth it!!
Post reply
whitney_pearson 1 review | August 27, 2021
Personal Loan Review
There are NO PROS.
This company is a con artist. They rip people off and don't care how much they hurt families as long as they get their money. The individuals who work for this company should be ashamed of themselves for doing this to innocent people. I borrowed a loan for $2025 and they want us to pay back $6918. I have filed with BBB and I have contacted my bank. Please avoid at all cost.
Post reply
michelle_sprenger 1 review | August 8, 2021
General Review
Please do not use them awful
Never again I didn’t know what I put myself into the rates you have to paid back it’s ridiculous
Post reply
jennifer_ruelas 1 review | July 26, 2021
Personal Loan Review
No pros!!!!
This company is shit. Would not have even done business had I not been in the predicament that I was in. They started out with false advertisement telling me that they only charge $24 on every 100 borrowed.. After everything was said and done I find out their charging 630% interest on top of the 24$ on every hundred. Borrowed 800 and pay back is 3,700. I would not recommend this company to anybody. If you have any other option anything at all. No wonder payday loan companies just keep getting richer
Post reply
mooney dave 1 review | April 30, 2021
General Review
i don't have an opinion ,don't trues everyone here, there just in it for the giveaway
do your own research man
Post reply
Osinachi Basil 1 review | April 9, 2021
General Review
My friends told me a lot about the company
For a loan company they have high interest rates
Post reply
brock_owings 1 review | December 4, 2020
General Review
You get the money fast, and qualifying is easy. You can. You can call customer service to do an app for a loan and are connected instantly!
They have no pay portal live every single other pay day loan company, I was only hold for 45 mins to try to pay off my payday loan! This tells me they want you to just give up and end the call and keep paying the payments so the can collect even more interest! THE WORST payday loan in the world. I’ve had better luck downloading payday loans for up to $600 and only paying $100 in interest and it’s paid off In 1 month!!!
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Valarie Rowe 3 reviews | July 28, 2020
General Review
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