This is hands down the worst banking experience I have ever had. They have clueless people answering the phones and reviewing applications. I attempted to open a trust account and spoke with 1 of these clueless reps who told me I needed to open a business trust account, so I completed their ridiculous application and got notarized signatures from 3 different people at 3 different locations. The application got denied and they informed me I needed to open a nonbusiness trust account. I submitted another application and was denied again saying I needed to open a nonbusiness trust account, so yet again I submitted another application painstakingly over the phone with another clueless rep. Then I was denied because they said my trust type didn't meet qualifications, but after reviewing everything carefully, it absolutely did meet qualifications so I called again and spoke with another clueless person who agreed I was right and said let's submit the application again. I filed another application and then got denied because they supposedly couldn't verify my identity even though I uploaded crystal clear photos of government documents and there was zero reason for denial. I called back again and got an intermediary who could only parrot back what I already knew which was that my application was denied. At no point could you reach someone on the phone with any competence. Please, please don't even attempt to open an account with these people, spare yourself massive frustration and pick a different bank.