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  • BadCreditLoans.com

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2.97
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This is is the overall rating score of this company based on customer reviews.

Our scoring model consists of 4 other variables that users can grade separately, which can be seen under Detailed Rating.

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Overview - BadCreditLoans.com

Traditional financial institutions can be reluctant to provide credit services to customers with bad credit, but BadCreditLoans.com is here to change that.

Your credit history is typically the main factor used to determine your eligibility, and those with less-than-perfect credit find themselves with a low chance of getting approval. BadCreditLoans.com is not a lender, however, it is a service that connects borrowers with a large network of credible lenders and financial service providers.  The types of loans offered range from auto loans to mortgage loans.

Sometimes, circumstances beyond your control might force you to be in a bad credit situation. Some lenders might not acknowledge this and reject your loan request based on your rating.

Some lenders do not take into account the fact that bad credit situations sometimes arise through no fault of your own.

Please note that BadCreditLoans.com is not a lender! BadcreditLoans.com is a service that allows you to access a network of hundreds of lenders with one request form.

Outstanding Features of BadCreditLoans.com

There are several ways the lending process is different at BadCreditLoans.com. Some of the benefits include:

  • The service is open 24/7
  • No fees or obligations
  • It’s free to try
  • Data encryption technology protects your information
  • You choose how to use the funds
  • Responsible lending

As long you are working, BadCreditLoans.com can help you – even if your current credit rating is less than desirable.

Households that always pay their bills in full and on time are few and far between. No matter how perfectly you plan your budget, emergencies do occur, and quick loans can be a lifesaver.

BadCreditLoans.com is an easy-to-use service that connects you with a network of lenders.

The Loan Approval Process

Financial emergencies like fixing a car or handling past-due bills call for a personal loan. BadCreditLoans.com can help you with your cash emergencies in just a few simple steps.

Applicants need to be legal residents of the United States who are older than 18. Be prepared to provide details like your bank account number, email address, and a working phone number when filling out an online form.

The approval process takes less than a day, and you can obtain BadCreditLoans.com of up to $5,000. Here is how it works in a nutshell:

  • You will fill out an online form and are connected with a lender from a pool of lenders, who will then review your request.
  • A lender will then provide you with a loan offer based on the information provided.
  • If you want to accept the offer, you must agree to the terms via e-signature on the contract.
  • The lender will then distribute the funds to your account.

Keep in mind that you are not obligated to accept a loan offer if you do not agree to the terms. Read the terms of the loan carefully before agreeing. Repayment terms range from 3 to 36 months.

Reviews from customers

yared
June 18, 2019
Vanessa Zuelke
July 14, 2019
Claire Hudson
January 22, 2019
Really great experience. Badcreditloans offered me a really good loan offer. Highly recommend!

Why BadCreditLoans.com?

  • Request a loan up to $5,000
  • Low credit score is not a problem
  • Reliable service since 1998
  • Request a loan today!
Apply for loan »

No commitments! This won't affect your credit score!

Reviews from customers

yared
18/06/2019

Reviews - Read Customer Reviews of BadCreditLoans.com

Not a top-performing offer

This lender is not among the top rated, based on user reviews. It has received a rating lower than 3.5 out of 5, which may indicate that customers are not fully satisfied with the service.

If you would like to see other alternatives, click here for a list of top lenders.

  1.   Vanessa Zuelke rated BadCreditLoans.com 5.0/5.0
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  2.   yared rated BadCreditLoans.com 5.0/5.0
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  3.   Jermaine D Skinner rated BadCreditLoans.com 4.0/5.0
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  4.   Dominica J Hart rated BadCreditLoans.com 1.0/5.0
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  5.   Save your time and don't even bother. I don't have horrible credit but it's not great. Needed a little loan just to get some dental work done because I broke a tooth but they denied me. It's a complete waste of time. Now I've gotta find another way to come up with the money to get my tooth fixed.
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  6.   Really great experience. Badcreditloans offered me a really good loan offer. Highly recommend!
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  7.   SMS spammers
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  8.   Great Experience!
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  9.   They don't help bad credit
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  10.   This isnt a direct lending service. They just redirected me to Cashnet USA, which I had been intentionally avoiding due to their atrocious financing fees ((opposed to APR)). The site itself is programmed well and runs smoothly, but they don’t actually provide the lending service themselves, so it’s essentially useless.
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