Online Payday Loans in Louisiana – Compare Louisiana Loans

The Best Loans in Louisiana 2022: Compare Online

Written by: Joe Chappius

Last updated: December 26, 2023

Financer.com helps you compare online loan rates in Louisiana. Compare different loan options in Louisiana and read more about the payday loan laws in the state.

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Compare the Best Loans in Louisiana for April 2024

Borrow $1,000 for a period of 6 Months.

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Amount: $1,000 | Period: 6 Months

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We found 21 loans

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recommended

Chosen 6,032 times

4.9

Read 11 reviews

recommended

Chosen 6,032 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 11 reviews

Open right now

High approval rate

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Customer Type

All

Borrow up to

$50,000

Estimated Payback

23/10/2024

Weekend Payout

Age

11 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Chosen 92,655 times

3.7

Read 36 reviews

Chosen 92,655 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

3.7

Read 36 reviews

Open right now

Most chosen

Get Started

Customer Type

All

Borrow up to

$10,000

Estimated Payback

23/10/2024

Weekend Payout

Age

36 Reviews

3.7

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 33,190 times

4.9

Read 17 reviews

recommended

Chosen 33,190 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 17 reviews

Get Started

Customer Type

All

Borrow up to

$35,000

Estimated Payback

23/10/2024

Weekend Payout

Age

17 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

Show all 21 offers

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How to Compare Loans in Louisiana

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Best Rated Personal Loans

Find the best rated lenders for loans in Louisiana

5.0

Based on 4 reviews

5.0

Based on 4 reviews

5.0

Based on 14 reviews

4.9

Based on 7 reviews

4.9

Based on 12 reviews

4.9

Based on 17 reviews

4.9

Based on 8 reviews

4.8

Based on 5 reviews

4.8

Based on 4 reviews

4.7

Based on 3 reviews

An Overview of Louisiana Installment Loans

There are no strict laws governing lenders in the state of Louisiana. Therefore, the state is a great place for lenders since the rates and charges are not closely monitored.

Although much stigma has been attached to payday loans, they can relay help you during emergency situations. In any case, it is still important to get acquainted with Louisiana cash advance laws.

ome knowledge of the overall cost will help you determine whether to take a loan or not.

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Interests Loan amount Loan term

The Advantages of Online Louisiana Loans

Online Personal Loans Are Convenient

Get Funds As Soon As The Same Day

Apply Anywhere, Anytime

Less Paperwork Required

Louisiana Payday Loans Laws

Lending is considered legal in the state of Louisiana. However, lenders are still expected to comply with the existing laws discussed shortly:

Loans exceeding $350 are not allowed at a time
Loans should not be given for a period longer than 60 days
Charges and fees allowed include 16.75% of face amount of check and $10 documentation fee
APR for a two-week $100 loan equals 780%
Lenders are allowed to charge a one NSF fee per loan

Borrowers can take more than one loan. However, you are not allowed to renew or extend the term of a loan since all loans should be repaid on time.

You can take a new loan while still repaying the old loan as long as you pay 25%for the latter. Of course, this would mean additional fees.

It’s always vital for a borrower to be very attentive to details and thoroughly read the fine print. Ensure you underrated all the details of a loan before signing anything. Since there are no strict requirements for Louisiana payday lenders to publicize its terms and conditions.

Any criminal action against you if you fail to pay is considered illegal. These loans are meant to protect you from predatory lending tactics.

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Louisiana Payday Loan Regulations

Legal Status	Legal
Interest Rate (APR)	391%
Max. Loan Amount	$350
Min. Loan Term	Not specified
Max. Loan Term	30 days
Number of Rollovers	1
Finance Charges	16.75% of the amount advanced
Statute of Limitations	10 Years

Updated July 8 2022

Eligibility Criteria

Chances of rejection for a Louisiana payday loan are slim since you are not asked to furnish to provide numerous papers. Your credit history is also not put into consideration before being approved. All you need is:

A bank account
Proof of income
A social security number

Money is disbursed to you quickly so you can cater for whatever emergency you had. You are expected to repay on your next paycheck.

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Get the Loan You Need

An online personal loan can help when you need cash for large purchases or unplanned expenses.

Holiday

Wedding

Home Renovations

Bills

Shopping

Education

Why Compare Personal Loans at Financer.com

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Compare Louisiana Loans at Financer.com

Financer.com helps you compare the best personal loans in Louisiana and get the best loan rates from leading lenders.

We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan in Louisiana and take the guesswork out of doing all the legwork yourself.

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