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$3,000 Loans

Written by:  Joe Chappius
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Last updated: December 26, 2023

Do I qualify for a $3,000 loan and how do I get it fast? Financer.com is here to show you how.

  • Full comparison of lenders
  • Compare interest rates for $3,000 loans
  • Compare the cheapest loans instantly

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Compare $3,000 Loans for April 2024

Borrow $3,000 for a period of 1 Year.
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Amount: $3,000 | Period: 1 Year
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We found 28 loans

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Chosen 5,196 times

rating_bluerating_bluerating_bluerating_bluerating_blue
4.6
Read 4 reviews

Chosen 5,196 times

Loan amount

$3,000

APR:

3.00% - 25.00%

Total Payment

$3,078.97

for 1 year

Monthly payback

$256.58

for 1 year

rating_bluerating_bluerating_bluerating_bluerating_blue
4.6
Read 4 reviews
Get Started

Customer Type

All

Borrow up to

$5,000

Estimated Payback

20/04/2025

Weekend Payout

Age

18

4 Reviews

rating_bluerating_bluerating_bluerating_bluerating_blue
4.6

Interest & Costs

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Flexibility & Terms

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Website & Functionality

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Support & Service

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View Company Profile

Chosen 1,926 times

rating_bluerating_bluerating_bluerating_bluerating_blue
5.0
Read 5 reviews

Chosen 1,926 times

Loan amount

$3,000

APR:

5.90% - 35.99%

Total Payment

$3,096.41

for 1 year

Monthly payback

$258.03

for 1 year

rating_bluerating_bluerating_bluerating_bluerating_blue
5.0
Read 5 reviews
Open right now
Lowest cost
Get Started

Customer Type

All

Borrow up to

$5,000

Estimated Payback

20/04/2025

Weekend Payout

Age

18

5 Reviews

rating_bluerating_bluerating_bluerating_bluerating_blue
5.0

Interest & Costs

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Flexibility & Terms

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Website & Functionality

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Support & Service

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recommended

Chosen 6,022 times

rating_bluerating_bluerating_bluerating_bluerating_blue
4.9
Read 11 reviews
recommended

Chosen 6,022 times

Loan amount

$3,000

APR:

5.99% - 35.99%

Total Payment

$3,098.39

for 1 year

Monthly payback

$258.20

for 1 year

rating_bluerating_bluerating_bluerating_bluerating_blue
4.9
Read 11 reviews
Open right now
High approval rate
Get Started

Customer Type

All

Borrow up to

$50,000

Estimated Payback

20/04/2025

Weekend Payout

Age

18

11 Reviews

rating_bluerating_bluerating_bluerating_bluerating_blue
4.9

Interest & Costs

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Flexibility & Terms

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Website & Functionality

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Support & Service

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View Company Profile

Chosen 92,654 times

rating_bluerating_bluerating_bluerating_bluerating_blue
3.7
Read 36 reviews

Chosen 92,654 times

Loan amount

$3,000

APR:

5.99% - 35.99%

Total Payment

$3,098.39

for 1 year

Monthly payback

$258.20

for 1 year

rating_bluerating_bluerating_bluerating_bluerating_blue
3.7
Read 36 reviews
Open right now
Most chosen
Get Started

Customer Type

All

Borrow up to

$10,000

Estimated Payback

20/04/2025

Weekend Payout

Age

18

36 Reviews

rating_bluerating_bluerating_bluerating_bluerating_blue
3.7

Interest & Costs

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Flexibility & Terms

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Website & Functionality

rating_bluerating_bluerating_bluerating_bluerating_blue

Support & Service

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View Company Profile
recommended

Chosen 33,189 times

rating_bluerating_bluerating_bluerating_bluerating_blue
4.9
Read 17 reviews
recommended

Chosen 33,189 times

Loan amount

$3,000

APR:

5.99% - 35.99%

Total Payment

$3,098.39

for 1 year

Monthly payback

$258.20

for 1 year

rating_bluerating_bluerating_bluerating_bluerating_blue
4.9
Read 17 reviews
Open right now
Get Started

Customer Type

All

Borrow up to

$35,000

Estimated Payback

20/04/2025

Weekend Payout

Age

18

17 Reviews

rating_bluerating_bluerating_bluerating_bluerating_blue
4.9

Interest & Costs

rating_bluerating_bluerating_bluerating_bluerating_blue

Flexibility & Terms

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Website & Functionality

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Support & Service

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View Company Profile

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

Show all 28 offers
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At Financer.com, we're committed to helping you with your finances. All our content abides by our Editorial Guidelines. We are open about how we review products and services in our Review Process and how we make money in our Advertiser Disclosure.
$3,000
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How To Compare $3,000 Loans

How To Compare $3,000 Loans
1
Choose your loan amount
Select a $3,000 loan limit.
2
Compare the best lenders
Filter the results based on your criteria and compare the best $3,000 loan rates.
3
Choose an offer
Find the best personal loan for your needs.
4
Complete the application
Click Get Started to fill in your loan application.

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Best Rated Personal Loans

5.0
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 Based on 4 reviews
5.0
rating_bluerating_bluerating_bluerating_bluerating_blue
 Based on 4 reviews
5.0
rating_bluerating_bluerating_bluerating_bluerating_blue
 Based on 14 reviews
4.9
rating_bluerating_bluerating_bluerating_bluerating_blue
 Based on 7 reviews
4.9
rating_bluerating_bluerating_bluerating_bluerating_blue
 Based on 12 reviews
4.9
rating_bluerating_bluerating_bluerating_bluerating_blue
 Based on 17 reviews
4.9
rating_bluerating_bluerating_bluerating_bluerating_blue
 Based on 8 reviews
4.8
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 Based on 5 reviews
4.8
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 Based on 4 reviews
4.7
rating_bluerating_bluerating_bluerating_bluerating_blue
 Based on 3 reviews

Apply for a $3,000 Loan

When applying for a $3,000 personal loan, lenders will consider a few factors before approving your application. This includes a credit check, which shows your past loan payment history, debt-to-income ratio, employment status, and more.

Most lenders allow you to pre-qualify without hurting your credit score. This is a great way to compare multiple loan offers and choose the best option for your needs.

Apart from online lenders, you may also qualify for a $3,000 loan from a bank, direct lender, or credit union.

Don't have perfect credit? You can also apply for a $3,000 loan for bad credit from reputable online lenders.

Find a $3,000 Loan Now

Why Compare $3,000 Loans with Financer.com

Free Comparison
Free Comparison
Instant Results
Instant Results
Genuine Reviews
Genuine Reviews
Cheapest Loans
Cheapest Loans
Apply Anywhere
Apply Anywhere
Less Paperwork
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What Customers Say About Us

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4.60 based on 324 reviews

from Reviews.io

Heather B
rating_greenrating_greenrating_greenrating_greenrating_green

It was super easy to deal with them. The comparison service was just amazing.

Karen S
rating_greenrating_greenrating_greenrating_greenrating_green

A quick, efficient, and certainly hassle-free service. Their comparison tools were best that helped me find the perfect loan provider service online with great ease. Thumbs up.

Zoe N
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I got invaluable financial pieces of advice, free from any complicated terms & conditions. It was great!!

Dana R
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This is the most trustworthy site if you are looking for honest reviews, straightforward ratings and real-life opinions on financial products. I enjoyed a great experience, now it's your turn!

Steve A
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I had an amazing experience dealing with them! The comparison tools have worked great for me in finding the right lender.

Mary D
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One of the legit lenders suggesting service I have ever come across. Highly recommended!

Lenders That Offer $3,000 Loans

Shop around for the best lenders offering the cheapest loan options or our loan calculator on Financer.com to compare 274 lenders and get instant results online.

Financer.com has taken a lot of the guesswork out of trying to find the best loans online, even if you need it the same day!

Our network is robust, with lenders that will try to work with you depending on the installment loan time length needed.

View a list of lenders in the U.S. that offer $3,000 personal loans below, and compare rates with Financer.com.

Find a $3,000 Loan Now

Compare the Best Personal Loan Rates

Save more on your loan by comparing with us first.

Bad Credit Loans for $3,000

Your creditworthiness is determined by a lot of factors, including how much do you currently owe, your employment status, and weather you pay your bills on time.

You should consider your options and alternatives because with a very poor credit score comes the risk of very high APR (which does some rather counterproductive).

Again though Financer.com prides itself on providing the best $3,000 loans from direct lenders in the easiest way we know-how. 

Find a $3,000 Loan Now

Prequalify for a $3,000 loan here

Compare lenders and loan rates and apply for a $3,000 loan online with Financer.com. Read customer reviews of top online lenders and prequalify without hurting your credit. With Financer.com you can:

  • Compare lenders that offer loans of $3,000
  • Prequalify with no impact on your credit score
  • Compare rates and choose the best loan offer

Start Comparing

How much would you like to borrow?

Compare Offers

Comparing Loans with Financer.com

Financer.com helps you compare the best $3,000 loans and get the lowest personal loan rates from leading U.S. lenders.

Our loan comparisons are fast and easy, and completely free. Best of all, you can pre-qualify without hurting your credit score. 

At Financer.com we are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan and take the guesswork out of doing all the legwork yourself.

Get a $3,000 Loan - FAQs

How much will a loan for $3,000 cost?
This will depend on the lender, as APR rates and loan fees can vary. As an example, a $3,000 loan with an APR of 8% over two years will result in 24 monthly payments of around $136, with a total repayment amount of $3,264. Or use our online loan calculator.
How do I apply for a $3,000 loan?
To get a loan of $3,000 you have several options. You can go to a bank, a credit union, or apply with online lenders. At Financer.com we connect you with online lenders that offer a 3000 dollar loan so that you can compare and choose the best loan for your needs.
What can I use a $3000 loan for?
You can use a personal loan for just about anything, providing you can comfortably afford the repayments. You may use a personal loan to settle student debt, pay a high-interest credit card, cover medical expenses, home improvements, and more.
How can I get a $3,000 personal loan fast?
The fastest way to get a $3,000 personal loan is to apply online. Most lenders have easy application processes that take only a few minutes. Another benefit of online loan applications is that prequalification will typically not hurt your credit score as lender only do a soft inquiry at this point. Compare lenders online with Financer.com and get an affordable $3,000 loan.
What credit score is needed for a $3,000 personal loan?
If you have a credit score of 590 or higher you have a good chance of getting approved for a $3,000 loan. However, you can still get a loan if you have bad credit, as there are many lenders that offer a $3,000 loan for bad credit. Borrowers with good credit will typically get better rates.
What does it cost to compare loans with Financer.com?
You can compare loans with Financer.com free of charge. Our service is free and we only work with lenders that are established and have a long history of providing loans to customers in the U.S.

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